They are the best of the best!!! They are knowledgeable…read moregreat customer service and they go above and beyond. Sandra helped me increase my credit score almost 200pts!!!!! Thank you to this team!!! Highly recommend

Great service, handling all items that they said they would. Will use again in the future if we…read moreneed it!

I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

Karine made my Chapter 7 bankruptcy process incredibly easy and smooth. After having a difficult…read moreexperience with another agency and even needing to get my money back, I only wish I had found her from the start. She was professional, knowledgeable, and truly supportive every step of the way. I'm extremely grateful for all her help and highly recommend her to anyone needing guidance through this process.

Karine was very helpful from the very beginning of our filing. She made sure to give us plenty of…read moreinformation on the process and answers all questions with insight and guidance. Thank you so much for making a stressful process so much easier than I could have expected. Thank you!

would like to take a moment to write an honest, sincere, and genuine review about Second Chance…read moreFinancial. Back in 1998, when I was trying to purchase a house, I needed help repairing and improving my credit. That's when I met an incredible team at Second Chance Financial -- John, Karen, and Wayne. From the very beginning, they treated me with kindness, honesty, professionalism, and genuine care. Thanks to their help and guidance, I was able to buy my home back in 1998. Now, 28 years later, I find myself reaching out to them again for assistance, and to my surprise and gratitude, Karen and Wayne are still there. That alone says so much about the dignity, integrity, and stability of this company. It shows not only how they value their clients, but also how they treat and respect their employees. What always made them different is that they never treated me like "just another client." Over the years, they would occasionally call simply to check on me and see how I was doing. That level of humanity and compassion is very rare today. If anyone needs honest and trustworthy help with their credit, I truly recommend Second Chance Financial. These are good people who genuinely care about helping others rebuild and move forward in life. Thank you, Karen. Thank you, Wayne. And may God bless the memory of John, who is no longer with us. Your kindness and help will never be forgotten.

Credit can be intimidating, and I often neglected it for that very reason. However, when I…read moreconnected with Karen, she was incredibly patient and informative. What stood out the most was that they were not pushy at all. I've noticed significant improvements since I started working with them, and they genuinely care about your well-being. I've recommended Second Chance to friends and family who also felt uneasy or stuck. If you're in a similar situation, take a moment to call them. It's worth it! Thank you, Karen, Wayne, and the entire Second Chance team. You're making a positive impact in more ways than you can imagine.

From the owner: 850Above Credit Repair Services helps individuals and businesses improve their credit scores by…read moreremoving negative marks, such as late payments, inquiries, collections, and bankruptcies. Our team works directly with Equifax, Experian, and TransUnion to resolve credit issues efficiently. We also provide expert assistance with SBA loans, business loans, and tailored credit solutions, including business credit lines and personal accounts applications. With years of experience, we offer personalized, compliant plans to help you achieve financial stability.

Solid company. Straightforward, responsive, and organized. They helped clean up issues and put a…read moreplan in place to get my credit where it should be.

Very happy and I didn't think the company will get my score up this high. From 529 to 801. Took 4…read moremonths but that was unreal. The debts he did for me were pretty big and I didn't even ask them to do it. Great credit repair company will recommend for sure I think they are honest and a fair price.

Greg Shanfeld and his staff helped me through every step of filing Chap 7 with professionalism,…read morecourtesy and efficiency! Whenever I had questions they were there to help and make the process easier and made me feel confident in their expertise. I was recommended to Greg by someone I knew who used him as their attorney for Bankruptsy ,and ,now I am happily recommending Greg and his staff to anyone who needs his services. Thank you again to Greg and his staff!

Raj is an excellent Attorney. He took care of all my questions, case quickly and accurately…read more Everything was timely. Raj and his team provided great customer service. I would recommend them to family and friends. Thank you Raj. Pray that God will continue to bless you and your Team.

They could hire professionals or just nice enough staff to deal with. just a little bit of…read morecommunication would be great. Was contacted for couple of months by mistake and when I call to check with them what's up I get the rudest person ever who talks down to me and wouldn't answer simple questions. They hire fighters no social skills at all so if you need to call be ready for a fight cause thats whats waiting on the other line.

I owe a small amount of money to the City of LA. I am happy to pay it. I just cannot pay it in one…read morelump sum. The person with whom I spoke today was rude. I was able to make a payment and get my questions answered. But it was a struggle to try and talk to her. She kept interrupting me. She was impatient. I worked in collections before I went to law school. If we got someone on the phone who was willing to make payments and work with us, we were happy to work with them and we made it easy for them to get on a payment plan. People always feel better paying someone who is courteous. Next time I call, I will ask for Samantha Leitz. Adel K said she had a good experience with Samantha. I guess the experience one has with this company depends on who answers the phone.

I had an item on all 3 credit reports that I needed help getting removed. I was a little…read moreapprehensive to give out all the info they wanted but they ended up doing an amazing job. It was fast, easy and the item was deleted off my credit report. I would highly recommend them and the cost was very reasonable for the service provided. They were very friendly and communicated with me during the process.

From the owner: We are a Full Service Credit&ChexSystems Counseling Company. We understand that everyone's credit…read morematters and financial situations are unique. This is why CCSR offers comprehensive, personalized proven Credit&ChexSystems Counseling and Restoration Programs that will get you the results you want and desire. We are always available for our clients 7 days a week. 1-818-994-4711