My wife and I needed some help, and Nik and Kristin were definitely the right choice. They listened to our needs, explained the process clearly, and patiently answered all of my questions, even when I asked the same thing in different ways. The amount we paid felt fair for the work they did. They also allowed us to pay off the balance in increments while continuing to move forward, which helped us avoid feeling even more overwhelmed. I highly recommend them both for your legal needs. read more

I recently reached out to New Chapter Law Group and spoke with Nik Chawla for a Free consultation. Nik Chawla took the time and went over the process and explained how everything works. Gave me options and seniors from different aspects, given based on my current situation I currently face. He was very supportive and thorough about all aspects. Nik Chawla sent a email after the phone call consultation regarding pricing and overall details, even went through other alternatives which I'm very thankful for and I wanna say I'm very impressed. Anyone who feels comfortable should reach out and ask questions regarding every aspect you may be going through to give a clear understanding what to expect. I appreciate all feedback and support and wanna say Thank you Nik Chawla for reaching out and for being very customer service oriented and understanding. read more

Excellent experience with this group. Kristin is outstanding. Courteous, prompt and professional, Kristin addressed my concerns and provided a clear path of action to resolving them. I cannot offer a higher recommendation. read more

First impressions are lasting Impressions. Scheduled an appointment with firm. They were a no show. Calls went straight to Kristen LAMAR'S voicemail. She knew I was calling and did not show up on the call. This is unprofessional and utter disregard for my time. She kept texting me at work even though told her I was at work and couldn't talk and this is why I scheduled a FREE consultation. She seem desperate for business and could not wait for appointment time. First impressions are lasting Impressions, I don't recommend this firm to anyone. If I could give a zero, I would. read more

Nik & Kristin are so wonderful. They helped me over ten years ago with my then-husband's BK and were so wonderful then that after the pandemic and divorce when I decided to file, I contacted them again for myself. They'll sit with you and be direct and honest, they know the law very well, they outline what you need to take care of, and they make uploading documents easy so you don't have to bring a stack of papers into an office or mail anything. They take care of all the filing and make you feel empowered. The email responses are thorough & timely, there are no hidden or spontaneous fees, and the price is ridiculously reasonable for the great service you get. Not everyone will qualify for BK, and they're upfront with you about any risks or facts of your life that could be a hinderance for discharge. Knowledge is power. They give sound legal advice and are kind people. My BK went so smoothly and it feels amazing to have a fresh start, thanks to them. I highly recommend them to anyone who'll listen. read more

If you're considering bankruptcy definitely go with New chapter law group. It's not an easy decision to make but they will break down the steps and be by your side every step of the way. I'm incredibly grateful for new chapter, you won't regret it. read more

Nik and Kristen make this process very easy. They are kind, responsive and efficient. I highly recommend this office.

If you're reading this review, you're likely where I was a little more than a year ago - in dire financial straits and considering bankruptcy. It's not a fun topic to discuss and it's certainly not a decision to take lightly. When you're considering something like this, you want to work with people who are patient, understanding, thorough and kind. That's what you get from Kristin and Nik - experienced attorneys who will walk you through the process step by step, answer every question you have, and be available to you when you need them. Kristin and Nik were lifesavers during this period of my life and I cannot thank them enough for their help through this process. Because of their help and hard work, I now have a brighter financial future ahead. I made mistakes when I was younger and while I'm paying for them, I am not being drowned by them. I have started a New Chapter and I am so very thankful. I sincerely recommend Kristin and Nik at New Chapter Law Group and urge you to contact them if you are considering making the decision to file for Bankruptcy. Read through all these reviews ( I did!) and give them a call - in just a few months time, you too could be starting fresh and looking straight into the eyes of a bright new future. Thank you Kristin and Nik, you guys were amazing! read more

I spent several years struggling to pay my bills on time and provide for my family. I eventually hit a wall and was forced to move my family out of our apartment and moved into my inlaws. We went from a 1200sqft apartment to the 3 of us living in a 200 sqft room. I kept thinking something will change but it never did and things progressively got worse. It took a long time but I finally accepted the fact that I had to file for BK. There are so many companies out there, who will make false promises or treat you poorly because of your financial situation. I came across New Chapter Law, I submitted a request for consultation and met Nik and Kristin. They're professional, patient, efficient, understanding and most of all helpful. I had a million in one questions and would notice that they would respond at all hours of the day or night. They worked with me, provided me next steps and always reassured me that things will get better. They were right and things have gotten better. A mountain of stress was lifted off my shoulders and I can now breath. If you are looking for someone to look out for your best interest and help during a difficult time... I highly recommend you contact New Chapter Law! read more

