Two weeks ago I called SOUTH RIVER MORTGAGE for info. I told them that I was not interested in…read moretheir loan offer. I have been barraged with calls from them ever since. ON Wednesday May 13 I received 12 calls from SOUTH RIVER MORTGAGE BETWEEN 6:45 AM and 10:30 AM. Four additional calls in the afternoon. I blocked their number but they just used another one. I blocked six numbers.

Hello this is George Barrie i have been with Southriver Morg. since July of 2024…read moreInitally I was Forced into this because of my Wife Passing at the worst time in my life because of work related Deceases from Rocky Flats a Nuclear Weapons Facility that Leaked Radioactive Contamination on my clothing and went through there Refinance with Mr. HUNTER i would like to add he and /Zak sen. V/P where right there for me and bent over backwards to help me understand this Criteria which is imposable to get outside help no one understands ins./outs of a rev. Morg. unless it's bad because that's all anyone heares about. Im not done with the longevity of the Program yet, but i checked around and this was the BEST choice EVER thank you Sincerely George Barrie Jan 28 2025

He contacted me after my inquiry very quickly however I never heard from him again. Which is very…read moresad as he took all my personal info, was very engaged and fell off the face of the earth. Even after 3-4 phone calls and email's to him directly its was crickets!! I even tried different modes of communication like cell phone, e-mail and office phone. So if he doesn't want to work with you its apparent, he just becomes a ghost. What a shame because he was very personable and seemed like he wanted to help but clearly he is just after the money!!!!!

Jason made an extremely potentially stressful time easy, seamless and fun. He is clear in what he…read moreneeds and reassuring if a potential issue arises. The lawyer at closing even paid him a compliment on how his paperwork was all in order, organized and easy to follow. I would and have highly recommended him and will absolutely use him to refinance or if we buy again!!

I would highly recommend Pat Jenkins, the senior loan officer. She was nothing but kind and very…read morehelpful with our loan process of our new home we just purchased. She was always available for any questions. We even reached out to her over the weekends. She was always very responsive. She always kept a positive attitude, and it was such a pleasure to do business with her! We, of course, were approved of our loan. I am glad we chose this mortgage company and would recommend it to my friends who may be interested in purchasing a new home. Thank you, Pat, for helping this process run smoothly.

We can't say enough about Bill Jeffreys and his Team at Bay Capital Mortgage and their attention to…read moredetail and quick response to all our needs. Bill responded immediately to our inquiry about a possible mortgage with him; he quickly worked up a loan estimate that included the estimated escrow and estimated taxes, insurance and assessments. He was very accurate in estimating the loan costs. He then offered, without our asking, an alternate estimate based on a higher down payment that eliminated the need for "PMI" Mortgage Insurance. PMI is not a benefit to the homeowner so its elimination was appreciated. During the closing process his Team helped us coordinate all the documents that were needed, and the final process wrapped up without a hitch which was super important to us as we were moving from NH to Maryland and were in transit during those final hours and they were in touch with us every step of the way. Bill also followed up this week, one month after our closing, with an application form for a Homestead Tax Credit, and even included a stamped return envelope for us to get that into the mail quickly. We will definitely recommend Bill over and over again.

I have recently purchased my new apartment and MVB Mortgage was the one helped me to get the load…read more They worked with me almost 24/7 to secure my loan and meet the tight deadline I had (I had only 21 days to close the deal). When my bank heard the rate MVB gave to me, it disappeared and couldn't match it, so I knew that they gave me the best deal . I can get in the market. They were very responsive, fast to reply, and detailed in their work. They helped me, as a first-time buyer, get the loan with a very good rate and finished the process within the tight deadline I had. . I really recommend them. I am pleased to work with them

I just closed on my condo with them last week and are very happy with their service. Attentive to…read moredetail and very willing to walk through every single detail and/or question you have. I was a first time homebuyer and felt confident with the process with John and his team, Victoria and Josh, guiding me thorugh the process. The only downside is that while shopping for mortgages, I had stated I wanted a mortgage with no escrow (I'd rather manage my money myself and keep the money from the interest myself). John said that was possible, but only for a fee (a percent of the loan). Unfortunately it seems that escrows are built into the underwriting itself, so not much we could really do to get around the fee. Just know that if you don't want to escrow. Otherwise I am very pleased with their services.

