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    Penrith Home Loans

    5.0 (1 review)

    Services - Penrith Home Loans

    Mortgage services

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    4 years ago

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    OnPoint Community Credit Union

    OnPoint Community Credit Union

    (17 reviews)

    Hawthorne, Richmond, Southeast Portland

    Setting up a business account with Tiana Bravo was the easiest experience I've ever had…read more Considering the amount we were starting with, I expected fees, but there were none. I anticipated a low or nonexistent interest rate, yet it turned out to be quite competitive. There were no complicated processes to navigate, either. Additionally, Tiana was friendly, customer-focused, and respected my time by having the paperwork ready before I arrived. A small thing that makes a difference. The location on Hawthorne is also very convenient.

    It's pretty ironic that when you log into OnPoint's website, they warn you about common scams…read morebecause this bank just pulled something that felt incredibly shady. If you have a credit card with OnPoint, the online portal shows that you owe nothing this month and removes the usual payment button entirely. That immediately raised red flags for me, so I checked my paper statement. Buried in the fine print was this message: "As a valued member, we would like to give you a holiday gift. You may skip this month's payment. You just don't pay it. Finance charges will continue to accrue, however." Taking away the payment button while quietly allowing interest to keep accruing is not a "holiday gift." It's misleading at best. I called customer service to flag this, and instead of acknowledging the issue, the rep defended it. When I asked him to file a complaint with management, he responded in a condescending tone, saying, "Sure, I'll do that just for you." This kind of practice erodes trust. If interest is still accruing, that should be made crystal clear in the online portal, not hidden in fine print on your paper bill while payment options disappear.

    Penrith Home Loans - mortgagelenders - Updated June 2026

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