The team at New Chapter Law were so amazing! They made the process so easy and were always there to answer every question I needed and right away! Very grateful to work with them during such a stressful time and so grateful for all their help and support every step of the way!!! Thank you Nik and Kristin!!!! read more

It took me almost three years to finally make the decision to file for Bankruptcy. I had researched attorneys a couple years before and liked what the reviews said about New Chapter Law Group. I tried credit consolidation and everything I could think of. I had a decent credit score and had never been late or missed a payment in my life. But, eventually felt I was drowning and had no choice but to find an attorney. I contacted New Chapter Law Group in early March and spoke with both Kristin Lamar & Nik Chawla. Because of Covid-19 the initial interview was done with Nik by phone. After speaking with him and asking all my questions, I felt ready to move forward. That's when the work begins...and it is a lot of work to get all the documents together that will eventually go to the Trustee. Just when you think you have every document possible, something else comes up. I did meet with Nik at their office before the date was set for the Trustee meeting. It's a beautiful office and we both wore masks and kept a safe distance. Nik completed the final papers on the computer while I was there and turned the screen so I could see everything. He is so knowledgeable about bankruptcy law and everything that could possibly be asked of me that I felt very safe. Eventually, everything is ready and you get your court appointment date with the Trustee. Again because of Covid-19, rather then go to the Trustee downtown, it was done by phone. This really scared me at first because I would be alone at home calling in and Nik would be at his office calling in at the same time. I wouldn't be able to communicate with him without everyone on the call hearing what was said. But I have to say everything went so smoothly that all my anxiety was unnecessary. Because Nik and Kristin were so prepared and certain we had every possible document and information that would be needed, it went like clockwork. All I really need to tell you is that Nik & Kristin are so professional and knowledgeable, that you are in the best of hands with them. They are kind and understanding and never made me feel anything but good about my decision. They are with you every step of the way and I am so grateful they were the lawyers I chose to represent me. read more

I called and talked to Kristin regarding my sisters situation. My sister became disabled due to a medical condition and her bills are becoming astronomical. Kristin gave me some very solid and informative advice over the phone. I'm not sure filing bankruptcy at this point is what needs to be done but certainly if it comes to that, we will be going with New Chapter. Thank you so much Kristin for really taking the time!! Jeff read more

I found New Chapter Law Group on Yelp and choose them by their great reviews and Im so glad that I did!!! The bankruptcy process was fast and easy. Kristin made the whole process easy to understand and was always available to answer my questions. I was scared to start this journey at first due to all the negative things I was told when I was a kid about bankruptcy. In reality, it was a life saver. Sure, I could keep paying on my 20+ credits cards but it would take a life time to pay off and I would never be able to save money. The best thing was just to start over with a clean slate. Im so glad I chose new Chapter Law Group! I cannot thank them enough for the financial relief! :) read more

I'll start off with a couple of thoughts about my experience. First, I HIGHLY recommend getting more than one opinion on your situation. I went to four law firms, three of which attempted to steer me (without too much listening or personal attention) into a Chapter 13 that would have probably ruined my finances for the rest of my life. Second, insist on a face-to-face meeting. If your law firm can't meet you personally about something that will impact your financial life this seriously, kiss them goodbye. It's a stressful process and you need to have someone personally in your corner. Third, don't worry about rates. They should all be charging the same, which is the court-allowed rate for your area. With all that said, Nik and Kristin crushed it in my case. They started off with an in-person meeting where they worked with us interactively, showing us our options and counseling us to get into our Chapter 7 where no other law office could. They were thorough, went through all the details to uncover the truth about out situation, and made us feel completely at ease. I was FINE writing them a check at the end of my first visit. They also showed me the roadmap-- step-by-step, what would happen and when it would happen, so I could track where I was in the process at any time. Following the first visit, their follow-up was perfect. We were in their office twice more to get the paperwork ready, complete the filings, and make sure everything went well. Again, they were detailed, persistent, and our advocates through the entire process. Kristin was most engaged with us at this point. On my court day, she met me there and provided representation. Now, when you get to the trustee hearing, you want things to go quickly and smoothly, but there was an unanticipated couple of questions that came up in mine, and they continued the hearing-- meaning that another hearing was scheduled a month later. I was almost palpitating with worry, but again, there they were to let me know it was a technicality and that they were watching the case. As it turned out, they were right to ease my mind-- we provided an additional piece of information and the next month's hearing was cancelled. Once the discharge letter came, they then followed up by notifying my creditors and sending me the materials I needed to follow up as well. I will not tell you that the process is easy. It is fraught with concern, one of the most difficult decisions that anyone can make. I was particularly concerned with the idea that bankruptcy was a symbol of defeat, and was sort of a necessary evil. They spoke about the other side of things, that the law provided bankruptcy as a financial tool for people just like me, and reminded me of my creditors' intransigence in negotiating with me for years. Nik and Kristin provided me with a great education on the process, were super-diligent about responding to questions and fears, and were amazing partners through this successful process. I could not be more enthusiastic in recommending them to anyone considering bankruptcy as an option. After running through a mill of lawyers trying to sell me on a quick solution that would have ruined me, New Chapter was exactly the law firm I needed in my corner to get a fresh start in my financial affairs. read more

