I recently worked with MortgageCS for the purchase of my first home. From my initial dealings with Ben (CEO) and Alec (COO), who are the Co-Founders, I was able to get answers to all of my questions with concrete answers. They were also extremely responsive, providing pre-approval and approval letters within minutes, an absolute necessity in this housing market. Ben assisted me in locking in a rate that, by the time we reached closing, saved me more than $600/month in interest! As the process continued, I worked with Melissa, Director of Loan Production in gathering all of the financial documents and information to secure my loan. This portion of the process was by far the most labor-intensive and Melissa made everything as simple and straightforward as possible. The MortgageCS online portal/document submission made everything easier as well. Finally, I worked with Shannon, the Closing Manager, in the final weeks to finalize everything for closing. Ben, the CEO and Co-Founder, attended my closing in person and was there to explain everything to me. Both the Title Agent and the Real Estate Agent made a comment about how nice (and unusual it was) to have the Mortgage Broker present in-person at the closing, which says a lot. From start the finish, the entire team did a tremendous job to make an inherently painful process as smooth and painless as possible. I will certainly use them in the future for any purchase or re-fi and I would highly recommend MortgageCS to friends and family. read more

We had an outstanding experience with Ben and the crew at MortgageCS. They helped us find the right home loan and carried us through the process from initial application until closing. When I say "carried" I mean it. Their involvement was so much more than simply guiding us. They made it happen. But let me back up a little. After signing the contract for the house we were buying, and applying for a loan through a popular online lender, we were less than 2 weeks until closing when we were told we would not be approved for a reason we found outlandish and unfair. The information the lender was basing their decision on, that one of us was retiring soon, had been known to them early on in the application process. Yet it took them 5 weeks to let us know this was a problem?! The lender advised us to start the application process over again. Five weeks of answering questions, uploading and signing documents wasted! It is very fortunate that we found MortgageCS or we would have missed our settlement date. Ben, Alec, Christine, and Shannon work as a cohesive team and got us to settlement on time. They accomplished in less than a week what the other lender couldn't in five weeks -- our loan was approved! More importantly they cared about us. They are incredibly hard workers and exceptionally skilled at navigating the mortgage loan process. Our real estate agents and our financial advisor (who recommended MortgageCS) were impressed, too! read more

Ben, Alec, Melissa, Shannon, I just don't think 5 stars does you all justice. I would give you 5 stars, plus a 3 Michelin stars. As you know, my husband and I are from California. The goal was to buy our forever home near our family, especially our two granddaughters. We found the house we wanted, in order to seal the deal, we needed a three-week escrow. Ben and Alec assured us that it could be done, after they verified us. Once the process started, they asked, we provided. They kept us very well informed and didn't ask for anything that couldn't be obtained. It was an amazing team effort, to make this happen and everyone came thorough. As we got closer to the close, Melissa and Shannon made sure everything was ready for the close. We have purchased various properties, and this was the easiest, simplest process and by far the nicest group to work with. We highly recommend MortagesCS, I told my broker to only use them going forward with her upcoming clients with no hesitation. Thank you all again for such a great outcome, we couldn't have done it with- out you. Sunday and Joseph Rodriguez 09/2023 read more

Highly recommend working with MortgageCS - capable, passionate and human! Had a great experience working with this MortgageCS team. The team gave their time and attention to make our first home purchase positive. The team patiently worked with us through each step of the process - from introductory education, key considerations for home buying, to navigating an inflationary environment and coordination with our lender. We were supported and prepared for a very smooth closing. They worked with our realtor, the title company, our insurance provider and our lender to seamlessly coordinate the documentation and approvals needed to close timely. We felt comfortable with every figure at closing and every document we executed! The team also gave a personal touch with their company's custom coffee beans! We look forward to enjoying it in the near future! Thanks to MortgageCS! read more

I worked with the MortgageCS team to buy a house over the summer. The housing and mortgage markets were constantly influx at that point because it was right around when the Fed was starting to raise rates. Alec and Ben could not have been better to work with when it came to choosing a mortgage provider and Melissa was amazing with closing the mortgage. The team was incredibly professional and knowledgeable. They were also completely honest and transparent about everything. They had answers to everything I asked and if on the off chance they didn't know, they found out and got back to me quickly. I don't think these people sleep. If you are buying a house and need to get a mortgage, you cannot find a better group of people to help you with the process. They are amazing. read more

Whether you are an experienced real estate mogul or someone trying to untangle the craziness of purchasing your first home (me), you should be contacting MortgageCS. Working in sales myself, I appreciate the straightforward and clear approach that Alec gave my wife and I during our first conversation. Once we made the decision to move forward, the entire team was extremely communicative, ready to assist with any questions we had along the way, and kept us on task to close. The work that MortgageCS put in made our closing process extremely smooth and pain-free, while also helping us secure a very competitive rate a month beforehand (saving us thousands). Alec, Ben, Shannon, Christine: you are incredible at what you do and we cannot thank you enough! read more

Ben, Alec, Melissa, Shannon, and the rest of the MortgageCS team were absolutely incredible to work with! They were all extremely thorough, helping my husband and I move quickly to (finally) buy our first house as we navigated this very competitive market. As first time home buyers we had a lot of questions and were up against a lot of competition, but they were in our corner every step of the way -- responding to countless texts / calls from us, ensuring we understood every aspect of the process -- and working hard to lock in an amazing rate despite market volatility. The team at Mortgage CS are the best there is, and they really went to bat for us in all aspects of our home buying process. We'd highly recommend them to anyone without hesitation! read more

