1. Pacific Working Capital

    1. Pacific Working Capital

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    Santa Ana, CA

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    Pacific Working Capital

    4.8 (24 reviews)
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    Services - Pacific Working Capital

    Business loan

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    Recommended Reviews - Pacific Working Capital

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    2 months ago

    Business owner information

    Photo of Tom L.

    Tom L.

    Thank you Karen, anytime call us.

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    2 months ago

    Great customer service! I would be happy to use them again. Pacific capital came in hand at the right time

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    3 months ago

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    Tom L.

    Thank you, we appreciate your business again.

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    5 months ago

    worked with this company on 10 different occasion's, always provided great service and quick turnaround

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    Tom L.

    Thank you very much. We appreciate the business and the review.

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    9 months ago

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    Tom L.

    We appreciate the opportunity to earn your business

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    4 years ago

    Business owner information

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    Tom L.

    thank you for the review, we appreciate your business.

    Helpful 1
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    Photo of Mark B.
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    3 years ago

    Business owner information

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    Tom L.

    Thank you Mark, we appreciate your business.

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    2 years ago

    Business owner information

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    Tom L.

    Jason we appreciate your feedback

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    2 years ago

    Process was easy and fast to get a loan for my business. Will use again for any future needs

    Business owner information

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    Tom L.

    we appreciate your feedback.

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    2 years ago

    Business owner information

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    Tom L.

    Mark, we are happy to help

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    2 years ago

    Business owner information

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    Tom L.

    Thank you Chase, we appreciate your business

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    4 years ago

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    4 years ago

    Business owner information

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    Tom L.

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    4 years ago

    Business owner information

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    Tom L.

    We appreciate your review

    Helpful 1
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    4 years ago

    Business owner information

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    Tom L.

    We appreciate your business and hope to build a lasting relationship

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    4 years ago

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    7 years ago

    Tom and his team are a great group to work with. Professional service all the way around, great experience acquiring a loan with these guys

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    Tom L.

    Myles, we are happy to help and thank you for your business.

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    7 years ago

    Business owner information

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    Tom L.

    Thank you Austin, we were happy to help

    Helpful 1
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    7 years ago

    Business owner information

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    Tom L.

    Helpful 1
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    9 years ago

    Business owner information

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    Tom L.

    Helpful 3
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    7 years ago

    Business owner information

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    Tom L.

    Thank you Steven, we are glad we can help.

    Helpful 1
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    7 years ago

    Business owner information

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    Tom L.

    Thank you Mr. Clark. We always appreciate the feedback.

    Helpful 1
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    Photo of Johnny R.
    167
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    8 years ago

    Business owner information

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    Tom L.

    Thank you Johnny we appreciate your business

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    7 years ago

    Business owner information

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    Tom L.

    Thank you for your feedback, we appreciate your business.

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    Ask the Community - Pacific Working Capital

    Review Highlights - Pacific Working Capital

    I called Tom at Pacific and he walked me through the process and got us $35,000 that we needed and it only took 1 day.

    Mentioned in 6 reviews

    Read more highlights

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    Services might work for few but doesn't work for most as far as getting funding. Half of the…read moregranters require a monetary membership every month. USBFS did not work at all for me. The services provided and zero grants received doesn't not equate to the $1,500 price tag for only 3 months. Also, I was told that my grant coach would write up my business plan. I never got that business plan. I did all of the paperwork and wrote my own plan. Another important thing to mention is that fact that most grants applications require at least 6 months for processing. So why does USBFS services expire in only 3 months? It would be curious for a business that offer grant opportunities to extend the initial service for at least 6 months to 9 month. Especially for $1,500 "worth of services." That would help insure that the customers' best interests are in mind. I was also told by the supervisor 6 months after signing up that I failed at completing steps at the beginning of my grant profile and that it was my fault that I didn't get any of the potential grant opportunities I was eligible for. I sure would have thought my grant coach would have looked over my profile for corrections so that I could properly submit my profile for funding opportunities. Make your own decision on using USBFS regardless of how much they hound you about signing up. If they followed up my profile as much as they hounded me to sign up then my experience might have been worth my time and money.

    Beyond helpful and supportive! I got to work with Peter and he walked me through the entire…read more process! Best part it was fast, easy, and my favorite LOW RATES!! I felt welcome like family and Peter answered all my questions with confidence which put me at easy. Got the money I needed and just like that was up and running in no time at all. I won't hesitate to come back and work with Peter again. They know what they are doing and have years of experience. Gave me GREAT advice and I could tell from the moment I met him he wanted me to be successful! I wish I could give 10 stars! I can't stress enough they made me feel like family and made sure I was good to go. My success was his so to know I could count on him was priceless. He was always a short phone call away. Thanks Peter!!!!

    Pacific Working Capital - businessfinancing - Updated September 2026

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