At first, I was frightened (really, REALLY, frightened) to do this. The thought of being judged by an arrogant know-it-all, kept me from filing. I kicked the can down the road for way too long. Because New Chapter Law Group had perfect Yelp reviews- I checked this firm out, first- but because Nik and Kristen made me feel so comfortable, this was the only firm I needed to see. They won me over from day one, they walked me through the entire process and held my hand, up until the very end. Nik and Kristen were always there when I needed them and they were never (ever) pushy. I filed in July, went to the hearing in August and it was discharged by November. I couldn't be happier! Had it not been for New Chapter, I'd still be in a rut. They're very professional, laid back and they completely had my back. I have no problem vouching for this firm and I intend on referring them to anyone who needs legal counsel on bankruptcy. read more

Nik and Kristen at New Chapter were extremely helpful in accessing our situation. Although a bankruptcy option was not the best move at the time, they provided very helpful information. I would recommend this team to anyone who is struggling financially. read more

The New Chapter Law Group was absolutely wonderful to work with! I have to admit that I was terrified to even look into filing for bankruptcy. Nik and Kristin immediately put me at ease and answered all of my questions (and I had quite a few!). They very clearly laid out what had to be done at each step and were extremely friendly and knowledgeable. It turned out to be a very straight forward, simple experience. :) I completely trusted them to take care of everything that needed to be done on their end. I strongly recommend them to anyone who is considering filing for bankruptcy. They were fabulous! read more

The thought of having to go through a bankruptcy scared me to death! I met with 3 different lawyers before I decided to sign on with Kristen and Nik. From the moment I met them, they made me feel at ease and never pressured with anything. Their personal attention to every detail and immediate communication when I had any questions or concerns was greatly appreciated. They were AWESOME. Kristen all but literally held my hand through the entire process and made it sooooo easy!!! Being completely honest, they were not the cheapest. But you truly get what you pay for, and I am BEYOND happy I decided to go with New Chapter. I hope none of my family or friends ever find themselves in this situation, but if they do, I would not hesitate to refer them. read more

Kristin & Nik really saved me and assisted me through this process with professionalism and ease, while simultaneously holding my hand . I am so grateful for their representation. They have this process down to an art and are very organized. Early on I was so stressed out and began to make my process more difficult than necessary and Kristin calmed me down every time. She did it respectfully and with precision. Anybody out there who needs someone to walk them through this process, this is the firm. Thank You Theresa read more

Very superb team! Very informative , fast efficient and gets things done in a professional and efficient manner. Excellent job!

If you are like me and go to yelp to help you decide where you want to go for anything then you have found the right one. I am so glad I did because it is here that we found New Chapter Law Group. Nik and Kristin are the best at what they do, and our experience with them was great from start to finish. As stressful as financial situations can be, they made the entire process flawless and always had time for us and made us feel comfortable in all aspects. Their extensive knowledge of the entire bankruptcy process always was very apparent as they proactively provided guidance for upcoming milestones of the process, which really put our minds at ease and allowed us to continue with our everyday lives. read more

I first called 10 different firms, they wanted in person meetings and money to even discussed if I was a 13 or a 7. Kristin was so helpful, had everything online I could do from home. She made something so overwhelming and scary, easy and walked me through the process. I would totally recommend her and New Chapter Law Group. read more

