First off most I have to say thank you thank you THANK YOU to the two individuals that made my wife and my own dream a reality. So I must say in the begging my wife and I were new to buying a home and had no clue what to do. And as we could easily come across to some people as easy targets well not for Doug and Gloria. The thing was I did my homework for moths before taking the jump in the deep end and I knew what to look for and what to ask and honestly when I had found Doug I was skeptical because I wanted to do it my way and when Doug sat me down and made it a priority to see me on my time which was 7pm at night he stayed at his office till I was ready to meet him. And all I can say the moment I walk in he had all the right answers and knew all the ins and outs of this business. So to start with Doug, he's the owner and to get to have him serving you was a plus to me and second I'm a strong believer that communication is the bloodline of the business relationship he not only took his personal time to work with me on the best loan to go with but he made it a priority to make sure I was aware of all the info needed to go through with the loan. What truly showed me that his company is the place to go was that he had a requirement of credit score that was above the average because some company's just want to get who ever they can to get money. He put up his standards first and since we meet them he knew he was going to put us in a house soon. The crazy part was HE DID! From the day we walk in his office to the day we closed escrow took 35days the was fast we liked a home and we knew they wouldn't take are bid so we were about to walk away and he came to my house and convince me to go look regardless and we still said no but not to be rude we ended up going well so happens that this man was that good he know some insight and encourage us to go for it we did and wow we got are dream home I can't thank Doug enough for making this happen. Now the best part. her name is Gloria. She was behind all the financial part of this big buy if it wasn't her hard work and experience and suggested ideas to continue to fix my credit I really don't know how far it would have gone. From the moment she made suggestions to pay some bills she on hand contacted the credit company's and made them jump on it asap I can't believe how fast this process has been she is the one to look forward to work with. They both fought to get me a low interest 3.9 to be exact and made sure my buy was in my means. I mean who does that? she been with the company for 20 yrs I believe and I could have ask for anything better they got my credit score up from 680 to 744 in 30 days all just from listing to them. I highly recommend them for any kind of home buying and definitely will be again when I buy my second home thank you so much Doug jones and Gloria kohn Sent from my iPad read more

My wife and I were looking into refinancing our home. After being turned down early in the year by our then current lender (Wells fargo) and by another lender, we had basically given up. So one day I googled "mortgage brokers" and the first lender that popped out and immediately caught my eye was Mortgage Magic. I have to admit that the "magic" part convinced me to click on the link for more info. After reading their website and further reading their reviews on yelp, I decided to give them a call. Wendy Wong was the broker who answered my call and ended up being the person who would help us with our refinance. From our initial face to face consultation we were convinced that we had found the perfect place and person to help us. Wendy Wong made everything so easy for us.Every question that we had she would answer immediately over email. All we did was provide her with all the necessary documents needed to start the process. Once we gave Wendy Wong everything she requested the process started and closed in 30 days. There was no need to sign all disclosure and application forms in person. Everything was done electronically by email which saved us a bunch of time and made everything so much smoother. We went from a 5.2%Apr to a 4.1% APR fixed 30 year which lowered our monthly payment by almost $300 and we were able to access some of our home equity to do some remodeling to our kitchen. We, without a doubt, highly recommend Wendy Wong and Mortgage Magic to anyone looking into refinancing their home. They are great people, professional, and very knowledgeable in this area and will take their time to make sure all your questions are answered. Not once did we ever feel uncomfortable or rushed during this whole process. In the future when we are in need to refinance again, I will not hesitate to give Wendy a call. Thank you Wendy Wong and the whole Mortgage Magic crew! read more

My wife and I worked with Wendy Wong at Mortgage Magic in buying our first home, and we were very pleased with Wendy. This was our first time buying a home, so we had many questions about the process, and Wendy did an excellent job at explaining how everything would unfold. Overall, Wendy Wong made the process easy and straightforward. Since then, we have refinanced twice with Wendy. She is my go-to person for all things real estate. The thing that really stands out about Wendy Wong and Mortgage Magic is that there were times when I had questions about our mortgage, and Wendy was available by phone, email, or appointment, and she did not hesitate to help us. We had the bank that was managing our mortgage lose a check we sent them a few years back, and we had no idea what to do. I immediately called Wendy, and she talked me through exactly what I needed to do, and her advice was accurate and correct. If you want to work with someone that will go the extra mile to make sure that your home buying experience is a good one, I would highly recommend Wendy Wong. She was recommended to me by a friend, and now I am passing the recommendation on to you. read more

