I can't say better things about Roni and my experience with her. She has been assisting me since…read moreearlier this year when I was becoming antsy to purchase. With her guidance I was able to secure a loan without it being FHA (YAY FOR NO PMI) and a great interest rate. Roni was very knowledgeable throughout the whole process and guided me every step of the way. I know most say the home buying process is stressful but there was not one hiccup that came up throughout the entire escrow process. But I'm sure even if it did Roni would have helped me with anything and everything thrown at me prior to closing. Seriously, if you're looking for someone to work with to buy a home look no further! Thank you again Roni!

We have worked with Roni the past month to get approved for our home loan and she has been nothing…read morebut professional, attentive and knowledgeable to work with. Everything went through in a timely manner and we are very pleased with Roni's work. I highly recommend Roni for all of your lending needs.

Nathan and his team are awesome. They all are professional, and do a fantastic job in getting the…read moreloan done quickly and stress free. Thank you all very much. You guys rock! Stacy Montalvo RN,

Doing business with Nathaniel with Zoom loans a total success again! He is fast, accurate,…read moreknowledgeable and professional. This time around I was in a bind - we closed my loan in 10 days! Yes 10 days! Well I started my loan months ago but decided to pause it - but again I found myself in a difficult situation and called him and in 10 days my loan was closed. I would highly recommend Nathaniel for all your home loans - oh and he answered the million questions I had even though I closed so many loans with him - quickly and accurately! Thanks for all your help Nathaniel- again! Wishing you continued success!

The worst experience possible. Where do I even start. I…read moreguess plain and simple, Ana doesn't know much about home loans. First Ana was giving us incredibly inaccurate expectations of loans we could use. She didn't know that loans were different based on a stick built home vs a manufactured home. This is huge change of interest rate from what she has originally quoted us. Next as rates were climbing rapidly, after several percent increases, Ana asked us if we would like to lock in the interest rate. Where is the common sense and common decency? Integrity? She clearly doesn't care about her customers. We found the home. Made the offer. Got accepted. In contact. Our interest rate we locked in at was feeling good but tight. A week before closing Ana realized a huge detail SHE overlooked. We didn't actually qualify for the loan she had us ready to sign. This was after several docusigns had been signed and thousands off dollars had gone into contract. Now we either lose our down payment or are forced into a loan with a higher interest rate by a whole percent more! Ana doesn't know simple math. She tried telling us several times that this monumental mistake she made would only cause a $30 change over the life of the loan it's over $210 per month price difference. I spoke with John the manager and he was nice enough but no help. It's insane to me that a company like this even exists. How can they put their customers in the position of losing so much by mistakes made by their employees and have zero accountability? Save yourself a ton of time, money and headache and go elsewhere.

USE SOMEONE ELSE! We…read moredecided to use them (we were the buyers) because the seller was offering a credit if we did. In the end..it was NOT worth it. Bad communication, seemed as if every corner they were trying to force hidden charges to the buyer. BAD experience, lack of communication within their team and the seller...felt like they were only trying to make a buck at our expense (elderly on fixed income) Even the inspectors, repair cos. involved were frustrated with them. So glad we are done with them.

Chris is an extremely detail-oriented and professional. He carefully reviews every document you…read moreprovide to ensure it fully meets the requirements before submitting it to the underwriter. Because of his thoroughness, the underwriting process moves very efficiently, with little to no additional documentation requested. He explains each step of the loan process clearly and patiently, making sure you understand what is needed and why. His communication is transparent and organized, which makes the entire experience much less stressful. Thanks to his careful preparation and proactive approach, my loan was approved very quickly and smoothly. I truly appreciate his professionalism, efficiency, and dedication. I would highly recommend Chris to anyone looking for a knowledgeable and reliable loan officer.

We are closing on a house this week and had to share our fantastic experience working with Chris!…read moreFrom start to finish, he made the entire process feel easy and seamless. Chris was always responsive, communicative, and proactive about keeping us informed at every step. He answered all of our questions quickly and clearly, which gave us so much peace of mind during what can be a stressful process. Beyond that, he's just a genuinely personable and kind person, just an absolute pleasure to work with. We're so grateful for his expertise and support, and wouldn't hesitate to recommend him to anyone looking for a smooth, efficient home loan experience!