My husband and I needed financial help and went looking for a lawyer. We decided to go with New Chapter Law Group and we have absolutely no regrets. Our experience was extremely positive and life changing. Nik and Kristin provided the ladder we needed to help us climb out of the deep hole we had dug for ourselves. They are extremely knowledgable, professional, hardworking, loyal, and friendly. We were very impressed by how quickly they would return our calls and emails, no matter how small our questions or concerns were. They always made themselves available and they never made us feel like we were a thorn in their side. We are now debt free and have a fresh start. Endless thanks to New Chapter Law Group! :) read more

Came here for some critical financial advice and I'm happy to say that Kristin greatly exceeded my expectations. I felt like she took the time to hear out my situation, provide me with a lot of good options and help me formulate a plan. I'd reviewed a bunch of other law firms, but it seems like a lot of them are only really interested in taking their clients' money. Definitely not the case here. If you need some good financial advice, this is the place to go. read more

We can not say enough nice things about New Chapter. Nik & Kristin are just fantastic!!! We didn't come to our decision to file for bankruptcy lightly. But after our initial consultation, we felt more comfortable with the decision we made. Nik and Kristin answered all of our questions and were so extremely patient with us. We never had any doubts about them. They always got back to us quickly and it was always easy to get a hold of them. They made the process so easy. If you are exploring bankruptcy as an option, we would HIGHLY recommend New Chapter. read more

Nik and Kristin has helped us with our problem.They guided us step by step with the process of filing.Very friendly and accomodating.They made sure that we are comfortable asking questions and help! I totally would recommend them! read more

There are not enough words to describe how awesome and helpful Kristen & Nik are. From the first moment you step into their office up until your bankruptcy discharge is done they are with you the entire way. My situation was a special one and they agreed to take my case and I instantly felt reassured knowing that they were in my corner. I highly recommend them to anyone looking for a bankruptcy lawyer or just looking for information. They will never make you feel pressured and they are the ones that handle everything from phone calls to emails, no assistants to bypass. read more

I want to thank Kristin Lamar from the New Chapter Law Group for returning my text as quickly as she did. Kristin helped me in 2010 with a legal matter. Since then I have moved to Arizona. I needed to get a form from her, so I looked her up in the internet and I was very fortunate to have found her. She called me back the next day and was able to send me the form I was requesting in less than two minutes. She is very organized and was quickly able to help me. She was very courteous and professional. I would place Kristin in the five star ***** category. If I do need her services in the future I would go straight to her. From experience not all professionals are so accommodating to a request, they usually pass it off to someone else, or it takes days to get the information. It was crucial to get this information as soon as possible, and Kristin stepped right up to help me. That type of service is greatly appreciated. I would highly recommend her. Thank you Kristin. read more

We shopped a few attorneys before going with Kristin and Nik. We had met with another attorney who stated flat out that my wife and I could NOT get a Chapter 7, but to file for 13, and later, refile (and repay him) for Chapter 7. So glad I chose honest attorneys to represent me. Nik and Kristen explained what I needed to do, and why the other attorney was being less than honest. My Chapter 7 went through last week without complication. They held our hand through the whole process, and made it painless. read more

This review is long overdue! The New Chapter Law Group handled my case in a very professional manner and I truly appreciate what they did for me. I can finally sleep at night! Thank you Kristen and Nik! read more

I was in a terrible place financially and was so hesitant about making this move to file BK. I set a consultation with Nik and Kristin to discuss my options. They were both so nice and gave me all the time I needed, never felt rushed and short answered. They armed me with information and said to call them, if they could help. They were not pushy and very gentle with my situation (and age). I signed up with them after taking a couple of weeks to think it over. I do not regret this decision in working with Nik and Kristin at all. They are one of the best companies I have ever worked with, in communications. I was never in question of what was next, what was needed and when, they always kept me updated. We got through the whole thing and then after, they continued to reach out, let me know what to watch for, what to do next and let me know, I can reach out to them anytime - and I believe them. read more

All I have to say is that Nik and Kristin are the best!!! I was so excited that I read the great reviews on Yelp and followed up contacting them...Thank you so so much for your time, professionalism and your patience! Thank you for my "New Chapter" in my life!! Norma read more

