As a first-time homebuyer, I had a lot of questions and uncertainty, but Denice guided me through…read moreevery step with patience, professionalism, and incredible expertise. She was always responsive--whether by phone, text, or email--and took the time to explain every detail clearly. She broke down the differences between FHA and conventional loans for each home I considered, helped tailor the mortgage options to fit my budget, and made sure I understood exactly what I was signing up for. Her knowledge of the Dream For All Shared Appreciation Loan was a game changer. She kept me on track with deadlines, helped with every part of the process, and made sure I got everything submitted on time. Denice provided tools like a first-time homebuyer checklist, a guide called "Life of an Escrow," and even helped break down confusing mortgage terms. She made me feel comfortable asking questions and never once made me feel rushed or dismissed. When it came time to lock in a loan, she secured a great rate and helped buy down points to lower my interest rate. I didn't come out of pocket for anything, and I closed on my home feeling confident and financially secure. A standout moment: I had several detailed questions about my disclosures late at night, and Denice had thoughtful answers ready for me the next morning--covering everything from gift funds to credit structuring. If you're a first-time buyer or using a down payment assistance program like Dream For All, Denice is the broker you want. She's knowledgeable, friendly, trustworthy, and always one step ahead. Thanks to Denice, I closed on my first home and it feels like the start of something great. Highly, highly recommend!

Denise made our home buying experience incredible! She was with us every step of the way and made…read moresure we were looped in with what was going on. She communicated with us to make sure we understood what was needed and even went above and beyond to make sure we got the best deal for our family." My entirely have use Gold Miners Investment , we appreciate all you do Definitely recommend.

Very responsive & knowledgeable to the process, especially to my relatively complicated profile…read more Very patient to my concerns and questions. The best loan officer I ever encountered fir the last 10 years. Thanks Chris !!

We just bought our 2nd home with right start Mortgage again and we couldn't be happier to work with…read moreNorma. She had made the process soo easy. She is very professional, has great customer service and made sure we closed on escrow right on time. We are so happy and would recommend her to our friends and family! Whether you are looking for your first time home, second home or refinancing Norma can definitely help you with that process with ease.

I have truly enjoyed all of my interactions with Tam. She is a true hustler with a very fierce and…read moreprofessional drive who goes above and beyond for her clients! She truly loves what she does and it shows! Highly recommend!

Thanks to Tam Tran Real Estate agent for helping me and many of my clients as I'm a loan officer…read moreand her client - myself. She is very professional and experienced on every transaction. Every time I refer my clients over, she took good care of them and help them get their dream houses. As a result, Tam is my first priority real estate agent I think of ever time my client as for referral because I'm confident and believe Tam will make things happened in stress and difficult transactions. All my friends and family members will choose Tam to be their representative on buying/ selling house as she is the number one option.

Always the best service! So grateful for Dawn and her team of experience staff. We have used them…read moretwice to purchase homes and I'm they will be only choice for any future needs.

I'm a customer. When you need to move on a refi or having…read morefinancing ready to go on a loan, you've usually made up your mind and these days, delays will cost you more. Acquiring solid financing, meaning your lender is anticipating your borrow begins with those people like Tom, Dawn, and Renae and the rest of C&S crew who can get you there by utilizing their knowledge and experience; and I mean really good experience, but yet staying connected and educating themselves and each other daily on the trends of the mortgage market. Their diligence to stay ahead of the game will be to your benefit. You can't just borrow anymore. If you don't know this, you should because you can lose your one chance at getting what you've worked so hard for by letting your loan app get run through the mill, so to speak, and it affecting your FICO. Some of us run real close between a decent score and a mediocre score, so don't throw away your FICO points on loose ends. Let this company package it nicely and most attractively. There is a lot of professional advocacy involved and intermingling between those colleague specialists involved in getting you that loan, and trusted relationships are at play in their circle of "know how's and know what's and know when's" so your loan application isn't flying around Willy Nilly in someone's internet space who cannot remember who you are by tomorrow. Many other companies have no personal interest nor liability to your securing money safely. It's a big risk and it's a real risk because your paperwork is moved via the internet to anyone they do not know. So it's not about speed as much as it is about completion. I myself, am not a wealthy borrower, but I am what you call a Quality Cheapskate; I want the best I can get for a fair price and Tom's humor and ability to communicate to me how to I can do that has given me a home that I thought I would never have again after divorce. Forget that; I'm better off than before. I have been a customer of this company for 10 years and Tom has never let me waste money because he does find the best way for his clients, and he's a guy who likes the big puzzle so a little maze never got in his way to bring a loan to completion. The one thing I do want to say, though they carry the complexities of accomplishing a good loan, as a client, it is soooo easy and most of your work you can do by scanning. There's very little or no running around. I have lived throughout the San Gabriel Valley as well as South OC and everything is done at home or on the phone and their system is very securely encrypted. Even the Notary can come to you if you want. I've met my Notary in front of a food truck in LA during lunch hour in DTLA while being a train commuter from Irvine. I just simply did not have the time so they sent the paper to me. I highly recommend this company and thee nicest people who work hard everyday and know how to relate to their diverse customer lifestyles, so there is no reason to think it will be impossible for you. Nancy Snyder PS I'm not correcting any grammar...

