I highly recommend Jeremy Lau and Jared Ong. After working for some of the biggest financial firms…read morein the world, they decided to build their own practice in Ladera Ranch. In addition to being really smart and personable, they have a real interest in educating their clients in all of the facets of a good financial plan. They work with young people starting their investment portfolio, people managing a special needs trust and people managing their money during retirement. Whatever your needs, don't hesitate to ask for a free consultation to see if they are a good fit to help with your financial future.

Thanks to these folks my Christmas is going to be the BEST EVER!…read moreIf you have SL Debt or Credit Card Debt, these people will put such a smile on your face that you won't be able to stop grinning. Rachel and Travis are so pleasant, patient and so accommodating that you will feel like 100 million dollars! And I am so happy and grateful to have had the privilege to have worked with them both! Rachel and Travis, you both are exceptional at what you do. God Bless you both!

From the owner: SLCAF will review your student loans and help you determine the eligibility for consolidation…read moreand/or forgiveness. We can also help you get out of default and stop wage garnishment. *Direct Unsubsidized Loans *Direct Subsidized Loans *Unsubsidized Federal Stafford Loans *Subsidized Federal Stafford Loans *PLUS loans from the Federal Family *Education Loan (FFEL) Program *Direct PLUS Loans *Supplemental Loans for Students (SLS) *Federal Perkins Loans *Federal Nursing Loans *Health Education Assistance Loans *Some existing consolidation loans

Nayeli and her team are great. They helped us understand what was in our best interest for an area…read moremy partner and I know nothing about. I would recommend her anyone needing business financial planning like we did.

Nayeli Ballesteros is extremely knowledgeable. She is extremely patient and took the time to…read moreexplain the process of financial planning. You can tell right away from meeting her that she absolutely loves her work that she does. She didn't see me as just another $$$. I truly feel as though Nayeli had my best interests in mind as we were sitting down to discuss my financial plan. I can truly say that I am much more knowledgeable and confident at this time after having consulted with Nayeli. I actually have a bit of a vision now and the future doesn't seem as scary in terms of my financial outlook. If you're thinking of financial planning now or in the near future, please don't hesitate to give Nayeli Ballesteros a call. (951) 264-7556. You won't be disappointed. She is always quick to respond with a text or phone call. Thank you, Nayeli.

Fabulous personalized support!…read more I am confident Joy's dedication and competence is leading me to a debt free future.

I cannot say enough good things about Debt Free Joy and the financial coaching I've received…read more Having personalized 1:1 coaching made such a difference for me because it wasn't just generic advice, it was practical guidance tailored to my real life and goals. I've learned how to budget better, stay focused on debt payoff, and make long-term financial decisions with more confidence. The support is encouraging, honest, and completely judgment-free, which made it so much easier to stay consistent. The accountability alone has been worth it. If you need help getting your finances organized and reaching your financial goals, I absolutely recommend working with them

worst company i have come across yet .. they are very un professional and relaxed and not helpful…read moreat all once you pay your money before that they are extremely unhelpful but as soon as you pay they are not avoid please!!

Sanctuary Metals has done horrible things targeting retirees, I was a victim of their scam tactics…read more They had me transfer my entire retirement account with promises of growing my savings. I am already retired and they charged me extraordinary fees, $100,000 for transactions. Charging 200% over the spot price and reducing my IRA account value from $768,722.33 to less than $247,794. I have read reviews that they have done the same to other retirees and specifically targeting single retired women over 65 y/o. I am posting this as it is true and unacceptable deceptive practice forcing retirees to such great losses of all their life savings. Avoid Sanctuary Metals, Luke Losinkey, CEO and owner of Santuary Metals.

From the owner: If you're seeking a trustworthy and knowledgeable partner for your precious metals investments,…read moreSanctuary Metals is an excellent choice. Their commitment to customer satisfaction, combined with their expertise and competitive offerings, makes them a standout option in the industry. Whether you're a seasoned investor or just starting, Sanctuary Metals can guide you on your precious metals journey.