This was our second time working with Dave and his team at CCM, and let me tell you: Dave is a…read moremaster at his craft. He and his team are extremely well organized, detail-oriented, and helpful. They always ensure we know what we are agreeing to before we do, and never make us feel rushed. I should mention that they never miss a text or call either! I would definitely recommend Dave and his team, and I will certainly be using them again for any future purchases.

Dave Pennington is an amazing mortgage officer. Our realtor contacted him on short notice to help…read moreus close on a house 13 days after our initial contact, and he nailed it. The backstory is that we originally were working with a different mortgage officer for a different company, but she warned that we weren't going to be able to make the closing date. That freaked us out, and our realtor recommended we switch to Dave. I'm so glad she did, because Dave really stepped in and got things done, as soon as possible. It's like he had a fire lit under his butt and needed to move move move. We really appreciated that. He pushed us to get things turned around quickly, and he pushed everyone else involved in our transaction (especially the escrow company, which was having issues). On his own initiative he contacted the relevant parties (e.g., the escrow company, our financial advisor, our insurance agent) when things were unclear or when they needed to be pushed. And we were able to make our closing date with days to spare, with a solid mortgage at a very competitive interest rate. Dave took the time to explain the complexities and walk us through things, while also pushing things along and sending us reminders when we were forgetful. One thing I especially appreciated is that he acted as our advocate and gave us advice, rather than being tight-lipped and trying to cover his own butt. In other words, he acted as if he wanted us to get a loan and get the house, and his job was to help us make that happen, rather than trying to protect the bank from all possible risks and just make money for the bank. I recommend Dave most highly.

I've worked with Renzo Marsano three times now, and each experience has been outstanding. He first…read morehelped me purchase my home, then guided me through my first refinance, and most recently assisted with my second refinance. Every time, Renzo has been professional, knowledgeable, and incredibly responsive. Renzo takes the time to explain all options clearly, answers questions quickly, and makes what can be a complicated process feel smooth and stress-free. He truly looks out for your best interests and tailors solutions to your specific goals rather than offering a one-size-fits-all approach. The fact that I continue to return to Renzo says it all. I trust him completely and would highly recommend him to anyone looking to purchase or refinance a home.

Decided to finally due a refinance and was dreading the process but Renzo helped make this so…read moresmooth and easy given my busy schedule. We did everything via email and everything was so fast and efficient. Would definitely recommend him he gives a lot of options and breaks it down when you have questions! Thank you so much for all your help making this a smooth process.

If you are ready to buy or sell your home then Brian Simantel should be your first call. He is very…read moreprofessional, efficient and knowledgeable. My husband and I just purchased our first home with Brian help and we couldn't have been happier with the job he did. We were a first time home buyer and had no clue what to expect. Throughout the process Brian always was there to answer any question in a timely manner and was always easy to contact. He was our dual agent but we were amazed by his honesty and fairness toward us and the sellers. Brian is very professional with his job, he was always on top of the job and made all of the process easy and smooth for us.

Brian is the best. He has been our mortgage broker for over 8 years now, and we just closed our…read morefourth loan with him. He makes the process easy, is responsive, and has the solution for any challenge. Our most recent loan with Brian was for the purchase of a condo as an investment property, which is already more challenging than an owner-occupied, single-family home. On top of that, both my wife and I are self-employed, which makes the underwriting process particularly complex and tough to navigate. I'm not sure that anyone else other than Brian could have gotten it done, but with Brian's expert guidance, we closed on-time, and without issue.

Rik did an awesome job of helping us refinance our home, getting us a great rate and making the…read moreprocess quick and easy! He was great at communicating the steps along the way and very fast at replying to any questions. I feel like the entire process was so fast and that Rik took care of everything. We just did some paperwork online... and a few weeks later we were all set! I definitely recommend using this company if you are looking for someone who will help you get a great rate, is good at communicating, and makes the home mortgage process less stressful!!

Well, I'm happy to say that I finally found someone I can trust after purchasing a home and having…read moreit refinanced. After refinancing the first time, I was referred to Rik by family members. I had Rik look over my Closing Disclosure for a refinance that I signed with a notary the day before. Not only did Rik let me know I was seriously being ripped off, he offered to beat the rate and price that nobody else could match and to expedite the process immediately and close my loan within 2 weeks. I happen to be living in Northern California and he was in Southern California which made no difference whatsoever.   After completing my online application, I can tell you that Rik and his team worked around the clock to close my loan in 2 weeks just like he said. The communication I received from Rik and his team was friendly and professional of the highest standards! I never felt like there was any lack of communication. Any little problem that happened like problems with my home or flood insurance, Rik and his team went out of their way to handle them immediately and it was amazing!  All I can say it that you want Rik on you team, and I will be contacting him for future purchases and referring him to everyone I know. I would highly recommend him as being the first person to call for a home mortgage or to refinance. If he wasn't the first you called already, it's never too late or to get a second opinion because I did, and it was the best thing I could have done!

This loan team is excellent. Megan did a very comprehensive presentation when we were first…read moreinquiring about a home loan. She went into a lot of detail not only on different loan options, but on the industry as a whole. This helped us understand how many of the factors in borrowing and home buying work as far as trends, rates and values etc. The overall picture of the industry was very important to learn about. It was very interesting as well, and demonstrated her in depth knowledge of the economy. This was much more thorough than any lender has ever offered me, and I have had many home loans and refinanced loans many times as well in my life. She offered us multiple financing options which helped us get the home we wanted. The service feels very personal.