A bunch of my co-workers told me I HAD to call Marshall Feldman to get a VA home loan. We worked…read morewith Marshall and Rebecca and we couldn't have asked for a better loan team! They were so communicative during the whole process and they were always friendly and happy to answer our silly first-time home buyer questions. Marshall was great about showing us different loan scenarios during each stage of the process and helping us pick the right one. Would recommend 110%

Bought my 6th house using First Home Mortgage Rick Kublank team at the URGE of my real estate…read moreagent. I was not impressed from the get go so I reached out to a VA specialist in another state. When we put an offer on our house and it was accepted, my agent sent all paperwork to Rick and his team. I regret that decision every day. The service through the teams lack of communication, organization, and VA skills made it a very painful process. They did not communicate well so I had to send the same documents to different ppl on the same team. I got ao frustrated, i ended up putting them all on email copy to tell them it is their job to share docs and to communication. They dragged their feet scheduling a VA appraisal- if you use VA you understand the relevance of a timing VA scheduling. They had me emailing around documents instead of using the portal. And in the end, they didn't account for our homeowners insurance in their closing numbers. I thought it was paid until I got a letter of cancellation. We had to pay out od pocket. Truly one of the most stressful closings Ive ever had because of their lack of professionalism during what is already a stressful time. There are much better companies.

Brian was fantastic to work with throughout the mortgage process. He was responsive, knowledgeable,…read moreand took the time to explain every step clearly, which made a stressful process feel much more manageable. He shopped options, answered questions quickly, and was always transparent about rates, fees, and what to expect. What stood out most was how professional and steady he was from start to finish. I never felt pressured, and I always felt like he had my best interests in mind. If you're looking for a mortgage broker who is sharp, trustworthy, and easy to work with, I would absolutely recommend Brian.

Brian was absolutely outstanding, and guided us through the entire mortgage process (as buyers)…read morewith poise and humor. We would absolutely use Brian again if we needed to get another mortgage. Cannot recommand him highly enough!

If you want to have your real estate sales experience ruined, go with a buyer using Universal…read moreMortgage and Finance, Inc. out of Edgewater, MD. We waited on loan processing for two months, delaying my sale multiple times. A manager had to eventually take over the loan but he really couldn't give a damn that everyone in chain was affected. BE CAREFUL IF YOU ARE DEALING WITH THIS LENDER ON ANYTHING!

From the owner: Who we are... Universal Mortgage & Finance, Inc. is a direct…read morelending institution that prides itself on always putting the borrower's needs first and building long lasting relationships in the communities we serve. For two decades we have successfully serviced the needs of those refinancing, new home buyers, real estate professionals and builders. Universal Mortgage & Finance, Inc. works with Tier One investors and offers a full range of programs to satisfy a variety of residential loan needs. To ensure quick turn times, quality and efficiency Universal Mortgage & Finance, Inc. is suitably equipped with In-House Processing, Underwriting, Closing, Funding and Appraisal Order Management. Who we serve... Whether for a first-time home buyer, a growing family or an established homeowner looking for an investment or vacation property, Universal Mortgage & Finance, Inc. offers a wide range of financing options to meet home buyer needs. Our experienced and knowledgeable loan officers will review each home buyer's personal financial position and help them decide the best solutions. Whether you are a client or partner of Universal Mortgage & Finance, Inc., expect superior customer service and an excellent support system. Universal Mortgage & Finance, Inc. offers exceptional mortgage services online that gives the borrower the ability to electronically track their loans from start to finish. NMLS # 118030

Had an amazing experience working with Adam. As a first-time homebuyer, I had a lot of questions…read moreand moving pieces, and he was patient, supportive, and always quick to respond. He walked me through every step, made sure I understood my options, and truly went above and beyond to help make this happen. I couldn't have asked for a better lender and would absolutely recommend Adam to anyone.

From the owner: Adam Backes and the Acela Mortgage Team are your premier multi-state lender primarily serving areas…read morein Central and Southern Maryland including Anne Arundel, Baltimore City, Baltimore County, Calvert, Charles, Howard, Montgomery, Prince George's and St. Mary's counties. We use the latest technology and offer a wide array of loan products, competitive interest rates and strive to make the loan process simple, straightforward and fast for borrowers seeking a mortgage in any of the areas serviced. Whether you are first time home buyer, repeat home buyer, purchasing or building your dream home, renovating the home you're buying or already own, refinancing an outstanding loan, or consolidating debt, we can help you take that first step toward that perfect financial solution. The ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come.