1. OneMain Financial

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Carlsbad, CA

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OneMain Financial

3.7 (3 reviews)
Open 8:30 am - 5:30 pm

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10 months ago

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3 years ago

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5 years ago

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Fast Auto and Payday Loans

Fast Auto and Payday Loans

(5 reviews)

I have had nothing but positive experiences borrowing money (thru a payday loan) from this…read morebusiness. My best suggestion -if you are a new customer- is to call in first to make sure you bring in all the documents you'll need to start the process of applying for a payday loan. You can borrow between $100-$255. Mind you, this IS a business so the interest rate on the loans are high. That being said, if you can **borrow money from a friend or family member** DO IT bc that will save you from paying the interest rate. Today I borrowed $255 and I will have to pay back $300 on the last day of the month (when I get paid). Since I just borrowed money 2 months ago I just had to show my most recent bank statement - which you can request from your bank in person OR you can access thru your bank's online banking system. If you call the business over the phone they can help walk you through it so you can find your statement, email it in PDF form then email it to them. Do NOT try to get a payday loan if you don't have a job or I can tell you right now you'd be better off holding a sign begging for change on a street corner. This service is for people who can pay back the loan. I want to add is that this store no longer does personal loans, probably bc everyone is broke bc of COVID so that's not a gamble this business can afford to make. The last thing I'd like to mention and ~what separates this spot from other payday loan places~ is that they have always let me loan out the max amount, whereas other places can treat you like a criminal and only let you borrow $100. I highly recommend this business. 5 stars all the way!

Great customer service. Mario is really nice…read more Manager really tries to help you out as well. I highly recommend this place.

MyPoint Credit Union - Carlsbad

MyPoint Credit Union - Carlsbad

(53 reviews)

I had an appointment at this Frontwave branch on April 14, 2026, and I want to express my gratitude…read moreto the young gentleman who assisted us (tall, well-built, and very professional). ​Unlike other institutions, he didn't waste a second of our time. He was extremely transparent about the current policies for 1099/self-employed individuals in San Diego County. He even made a quick call to his colleagues to double-check the best options for our specific situation. Within 15 minutes, he gave us a clear, honest answer and solid recommendations on how to proceed, saving us from opening unnecessary accounts. ​This is exactly how banking should be: respectful, honest, and efficient. Even though we didn't close the deal, I am deeply impressed by his integrity. Highly recommend this branch for their straightforward approach!

Cody Welding the Financial Services Officer at your Carlsbad Office is personable, efficient and…read moreknows how to make new customers feel appreciated. We tried to re-finance our SUV with another well known credit union in San Diego County but they totally mishandled the process and after 1 week of back and forth requests we decided to look to look elsewhere. After looking at glowing referrals about MyPoint CU and Cody we called him and within 2 days our auto loan was approved and the paperwork was signed off. He made it such a painless process! We highly recommend MyPoint Credit Union and especially Cody.

OneMain Financial - installmentloans - Updated July 2026

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