Wow! Bottomline - We could not recommend MortgageCS enough. My wife and I are so grateful to the Alec, Ben, Christine, Sharon and the rest of the team. They were are allies and guided us from beginning to end. They truly went above and beyond. Not only did they absolutely rock the Mortgage process by keeping us calm and playing the market to ensure we secured a rate lock at the perfect time in the process, but they were extremely helpful and informative with advise on how to handle issues with our realtor and builder. They truly are a Team and make you a member of their team. I have bought multiple properties and have worked with various lenders and there is no comparison to the experience with MortgageCS. read more

If anyone is searching for a mortgage company, look no further. Our experience with MortgageCS was the best it could possibly be. From the beginning stages that started over a year ago to the end at closing, was one of the most rewarding experiences we could have asked for. Every single discipline at the company whether it was the CEO, COO, Loan Processor, or Closing Manager was as consistent and professional as you could hope for. The relationships that we developed during the process made us feel like we were family. I can't imagine ever conquering our goal of being homeowners without their lead and direction. We are so thankful and grateful that our paths crossed with such an amazing company. read more

I received the most INCREDIBLE experience refinancing my mortgage from the brilliant team made up of Alec, Ben, Maggie, and Shannon!! In fact, I refinanced my mortgage once before and it was terrible in comparison. The difference MortgageCS brings to the table is their expertise in their concentration, concentration on customer needs, excellent communication, flexibility and follow up. Their systems and tools also made it super easy for me to upload, sign and receive documents - it made a huge difference! mortgage refinance can be really complicated, so that's why I am so impressed that this company figured out a way to demystify the process and make it easy! Thank you guys so very much!!! read more

My husband and I finally bought our first home together through them and they were awesome! The whole team took great care of us! Ben, Christine, Alec and everyone else were always available, kind, patient and diligent. We can say that they made this process as stress free as possible in this crazy market. We were aggressively looking for a home meaning that throughout this process we made multiple offers and needed to see the numbers for a variety of houses every week. They always provided us with the best service in this fast paced market! Everything was thoroughly explained to us during each step and we felt like they truly had our best interest in mind. Can't recommend them enough! read more

It was truly a pleasure working with the team at MortgageCS. Ben, Maggie, Ethan, Shannon and Alec were incredibly knowledgeable, helpful, responsive, enthusiastic, patient and genuinely excited for me to complete my first refinance application ever. The process was completely new to me and they answered my questions and supported my learning process at every step of the way. Each team member went above and beyond to make sure that I understood the big picture and the smallest of details. And the whole thing was approved so quickly! I cannot say enough about what an excellent experience I had working with MortgageCS and I strongly recommend them. read more

Ben and Alec.and Melissa and Shannon jumped to help us secure our loan literally in the 4th quarter of the house purchase and I can't even describe what a great job they all did (but I'm going to try anyway) Unlike the big bank we were using at first which metaphorically dropped the ball, Ben and Alec jumped in and the attention they gave us and they work they put in to get this mortgage approved blew me away. Fantastic company, a great experience, I highly recommend this company if you are looking to buy a home and trying to secure a mortgage. Ben and Alec, from the bottom of my heart I thank you for the work you put in for my wife and I. read more

Melissa, Shannon, Ben, and Alec were fantastic! I was impressed by the response time to my questions and their ability to put me at ease throughout the whole process. Everyone was so nice, I felt like we were old friends. Throughout the process of buying my home, it was a breeze, because they prepared me every step of the way. Melanie was fantastic, she had checklists for me to follow and sent reminder emails. The MortgageCS gang were all very patient and understanding. I felt like nothing could go wrong because I had MortgageCS by my side the whole way. You can't go wrong using MortgageCS for your next real estate purchase! No stress! read more

We had an excellent experience working with MortgageCS on our mortgage for our new home. From start to finish, the entire team was professional, responsive, and genuinely great to work with. They made what can be an overwhelming process feel simple and manageable, walking us through every step and explaining our options clearly along the way. We always felt informed and supported, and it was clear they truly had our best interests in mind. We couldn't be happier with the service we received and would highly recommend MortgageCS to anyone looking for a smooth, stress-free mortgage experience. read more

We had such a fabulous experience working with this team. All the members were helpful, quick, and informative. I felt very confident with our choices because they take the time to explain what everything means and what options were available. My realtor was nervous about working with an unknown broker/lender but she was also completely impressed by the end. Everything went super smoothly. Last extra bonus is that they use texting to communicate if that is your preference, which for me is a huge bonus so that I could quickly get answers or make responses throughout the day. read more

My wife and I would recommend MortgageCS to anyone looking to buy a new home. They made the process of finding and applying for financing so incredibly easy. Ben and Alec were always open to explain things when we were confused or had questions. They were so responsive when we needed information, were interested in a new property, or needed changes to financial variables. On top of all of that they worked seamlessly with our realtor during the entire process from preapproval to closing. Guaranteed for our next refinance or purchase MortgageCS will be our first call. read more

MortgageCS was recommended to me by a friend and I am happy to say that after working with the MortgageCS team we are still friends! The entire mortgage process was stress free because of the transparency of every detail. Everyone was professional and more importantly - so pleasant which does make a difference. I was kept informed of every step in the process. Every question was answered promptly. Thank you Alec, Ben, Ethan, Melissa and Shannon! I enjoyed working with you and will happily recommend MortgageCS to anyone needing your services. read more

Highly recommended! MortgageCS has professional team members and the entire MortgageCS team was superb. From the very start of the process Ben took the time to ensure I had all my questions answered - even meeting me in person! During the loan process, I had many new questions. Ben and Alec have always answered patiently straight away and explained things very well so I could clearly understand the situation. The team was always available for me. I thank you Ben, Alec, Melissa, Shannon, and all other MortgageCS team members! read more