Ali Shemirani really made my first time home buying experience come true, and he made it a breeze…read more To be honest, I went through 4 different loan officers before contacting Ali. They all said that it would be too difficult - or impossible - to get the loan I needed with my current financial picture. Ali had a different tune. He said, "don't worry, I am going to make it happen - you will get your loan and I will close it for you." The rest is history, I finally have the ideal home and terms thanks to Ali and his persistence. I will definitely use him and Provident lending again to refinance once the rates come down, and for future purchases and investments. Thank you Ali! In addition, Alicia Crosby was such a fast loan processor! Within minutes of any question or concern I had, she would get back and with good news / information. When it comes down to the final moments of closing escrow, she did not skip a beat to make sure everything got processed on time and I understood all of the steps along the way. I am grateful for her patience while I followed up every day, sometimes multiple times a day, to check the status of the loan proceedings. Impeccable customer service and I would recommend no questions asked. Thank you Provident Lending Group!

I recently bought a home, and my agent worked directly with Provident Lending Group, I was…read moreintroduced to Brenda Delacruz, she was very helpful all throughout the process, informal and punctual from The beginning of transaction to finishing of closing of the escrow. This review is solely for a Brenda. She even touch base with me after escrow was close to make sure everything went OK. Thanks Sean

I was introduced to Able Financial Corp by chị Ivy. She was very kind and helpful because I had not…read moregood experiences with my previous financial company and couldn't continue working with them. Chị Ivy helped me smoothly transition to Able Financial Corp. I also want to thank chi Minh Nguyen and chị Thea Mai for being so professional and patient throughout the whole process. As a first-time home buyer, I had many questions and didn't know much about the process, but they always took the time to explain everything clearly and support me along the way. Thank you to the whole team for making this experience much easier and less stressful! Highly recommend!!!!!!

I don't usually write reviews, but my experience with Thea at Able Financial Corp was so positive…read morethat I had to share. During the height of COVID, I was looking to refinance my home and spent a lot of time comparing rates and talking to different lenders. Out of everyone I spoke with, Thea stood out right away. She was professional, knowledgeable, and genuinely cared about finding the best solution for me. She took the time to answer all of my questions, explain every step clearly, and made sure I fully understood my options. I never felt pressured--just supported. In the end, she helped me lock in a great rate that significantly lowered my monthly payments, which was a huge relief during such an uncertain time. The entire process was smooth from start to finish. If you're looking for someone who is honest, responsive, and truly works in your best interest, I highly recommend Thea and the team at Able Financial Corp. I'm so glad I found her!

UPDATE: 11/30/18. I finally decided to call back and spoke with Rich A. We talked a bit and I…read moretold him what I wanted - to take some of my equity and payoff credit card debt - refinancing my mortgage. Initially he said he would put together a package. A little while later I got an email saying we were not at the correct LTV ratio to refinance. WHAT THE!!? Ok I am new to mortgages but I thought you could refinance at ANY time, not just when you have under 80% and can lose the mortgage insurance. Also, he should have known that while initially on the phone with him. I told him specifically what our mortgage was, how much I wanted for CC and what our home should appraise at. Btw, they check the value of your home based on websites like Redfin and Zillow and Trulia. We've done some extensive remodeled which obviously would not be reflected in the websites estimates- but that wasn't even taken into account. Our home was flat valued at market rate for the AVERAGE unit in our area. No thought of compensating for the kitchen gutting and remodel or the bathroom refresh, which can add serious value to equity. Not even a suggestion of an appraisal Just a flat out "we cannot help you" Hmm, someone out there will refinance us and get a good chunk of change doing it - and we will pay off our CC's and still have tons of equity -just not with these folks. Good luck and God bless .... Review 10/20/18 approximately - I don't know ... I heard the ad. I went to the website and filled out the contact form. I waited for a call back. Nothing. I called the number that was the personal phone of owner. Left a message requesting a call back. Nothing. So.... what's up? Selective responding?

Highly recommend Park Place Funding for refinancing. We had a particularly special set of…read morecircumstances that needed extra attention, extra work and heaps of perseverance to see our refi through and Park Place Funding was the team to do it. Hats off to Rich, Kym, Martha and Team for working through this with us. You did a great job. God bless!

We aren't usually the couple who writes reviews.....However Vik has made purchasing property such a…read morebreeze. We recently closed our 4th deal with Vik and his team at Guaranteed Rate. The professionalism, responsiveness, trust and honest guidance through each transaction is so much more than we have ever received from larger financial institutions. Vik, Sarah and even their closing team are absolutely outstanding! There was a time Vik was out of the country on Vacation and took the time to follow up on a question we had the very same day we asked! We pride ourselves on being responsive through each real estate deal and having a financial partner who is just as responsive keeps us coming back time and time again! Whether you're a first time home buyer wondering where to begin or a real estate mogul ready for your next deal, I highly recommend Vik at Guaranteed Rate!

Thank you Vik, you and your team were nothing short of amazing! This being my first go around with…read morepurchasing a house, I've always heard it can be stressful, it's a dragged out process etc. I never felt any of that. I am so thankful you took the time to work with Abigail and I. I was searching far and wide because I've researched that there were programs of assistance, but no lender I reached out to would say they are willing to do the extra work it took. So again thank you! This whole situation has been a blessing because you actually reached out to me. I will definitely send anyone your way! Thank you, Thank you! Thank you! To You, Sarah, and your team! Such amazing people.