First of all, being so young, I never though I'd be looking into filing bankruptcy. When I found Nik & Kristen, they assured me things would be handled correctly, and that I had nothing to worry about. They were correct on both accounts, and handled my bankruptcy professionally from start to finish. They were very upfront about the process and the things that would be happening, and kept me updated along the way. I would highly recommend them to anyone looking into filing bankruptcy! read more

New Chapter Law Group is absolutely amazing! Kristen and Nik were very downed to earth, friendly, patient, communicative, professional, and completely on top of every aspect of my bankruptcy. I had a complicated case and had talked to other bankruptcy attorneys who told me I had no chance at a chapter 7. However, New Chapter met with me, computed all of my income and expenses and were able to get me a chapter 7. They not only set me up for success on the front side of the filing, but they were also able to completely thwart off one creditor who was threatening to contest significant charges. This was a very traumatic process for me, but they held my hand through every part of the process. This not only assured my successful chapter 7 filing, but it took a lot of weight off my shoulders during the process. I cannot think of a service of any kind I've ever been so satisfied with. I cannot sing them enough praise or give them a higher recommendation. 100%!!! read more

I would give Kristin and Nik a 10 star rating if Yelp would allow that. They are 2 skilled lawyers who are really nice people and they were very easy to work with throughout my Chapter 7 BK. Before signing on with them I was blown away by the many great Yelp reviews about them and the service they provide clients. After having them handle my case, I can assure you that the reviews are accurate and reflect just how wonderful they are. The entire process from start to finish was totally painless and I recommend them without hesitation. They were a godsend to me and I wish them the very best that life has to offer both of them. read more

Called to ask about bankruptcy (another party) and tax issue. The gentleman was friendly and listened carefully as I went into detail. He recommended that I find personal injury attorney. What injury has to do with my issue is beyond me. Click. read more

New Chapter Law Group has helped us to put 6 very long and stressful years behind us. My husband and I pursued bankruptcy as a very last resort for our somewhat unique financial situation. We consulted with Nik and Kristin at New Chapter Law Group to represent us in our bankruptcy case and are extremely thankful that we did. Nik and Kristin spent a lot of time meeting with us, reviewing our situation, and explaining the bankruptcy laws that pertained to our situation. We felt comfortable with them, they were very professional but always very kind and compassionate as we struggled with the very difficult decision to file bankruptcy. We knew going into our Trustee Meeting that they knew us personally and knew our case. They were always available to answer any questions we had in a very timely manner. We would highly recommend New Chapter Law Group to anyone who is in need of bankruptcy attorneys.If you are unsure as to whether or not bankruptcy is the right thing for you, we would definitely recommend a consultation with Nik and Kristin! read more

It was great working with Nik and Kristin, the overall experience was excellent! They helped with my mother's bankruptcy case, they were both professional, knowledgeable, and helped us each step of the way. The process was extremely fast and I would recommend them to everyone! read more

Thank You! Thank You! Thank You! The New Chapter Law Group is the best law firm ever! I am so happy I checked Yelp before choosing attorneys to handle our case. Our bankruptcy lawyers, Kristin and Nik, helped us solve our financial crisis and exceeded our expectations beyond what we thought was possible. The entire process was easy and painless due to the professionalism and knowledge of Kristin and Nik. We were very reluctant and worried but they handled everything for us and created a stress free and positive experience for us. If you ever find yourself in a financial crisis where bankruptcy seems like your only option please do yourself a favor and do not look anywhere else. Our chapter 7 bankruptcy, to our surprise, came two weeks early. Our bankruptcy was signed off by the courts and all of our debt has been fully discharged. Trust us and other Yelpers by calling Nik and Kristin. After your first consultation you will know you made the right decision. read more

I would give Kristin and Nik a 10 star rating if Yelp would allow that. They are 2 very skilled lawyers who are also really nice people and they were very easy to work with throughout my BK experience. Before signing on with them I was blown away by their many great Yelp reviews and and fantastic service they consistently provide to their clients on a case-by-case basis. I did a lot of research to see if I could find someone better than them (in all of San Diego county) to handle my case and I was unable to locate anyone better. Both of them could not have done a more skilled job with my case. I can assure you that the reviews are spot on and reflect just how wonderful they are, so you will be doing yourself and/or your family a favor by letting them assist you during this difficult time in your life. The entire process from start to finish was totally painless and I recommend them without hesitation. They were a godsend to me and I wish them the very best that life has to offer both of them. Quite simply, they are the bomb! read more