This guy did business loans for a long time apparently and does not do it anymore. Do not bother…read morehim. I called for a business loan question and was given the wrath.

I can't recommend Joe enough. He helped my business expand greatly over the last year as I offered…read moremore services and needed the capital to do so. The results have been nothing short of amazing. Thank you again Joe!!

West Coast Bank, is the worst bank in America. It's years behind , years! in computer technology…read more Which causes all their on line services not to operate correctly giving you wrong promos, with no help. The worst thing about them they don't have one human being that works there on week ends. Customer Service no such thing. The 24 hour service is pure B/S, there's no service, just run around. No matter how important. You won't ever reach any service on weekends. I won't tell you about the Debt Card Service.

Give this bank a shot, you won't be disappointed!!…read more Let's start of by saying these ladies and location rock!! The tellers (Jamie, Alexis) and the manager Beverly to name a few are all just so sweet and go out of there way to create an experience and help me with all my needs. Always going above and beyond, they make me feel more than a business relationship but a friend. They are professional , they are fast and they've always been able to solve all of my issues that I've created. I'm gonna miss you gals and I appreciate everything you've done for me again. A+ experience.

I have participated with John Seeley in several telephone conferences with his clients, and I found…read moreJohn to be intelligent and financially savvy. John wants his clients to understand all of their options, and I helped John explain the bankruptcy alternatives. John has "street smarts" in that he knows what it takes to obtain meaningful results for clients. John has my highest recommendation. Any company that has been turned down by banks for financing should give John a call; his door is always open.

John and I have worked together on many clients over the years. His firm has an impressive track…read morerecord and he is the first person I call when my clients have financing needs. He is especially helpful for the more difficult to fund clients. I would recommend John to anyone and especially my own clients.

I had a tax issue that had me spinning. I called several other CPAs that were NO help at all. I…read morecalled Thomas Castillo's office. And they were different. They listened. They understood. They treated me (a very small fish) like a VIP. They took care of me and they took care of my problem. Whew!! Absolutely recommend Thomas Castillo CPA.

Tom is the best CPA I have ever worked with. He always provides effective advice…read more Recently, I started my own small business and he has been instrumental in guiding me to create the best tax structure, balance sheets, and a other finance related aspects of my business. I'm confident that with his guidance, I'm not missing out on any important considerations to set myself of for success for the long-term. He's kept me up to date on all of the latest tax changes so I know what is coming around the corner. He is also a awesome guy who I hang out with when we aren't doing business together! I will do business with Tom for years to come

Fantastic service!…read more We'd been searching for a financial professional for a while now and was very surprised when we could book a one-on-one free consultation with Ms. Teh the very next day. We detailed our plans to her, she gave us her professional opinion and gave us homework to do. She was pleasant, communicative and obviously knew her profession. We'll be using her in future for sure!

I have met with Christine Teh three times now. As a math teacher and professional, I have always…read morefelt a bit of shame and embarrassment about not being able to get a handle on taxes and finances. Christine was so encouraging. She took the mystery out of all the mess and gave me the confidence to take ownership of my finances. I always felt safe to ask any question, and she always answered in a way I could understand. This coaching experience has been life-changing! I cannot speak highly enough of Christine Teh and the invaluable financial guidance she has provided.

I got a home loan with Kaila Linkswiler and she was phenomenal to work with. She was a great…read morecommunicator and was quick to keep me informed with any updates on my loan and was readily available with any questions that I had. Thank you Kaila and Bay Fed!

I called today and had the pleasure of speaking with Brittany in member services. I needed some…read morehelp in figuring out how to pay my credit card bill. I had had some issues with my payment by mail not being received in a timely manner. I am always hesitant to do anything online, so therefore have been writing checks to you for years! I told her my situation, and she explained in detail, the best course of action and easiest way to pay my balance. She was so helpful. I had so many questions! It was so nice to talk to someone who really cared about the issue and wanted to resolve it for me. (Which she did) I have had Bay Federal for many, many years and have never been disappointed. Brittany was so friendly and helpful. Thank you for having such an amazing person working in member services!

Stephen went above and beyond during mine and my boyfriend's first home purchase. He was super…read morecommunicative and even connected directly with my agent to ensure everything went smoothly. We recently had the opportunity to refinance and without hesitation, Stephen reached out directly to us as soon as he noticed rates were coming down. We did not need to chase him for it nor constantly inquire about it--he just felt like it was the right time and reached out! I'm very grateful for Stephen and his team and will definitely be referring him to our friends and family.

Based on his numerous good reviews, I messaged Stephen early last August about the possibility of…read moregetting a United Wholesale Mortgage (UWM) 15-year fixed home loan at 1.99%. This was a new program announced by press release, which I read about in a Yahoo! Finance article, through a link on Google News. Having worked previously in real estate and finance, I knew what the key points were to our situation, so I included those in the message to Stephen, asking whether he would be able to do the loan. Stephen responded abruptly by saying that he would have to talk with me by phone, to discuss "details." After I called him, he proceeded to try to browbeat me into accepting a different program at a higher interest rate. His approach was to use old-fashioned psychological pressure tactics, along the lines of: "Are you so naïve that you think you could actually get such a loan? That rate is just a teaser that you would never actually get." He was crude, demeaning and even insulting. I informed him, politely, that I had a background in real estate and finance, so I was not naïve about these things, offering him one last chance to do business with us, if he was so inclined. But he insisted that the loan would not be possible for us, so I thanked him and said goodbye. Shortly thereafter, I found a straightforward loan broker who in fact did the loan for us, on exactly the terms I had in mind: 1.99% 15-year fixed, with a reasonable fee. We closed in less than three weeks and none of the things that Stephen said were obstacles turned out to be an issue. I am pleased to report that my wife and I are now enjoying substantially lower monthly payments. BOTTOM LINE: If you want someone with an "old-school" approach to sales--involving psychological games, pressure tactics and absence of transparency (resulting in your not getting the best deal that you could)--Stephen Wong may be a good fit for you. Anyone interested in connecting with the straightforward broker we ultimately used is welcome to send me a private message, as I'm not allowed to include that information in my review.

I called Farmers Insurance (O'Brien insurance/Matthew O'Brein) to get some quotes. From the outset,…read moreMatthew was disrespectful and hostile. He talked over me and gave me the feeling that I was wasting his time. I won't work with him or Farmers!

I have been utilizing Matt O'Brien's farmers insurance agency for the last three years, I have…read moreexperienced nothing but phenomenal customer service (especially from Anna who is always kind and always follows up) The office treats all of their clients like family and I so appreciate the discounts they find and the reasonable rates they offer.

Terrible company that spams emails and doesn't know how to turn off auto reply. Do not get a loan…read morefrom here, they have some of the worst rates I've seen.

From the owner: Spectrum Business Financing specializes in finding the right fit for your business' financing…read moreneeds. We deliver expert customer service in a trusted and thoughtful way.

Just had the pleasure of working with Victor at this company Santa Cruz lending group, the guy name…read morewas Victor Romero. It was an awesome and informative meeting. I really enjoyed working with this guy very professional and very helpful. I suggest if you need information returning to property lending, you look him up this guy is great

My husband and I were first time home buyers so we really didn't know what to expect let alone do…read morein this process. Jessie was incredible to say the least! We closed in 16 days and every step of the way was seamless and easy. She made our lives so much easier in this process, I would never buy another house without her!