DO NOT USE THIS AGENCY. Their negligence led to my car registration being suspended for 10 months…read more I ended up with a $188 police ticket and a tarnished record. They take your money but don't do their job. Avoid Montini Xavier at all costs.

It took nearly 5 months to receive funds that were taken after a policy was canceled. And the last…read moreinteraction, I was told that they were required to send a check to an address that I let them know I no longer lived at. They said, it doesn't matter they needed to do that and wait another two weeks for me to confirm I didn't get the check. When I reiterated that I would not receive it because I no longer resided or leased that apartment, they said it didn't matter, that is what they needed to do. Additionally I needed to escalate the issue of canceling a car insurance policy to their corporate office as I was told by Montini that I could not cancel a policy for a car that I sold. I would not recommend this insurance broker and because of this ordeal, I would not recommend State Farm Insurance.

This agency is fabulous. They helped me make sure I had proper coverage, and saved money too…read more Highly recommend if you are looking for professional individuals to educate you on the proper insurance needs uniquely tailored to you.

I worked directly with Teresa, and she's amazing. She helped me from the moment she spoke to me…read more She caught a policy I had from my previous office that I didn't need anymore in the first two minutes of talking to her. She was so excited to help, she even spoke to Marie about all the possible discounts I'm eligible for. Marie was super knowledgeable and saved me even more. Sylvia has also been patient and helpful whenever I call and have questions. The whole office is amazing!

CAVEAT EMPTOR~CAVEAT EMPTOR~CAVEAT EMPTOR~ BUYER, YOU MUST BE AWARE:…read more This company practices "extortion" with your money. You will not believe the process I'm enduring right now trying to get my money back after they acted like gangsters going into my account to take out money 12 days after I cancelled a policy with these dirt bags!!! Here we are a month in and they got me running loops so I can get my money. I cancelled the policy with them cause i moved to Jersey and the quote they were giving me was $132 more than what I got now from another broker. So you see, no matter how you look at this, there are good at getting to the money CAVEAT EMPTOR, you've been warned!!!!!

First, i want to thank Shanice M Bailey, Virginia Chan and everybody else in the office for helping…read moreme and greeting me today with the most respect! I've sat with the beautiful young lady Shanice today to help me with some business and she was wonderful and i couldn't tell you how graceful i was dealing with her customer service. 10/10 would recommend her customer service! Also, Ms. Virginia Chan was in the office and gave awesome supporting service for any questions i had. This office is organized, clean, everybody is nice and well groomed.

Went through the brain damage of binding a home insurance policy in April 2025 in connection with…read morebuying a home and paid the full annual premium in advance. The binder was "effective" for 90 days and was meant to become effective when I closed on the purchase of my home. In August 2025, I started receiving notices that I didn't pay for the policy -- turns out, State Farm cancelled my policy and issued a refund without notifying me so that they could raise my annual rates by over $500. Nobody at this office could explain why this cancellation was justified other than "a rating increase affected the policy". I asked them to honor the existing policy that I was quoted and paid for, and they would not. Turns out, when State Farm issues you a binder it means they'll collect your money and decide whether to honor the policy if it suits them (i.e., when it's more expensive for you). If this is how they handle the little things imagine how they handle the big things.

Quick response to my online request. Robert called me back in less than 30 minutes with quotes for…read morewhat I was looking for and followed up appropriately. Would definitely recommend him for anyone looking for insurance.

Robert Intelisano is the insurance doctor and rightfully so. Immediately upon speaking to Robert…read moreyou'll understand and respect the vast knowledge this man has about insurance policies. His relationship with his customers is impeccable at the very least. You'll find out when dealing with Robert that he is highly dependable, extremely competent, and offers the most compatible prices anywhere. Truly a person to know for your insurance needs. Jack L.

Excellent service. Period. When we are providing demolition or renovation services Coughlin staff…read morewill answer all of our questions and always provide insurance certificates quickly often the same day. Friendly reminders if our account requires attention or we are a little late paying our bill. Amy and Kees have always been great to work with. Highly recommended.

I just wanted to let you know how pleased I was to meet Sandra Rampersaud during our recent…read moreinsurance overhaul and how well served we have been by her patience, knowledge, and efficiency in our recent transaction with Coughlin Insurance. I actually learned many things I did not know about insurance by working with her and feel very secure that we have the right coverage at a fair price. She is extremely professional, was very accessible and brought up the big picture at every turn -- things we many not need to think about now, but might want to at some point. Thanks again.

I've used this office for two years and am honestly shocked to realize how fraudulent this business…read moreis. I was adamant about hiring a CPA because I had issues with a non professional in the past. Jugdeep knew this, yet he misrepresented himself, I've since confirmed he does NOT have a CPA license by a quick license lookup. Until recently, he was pleasant, I even posted him on TikTok and brought him clientele in the past. I moved out of the country last August, he knew this, his attitude recently turned VERY nasty. After giving me the run around and asking for more documents (which I sent immediately), he completely snapped. He told me to send someone in my place to come sign my papers, when I tried to coordinate a time for someone to sign, he told me verbatim: "I don't want to do your taxes. Find someone else. Your taxes are a mess." Like why would you tell me to have someone sign and then tell me you're busy on the day I said I can send someone, and then tell me you don't want to do them? He waited until the literal day before my taxes were due to bail, knowing I was out of the country. A real professional would never desert a client like that. I am very pleasant and respectful, so because you don't know how to do my taxes because you're not a real cpa, you decided to be nasty with me? How mature. There were major red flags I should have listened to: He gives clients business cards with flash drives and insists we don't use email because it "leaves a trail." My business is 100% legit, so this is a huge red flag for illegal activity. Secondly, I was audited last year, and the numbers never made sense. I now believe he was the cause. I've dealt with a fraudulent tax preparer before who actually ended up in prison for fraud, this experience feels exactly the same. I am reporting him to the IRS OPR and the New York OPR. I dodged a bullet by looking into him, but please, save yourself the trouble and go to a real professional. Judging by his responses to all the negative comments I'm sure he will deflect and somehow turn this on me which is fine, I was 100% honest with this review. You can deflect your business practices to the law, I genuinely would have never went to him had I read the negative reviews.

These guys are freaking amazing. Real CPA's make all the difference. Chami and his team saved me…read moreTHOUSANDS of dollars in tax payment. How you ask? Knowledge. The entire office has such an expansive knowledge of all things income tax. I work 1099 and Chami helped me expense the correct items for maximum deduction. When i say with him, he told me straight up "you messed up man, but im here to help." Dont worry about the specifics of what I did. Just know that he helped me feel comfortable and got me through it. If you are self employed, work in the TLC taxi or FHV of NYC, this guy knows his stuff. And for all the people wondering, NO, it's not $60 to file like TurboTax or HRBlock. But keep in mind.... You get what you pay for. Do yourself a favor and go to the people that actually study the changing US Tax laws. Tax Genius knows what they're doing.

They closed my trades without even taking time to inform me and went ahead to announce that it was…read moretechnical problems, but i received no compensation and lost so much, trustpilot stop trying to silent me by deleting my reviews. Flashrecovery6 at gmail DOT C O M made sure I got back every penny they failed to pay me, all I had to do was file a report to them and they acted really fast and made sure I was refunded in less than two weeks

Great service and a particular to detail. A true professional…read moreand unmistakable results. Strong knowledge with credit report and debt settlement. Good job, great service