Dealing with debt can be extremely stressful and scary. Michael and his team made going through a…read moredifficult time so much better. Michael came up with thoughtful, innovative ideas to handle my situation and helped me out immeasurably. His experience and relationships working on 4000 debt cases showed. He came up with an affordable, tailored strategy that helped me out of a very tough spot. Most of all, Michael cares about his clients and it shows. I cannot recommend Michael and the Financial Counseling Center strongly enough. Highest recommendation. Good people you can trust.

Feeling financially stuck? Overwhelmed with credit card debt? High interest rate loans…read moresuffocating any progress? Insomnia? 6 months ago I was staying up all night worried about my family's financial future. I felt like I was going to have a heart attack or stroke from the stress. So, how did we get to this point? Business was affected by Covid. My wife was laid off so our income was slashed in half. Started racking up credit card debt. Paying the minimum. Then, there was the financial burden of taking care of elderly parents. I tried debt consolidation but it would take multiple years to pay down the overwhelming mountain of debt compounding like a pounding headache of misery. I felt trapped in a circle of debt, barely getting by month to month with cost of living going up. Then I met with Michael to pick his brain and discuss my options. Our best strategy was to file for chapter 7 bankruptcy. To get a fresh start. This was the best choice for us. Highly recommend talking to Michael and Tamara to just review your options. Worst case at least you will have some clarity of what solutions are out there. Michael held our hands and walked us through everything. Tamara does most of the heavy lifting. She is amazing. Much respect to Tamara's patience and diligence. She told us exactly what was necessary to file so the process was easy and smooth. I spent many hours to get all my docs in order per her request. So, dont be lazy and get your stuff in order. John is the confident lawyer. Straight shooter. Decades of experience with the trustees. Highly recommend a lawyer to file instead of trying to do it yourself. 4 months later. Discharged over $200K of debt. Now I can sleep at night like a baby. Thank you so much to FCC. I feel like I got a second chance. God bless America for having a system that allows qualified debtors to get a "fresh start". Much gratitude.

They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

I can't say enough good things about Eliza Ghanooni. Going through a Chapter 7 bankruptcy is one of…read morethe most stressful experiences a person can face, and Eliza made every step of it manageable. From our very first conversation, she took the time to explain the process clearly -- in plain language, not legal jargon -- so I always knew exactly where I stood and what to expect next. She was incredibly responsive throughout, returning calls and messages promptly and making me feel like a priority, not just a case number. Most importantly, her patience and genuine care never wavered, even when I had questions or needed things explained more than once. Thanks to her guidance, my discharge was granted, and I can finally move forward with a clean slate. If you're navigating bankruptcy and need someone who combines real expertise with true compassion, look no further. Eliza is the real deal.

Eliza was very helpful in helping resolve our business matter beyond our expectations. She…read moreaddressed any issues that arose and ensured our case was handled professionally. Definitely would recommend.

First of all I found Sanaz Law Firm on line and picked up the phone and end up talking to Chris. I…read moreinstantly knew I made a right decision. From there on I was communicating with Sanaz thru him. I have to say Chris held my hand all the way thru this process. I am deeply grateful for finding such a compassionate human been. I wasn't in good place but they made me believe that I will make it thru this. Thank you Chris and Sanaz for pushing me through!!! I highly recommend Sanaz Bereliani Low Firm because working with them was pleasant and they deliver every time!!!

I am so grateful I was referred to Sanaz Bereliani. This review is a year overdue because I was in…read morethe Eaton Fire...but I gotta make the time to give thanks before the year is up!!! From the start, Sanaz assessed my situation and addressed my concerns. Once she determined my case could stand on solid ground, she gave me clear directives on what to do and what not to do. I followed these and I felt empowered. Next, I went to work with Chris Ugarteche to prepare my paperwork. I initially filled some of the paperwork out incorrectly and Chris immediately caught this and gave me guidance. Chris has incredible patience, communication, and he knows his stuff inside out. He saw me through this novel experience with empathy. When I appeared before the judge via Zoom, I was at peace knowing that all the i's were dotted and all the t's were crossed. My case was resolved seamlessly. I only wish I had done it sooner. Sanaz's practice is busy. There were some days where I craved an update so I proactively emailed. Sanaz and Chris always responded to me quickly. I could not ask for more. Thank you Sanaz and Chris for the meaningful and life-changing work you so expertly do!