I had such a great experience with the GEM team. Everyone made me feel so comfortable through the…read morewhole process by educating me each step of the way and answering my millions of questions. They worked super hard to get me the best rate and the lowest amount down (which was what I needed at this time). I highly recommend working with these ladies, they are smart, kind and hard workers!

Warning about Mortgage One…read more I want to share my recent experience so others don't go through the same thing. In July 2025, I started working with Mortgage One through loan officer Mark Butrus. On July 31, I gave my credit card information to his processor to pay for an appraisal. The appraisal was completed, and Mortgage One even told me they would cover the cost of the follow-up visit. A short time later, I decided to switch to Turbo Mortgage because their rates and fees were much better. After that, things took a very troubling turn. On August 18, I received a fraud alert from my credit card company: a $496.55 charge attempt to the City of Warren (Michigan electric company). I live in Georgia and have no ties to Warren, MI. The only people who had my card information were at Mortgage One. When I questioned Mark about this, he denied any involvement, but the timing and location are extremely suspicious. Using a customer's credit card information for unauthorized charges is fraud. I am considering filing complaints with the Better Business Bureau, CFPB, and law enforcement. I'm posting this to warn others: be very careful who you trust with your personal and financial information. My experience with Mortgage One has been extremely disappointing and concerning.

Bad customer service. Never accessible by phone. Rude emails and service. No accountability.read more

Doun Lambert is so knowledgeable about home loans. She is truly a plethora of knowledge. She…read moreeducates the client on steps to get the best rate, how best to get you qualified and is very communicative through the process. I couldn't recommend her enough ...

I have worked with Celeste from Fitzpatrick in the past and all I have to say that she is amazing…read more Her response is quick and always has an answer to my questions. I like to get all my questions answered prior and if I feel the response is not quick, I would move on to another company. In addition, she seemed very passionate about her clients and always looking out for my / clients best interest rather than hers/companies. I didn't know too much about loans but she took the time to educate me and made me feel secure about doing the loan. I know everybody is different in what they look for, but I would definitely give her a chance at least to learn more about how things work. Very trustworthy and she prides herself in providing quality customer service.

Would not recommend this company sooo many Different…read morescenarios to this mortgage. Gut wrenching experience sooo incredibly stressful not good Professionals in business.

I recently refinanced my home and I had the pleasure of working with Stephen. I've gotten to know…read moremany of the friendly and knowledgeable staff at Countywide Mortgage over the years and it was an obvious choice when choosing a lender. Stephen was helpful and very quick to respond to any questions I had. This process was done during the quarantine, which I thought would make things difficult, but it couldn't have been easier. Stephen even drove out to my house several times to exchange paperwork. Before my loan was finalized, I had already called many of my friends and family to let them know if they needed to refinance, they should give Countywide Mortgage a call!

Henry and his team were great! I am self employed and it's…read morereally hard to get a loan . The office staff at Gem mortgage walked me through the whole process . Other loan company's told me there's no way We can buy a house . Well thanks no Gem we are now home owners . Thanks again to Henry and his hard working Staff .

Henry and his team were amazing! We were initially turned down by the credit union and I thought…read morethat was the end. I was then referred to Henry by my real estate agent and he immediately gave me hope again. He not only gave me hope, but he made it happen! He and his team were so easy to work with. I felt comfortable calling and asking questions and they never made me feel like they were "stupid questions". They really did make the whole process fairly painless. I enjoyed working with them so much that I am currently working with them on a refi! I would highly recommend Henry and his team at Sierra Pacific Mortgage!

I've had the pleasure of knowing John Evans personally for several years. I'll admit up-front that…read moreI'm usually reluctant to mix friendship & financial matters. Yet I knew intuitively that John was the right "go-to" person for my refinance needs. John's integrity, work ethic & knowledge of the marketplace coupled perfectly with my desire to identify "best solutions." John put my needs & interests first (quite a rarity within the industry) and walked me through the pros & cons of each option. He patiently answered every random question I had along the way. Refinances are usually hassles at best -- seldom easy or timely experiences. John and his support staff made for an almost seamless transaction. Once prepped, the transaction took about a month start-to-finish, if not less. We began with a simple evaluation of my circumstances; moved onto the more difficult task of understanding the market's various offerings; and then we talked earnestly about the pros & cons of those options. John empowered me to understand the nuances of each option so I could confidently make an informed decision that best suited my situation. Should you ever need a mortgage broker who will work tirelessly and purposefully towards your greatest benefit, I highly recommend that you contact John Evans.

From the owner: As an Axia Home Loans Loan Originator, my goal is to help you fulfill your real estate goals…read more Whether you are refinancing a home you already own or are purchasing a new one, I am here to provide you with detailed options and sound recommendations so you can make informed choices to address your mortgage financing needs. I would love the opportunity to learn more about your situation and determine if Axia Home Loans has the right solution for you. When you are ready to begin the mortgage lending process, I will be with you every step of the way to make sure that your loan closes quickly and smoothly. Contact me today as I look forward to helping guide you through this important financial decision.