Mortgage Magic and Edith was a recommendation from a friend that has used Edith before. This has been a blessing with all the work that Edith has done over many, many years for us. We are not just talking about our first loan that we got through Edith or the several refinances we have done with Edith. I am talking about the unbelievable support that Edith has given us since day one and all these years later I can still call Edith and she has always been there to help with any and all real estate questions, loan questions, recommending with someone else to help us, help us with a real estate attorney and getting us in contact with a title company. Edith is really about customer service she is personable, professional, attentive, flexible, accommodating and objective. If you need a home loan or you need to refinance your home Edith is the one and she will go that extra mile for you. We have recommended Edith many times to Family and Friends with nothing but positive feedback. So for all of you on Yelp we can highly recommend Edith to you with all her experience and knowhow. You will not be disappointed. read more

Wendy Wong of Mortgage Magic has helped us with the purchase of two homes and we have used her numerous times to refinance. With each experience, she has helped us determine what the best loan program is for our situation, how much we qualified for, and she made the process as easy and painless for us as possible. Wendy kept in touch with us each step of the way, and we were always informed of the status of our mortgage loan request. She returned phone calls and emails promptly, and answered all of our questions with patience and understanding. Wendy is a detail-oriented mortgage person, and took care of the paperwork and the process very efficiently. I recall in the last refinance that she had to "fight for us" with the lender because of the lender's rules about income and what they could use and not use for qualifying us. She made it happen, and as a result saved us hundreds of dollars every month. We could not be happier with our experience with Wendy Wong and Mortgage Magic. We could not imagine using anyone else, especially now that mortgage loans are so difficult to get. read more

Wendy Wong was recommended to me by a friend in Santa Cruz as the only mortgage broker she trusted. After working with Wendy I totally and wholeheartedly recommend her to all my friends. Wendy helped me to buy my first house back in 2011 and then when interest rates had dropped sufficiently and my house had risen in value, Wendy helped me to refinance my house in 2012 and eliminate my PMI payment. My real estate agents had never worked with Wendy but they were also impressed with her reliability, responsiveness and thoroughness. Although I was buying a house in Prunedale, CA and Wendy Wong is in San Jose, CA, everything went perfectly smoothly. Wendy was able to get me a better interest rate than my credit union! I am self-employed and even that fact was no barrier to Wendy getting me the best deal possible. If you are looking for a mortgage broker, look no further than Wendy Wong at Mortgage Magic! You will be so glad to have Wendy on your team. read more

The majority of us have that American dream of owning a home but many believe it's an unattainable feat. I tell u different. When that opportunity presents itself, take grab it, run with it, believe, and call Doug Jones of Mortgage Magic. He needs his office will help u n u guide u until your dream is no longer a dream but a reality. Even after, he is always willing to help u or point u in the direction where your issue can be resolved. He guided me through the purchase of music house now refi. I highly recommend Mortgage Magic/Doug Jones; his office offers professionalism, honesty, and guidance. Contact Doug Jones for any/all your realestate needs, more than your broker; he's your friend. read more

To Whomever: It is a pleasure to review the performance of of Edith V B. My experience goes back about 10 years or so when I refinanced (thrice I believe) and to the April 2011 purchase of a new house in Morgan Hill, CA. If you had a boy scout she is all you could hope him to be. In addition she is highly intelligent, personable and DILIGENT. She is as tenacious as a bulldog, much nicer, and gets the job done quickly and efficiently with a smile on her face and a kind word or two, sometimes, for the lender. She is a true professional and a credit to her profession and Mortgage Magic. Ed Holbrook 18570 Castle Hill Drive Morgan Hill, CA 95037 408 612 8882 ehanda@aol.com read more

Mortgage Magic is the best and there agents are Awesome. When you go there just ask for Heather Kulp she is the best !!!! .Once she started working on your loan rest assured. She is nice, thoughtful, honest, professional and very knowledgeable about loans process.She keep you posted throughout the process and she is top of your file always.Not matter what time it is you ask her a question you will get response back i mean her hours stretch from 7 AM - Midnight . I am sticking to MM and work with Heather Kulp for my next deal it could be refinance ... .My final search for lender stops here with MM. Thank You Heather Kulp for making it happen.You are the Best!!! read more

