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    OnPoint Community Credit Union

    4.0 (5 reviews)
    Closed 9:00 am - 5:30 pm

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    Services - OnPoint Community Credit Union

    Auto loan

    Business banking

    Business loan

    7 More Services

    Currency exchange

    Business merchant services

    Mortgage services

    Mortgage refinancing

    Personal banking

    Personal loan

    Home purchase

    OnPoint Community Credit Union Photos

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    3 years ago

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    3 years ago

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    12 years ago

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    Ask the Community - OnPoint Community Credit Union

    OCCU - Exterior

    OCCU

    (5 reviews)

    I asked to start my car loan in December but no one listened. It was a bad start and then I read…read morethe reviews. I should not have wasted my time. It seems like they have good customer service, but they don't do what you ask.

    I purchased a car in Idaho and got forced to go through this bank for my loan. This is hands down…read morethe worst experience with a bank I have ever had. First payment went without a hitch but before my second payment I received a email saying I had to set up auto pay, so I did. And come due date I got charged 3 extra times at once!! I called and they just kept trying to blame me but they eventually said they already had auto pay set up for me when I started my loan. That made absolutely no sense to me, why send me a email saying you need it set up when you already have it?? They kept trying to push that I was impatient and just tried to pay twice because the payment didn't go through till next day, this also doesn't make sense because it told me when it should go through so why would i immediately try again?? They wouldn't tell me the reason for the other overpayments. After going back and forth for a while they finally agreed to refund me and told them to disable all auto payments on there end as well I disabled mine just to be sure. THE NEXT PAYMENT they auto charged me again like wtf is going on with this bank I told them they absolutely have no permission from me to charge me on their own. I recently got into some financial problems that will be resolved at the end of the month but them double charging me cause me to not be able to buy food for me and my girlfriend. This is just ridiculous I will be calling again to dispute the double charge. What is wrong with these people it seems like they genuinely do not care, about anything.

    OnPoint Community Credit Union - banks - Updated June 2026

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