I highly recommend this credit repair place! Ani she so pleasant, humble she very caring knows her…read morestuff got Verizon to remove what wasn't supposed to be on my husband credit removed with in a timely manner which she told us it would be 30 days but she was determined to get it done sooner! How amazing is that and honestly she is not expensive we got what we paid for and more! Thank you Ani your amazing service was off the chart very helpful friendly, knowledgeable, and most of all very professional God Bless you Ani and the work you do to help others like US that don't know what to do! 100% call her

If you are looking for credit repair this is the company to seek help from. They are very timely,…read moreprecise, responsive, kind, and very detailed in explaining their process.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Vahagn was awesome. I had about 20k in credit card debt that I was looking to settle. Overall, we…read morewere able to get it done just south of 40% of total debt amount. Vahagn was great, we ended up getting the job done at the end of the day and that's what matters. Beware of Lexington Law tho, if you're trying to repair credit. Them boys is no good. Get yourself a secured credit line open at a couple credit unions, that'll do wonders. Just my experience. Score it back around a 650 after it was south of 550 this time last year. As always, the progress feels good. If you're looking to get your debt settled for a fraction of the amount, Agahva Consulting is your go to people. Go for it!

I have been working with Agahva Consulting since early 2013. My opinion on Vahagn and his work is…read morenothing short of outstanding. He looks to educate you, give you all possible and beneficial options (without pushing you to do something which will not be to your advantage) and finally takes care of all the logistics. Most importantly he was very honest and patient while communicating with me. I am truly glad to have met Vahagn and worked through Agahva Consulting as the opportunity has been able to set a plan towards paying my debt off and doing it in the most efficient manner. Anyone who is interested in getting their debt issues resolved and/or just get educated on financial matters should make the time to sit down and talk to Vahagn, he will prove to be very professional as a business owner and likable as a person as well. Thanks Vahagn for all you do!

Great professional service David was amazing to work with for a LiveScan!! Will definitely refer…read moreothers!!

My credit has been in poor shape for most of my adult life and I was convinced it was never going…read moreto get better. Last year I couldn't lease a car without a cosigner now I am en route to buying my first home and it all started at 850. Initially I was worried and had no idea what to expect. Now, I realize it was one of the best decisions i could have made in my life. Davids explanation of every step of the way was clear and concise, he is extremely organized, punctual and a man of his word. His level of professionalism, expertise, and 1-on-1 consulting IS the difference and is solely the reason I can say I have a great credit score today. 10/10 would recommend to anyone.

The Best Investment Ever! I cannot thank Ali and his team…read moreenough! I hired them because I had three accounts with negative history--even though I had already paid them off, the damage was done. Ali and his team negotiated settlements with the credit card companies (Amex and Discover), and within less than two weeks, the accounts were removed from my report. My credit score skyrocketed! I highly recommend their services. You can absolutely trust them--this is the real deal!

All I wanted was my credit fixed. I walked away with Perfect Credit and check for $50k. Ali and his…read moreteam blew it out of the water. His credit and legal expertise led my case to best results anyone can ask for. I wouldn't be buying my first home without them. THANK YOU ALI !

From the owner: 850Above Credit Repair Services helps individuals and businesses improve their credit scores by…read moreremoving negative marks, such as late payments, inquiries, collections, and bankruptcies. Our team works directly with Equifax, Experian, and TransUnion to resolve credit issues efficiently. We also provide expert assistance with SBA loans, business loans, and tailored credit solutions, including business credit lines and personal accounts applications. With years of experience, we offer personalized, compliant plans to help you achieve financial stability.