I rarely write reviews about anyone but I was compelled to write one about Fabian Cantu. I needed to refinance one of my investment properties to get cash to purchase another home. Fabian went to great lengths to explain things to me in a way that I could understand. The refinance process was very difficult but Fabian was able to get me the cash I needed. When we needed financing for a new investment property purchase, Fabian was a natural choice. I was very impressed with the way he communicated with us and his professionalism. He is a great person and I will be using him for all my future real estate financing needs. Highly recommend!! read more

We have been going to Mortgage Magic for 17 years and have refinanced several times. Back in the day they were the only ones who would help us and we got our house because of that help. Since then we could go anywhere to be accepted, but we will only go back to Doug and Gloria at MM. They make it soooo easy, no need to go in person and make a bunch of appointments, they work with you on the phone and accommodate your schedule so you don't waste time. They explain everything in detail, and have unlimited patience explaining the details to you as many times as you need (and I had a lot of repeats!). They are the BEST! read more

Wanted to share my great and wonderful experience with a husband and wife team that work for Mortgage Magic. The wife specializes on sales and the husband is an expert on loans. It was Mr. and Mrs. Lou and Blanca Esquivel that sold my house in Livermore and obtained a loan for me to purchase a beautiful home in Tracy, CA. I have retained them to sell my other rental property and was so impressed with their meticulous knowledge and care that I recommended them to my next door neighbor and they are now selling her house as well. I look forward to using them as my lifelong real estate agents as a one-stop realty shop. read more

If you haven't gotten a mortgage or refinanced in a while the requirements have changed in a major way. A lot more is required from you, I went to Mortgage Magic when rates dropped and worked with Randy and Gloria they made the process very smooth and easy to understand and painless. Later when rates went down even lower Randy South contacted me and made me aware of the even lower rates. We refinanced again with zero closing cost and brought my payment even lower again the process was efficient and smooth I definitely recommend Randy and the Mortgage Magic team to anyone with home financial needs. read more

I would like to give my thanks to Beth Walsh of Mortgage Magic. My wife and I are first time home buyers, and she spent an extraordinary amount of time talking through all the details of loan process, how the market works, and what we should really be thinking about. Not only did she provide this fantastic service, she continued to provide it while exhorting us to take a significantly better priced deal with another lender. This has been one of the best customer service and professionalism of my life, and the next time I have a mortgage concern, Beth will be the first person I call. read more

My wife and I have used Doug Jones and Mortgage Magic for years and would trust no one else with our home loan. At Doug's recommendation, we've refinanced several times over the years, always at a lower rate; and most recently for a shorter term. The peace of mind in knowing that we will actually (finally!) own our home outright and, not saddle our children with it if something happens to us, is immeasurable! Doug has been in the business for decades and has assembled a top notch team to work with, they really know their stuff! We would never consider going anywhere else! read more

I was so fortunate to have worked with Fabian Cantu at Mortgage Magic. My mortgage financing was extremely challenging and Fabian worked overtime get this loan done for me. We had so many road blocks but Fabian was able to put all the pieces together to get my loan closed. A lot of Lenders and Realtors make promises and "Guarantee" the best service - not many deliver. Fabian Cantu is the Real Deal - He delivered on his promises and kept his word. If you are looking for financing for a home purchase or refinance, DO NOT look any further...Call Fabian CantuJ read more

Without any hesitation, I would love to recommend Heather Kulp as your mortgage loan professional. I have known her for 10+ years. She is a very honest, helpful, dedicated and knowledgeable mortgage loan professional. She always works from her heart for her clients. I am always satisfied with her service. If you have any questions about purchasing or refinancing your mortgage loans, she is the right one to contact. You will be impressed by her in depth of knowledge and her professionalism. She is AWESOME!!! read more

Fantastic experience! Doug and team are incredible. We literally walked in off the street and immediately felt like we were in good hands. Doug and Gloria made the entire process painless, smooth and enjoyable. I felt very comfortable and they were knowledgeable and honest with impeccable attention to detail. They even went above and beyond to help clear a credit issue we had (identity theft). If you are purchasing a home, no need to look any further than mortgage magic. Let them work their magic! read more

We have sought mortgage advice from Doug Jones and used Mortgage Magic several times over the past 25 years. Doug is straightforward, honest, reliable and knowledge about all trends, rates and all options regarding anything related to mortgage options. His advise is always positive and spot on and we've always walked away knowing he had our best interest in mind. We are just completing another transaction with Doug and Gloria and couldn't be happier. He has built an amazing team. read more