Michele is an amazing realtor. She is punctual, realistic, reliable and so much more. She handled…read moremultiple home transactions from selling to buying. She always followed through quickly and kept me in the loop every step of the way. She is highly recommended. Thank you again Michele for all you have done you are the best. She truly values her clients.

Updated review. I…read morehave used Michele to buy and sell my homes for a total of 3 times now. I will never use Michele again because she is money driven and does not look for the greater good of her clients. Rewind time about 5 years ago when my husband and I were young and we just had given birth to our baby. Michele boasts she is family oriented and her work ethic is for the good of her clients. However, the home we were looking to buy was built in 1953 flat roof with tar and rocks as the roof. Michele ordered our home inspection a man who just briefly looked over our entire home and said it was pretty much good to go. I understand as new home buyers, you should do some research before buying a home and being Michele's client definitely was an example. The next rain season, our roof had major issues and was leaking. When I hired a roofing company to take a look he was appalled how our roof passed inspection. I asked Michele who stated the report said the roof only required some new rocks on certain areas. Fast forward this year, we were buying another home and this time my husband's parents were involved. Michele ordered a thorough home inspection but only requested the seller to fix the mandatory issues. When we moved in, the home was still filled with the old owner's junk. Michele told my father in law she would get him a Home Depot card to fix all the other issues with the home. However, she sent us a box of fruit. Michele was unable to answer me when I asked several times why she only ordered a visual inspection of roof. She never advised us or helped us to obtain a thorough roof inspection of our older home. The roof damages were over $20,000 and we sold that home at a lot lower value. I believe Michele intentionally did not order a thorough roof inspection as young, ignorant first time home buyers, we would give her a sale. I find it hard with Michele's time and experience as a realtor, she would over look or forget to order a thorough roof inspection.

I was referred to Alex by my Real Estate Agent back in 2008 when I was looking to buy my first home…read morein the Tracy area. Previously I had a very bad experience with a mortgage broker in the San Diego area so I was very hesitant to trust any of them ever again. I must say though, I was very pleased with how professional, yet personable, he was. He took the time to answer any questions we had and did a pretty good job of staying in contact with us throughout the process. A year later we refinanced our home through him as well and he once again Alex did a great job explaining the choices we had and what the resulting outcome would mean. I am completely satisfied with my loan and with Alex's service. Recently I referred some friends to Alex for their first home purchase ever and they too say that they had a very good experience with him. I would gladly recommend any of my family or friends to Alex.

This place doesn't know what they're doing. Sarcastically, you are better off doing your own…read moremortgage than this place. No commitment, no manners, no consistency. Hire people that want to do their job and take priority in doing business. The manager has failed miserably. Go get an education or I'll happily buy you some books "business for dummies".

Charles Sterni and his team are the best lending experience! Always pre-approved correctly and…read morenever had an issue with my buyers getting the loan and closing!

We just worked with Charles and Alyssa and I couldn't have asked for a better experience. They were…read moreabsolutely awesome. Helped us and answered all of our questions. Very knowledgeable and the desire to help others is a high priority for Charles. Thank you Alyssa as well for all of your help. You guys rock!!

Sandra Guitron real estate agent was professional and very detail oriented. She made a complicated…read moresell and buy exceptional experience. Hughly recommend.

This review is for Ben J. Adrian, associated with Home Buyers Realty. I had the pleasure of being…read morerepresented by Mr. Adrian for a few months while I was trying to find a home in a senior mobile home park. Mr. Adrian was always available to me, willing to travel to show me properties outside his immediate area, and understood the needs and hopes that drove my search. I was pleased to be working with a veteran and former law enforcement agent, and he had my complete trust. Although I did not ultimately need his representation, I would have no qualms inviting him to help me in the future. His phone number is 209-679-1056, and he will answer the phone! Thanks Mr. Adrian!

The timing was wonderful, the representative was knowledgeable, professional, and extremely…read moreexperienced in the field that she was assisting me with. She showed me things about my credit. I never knew or understood, she help me understand how to get to the next three levels, and I was very important for my new business. I simply appreciate Monica, for all she did to assist me with my business venture.

Monica honestly is AMAZING! She was super helpful throughout the whole loan process! She made sure…read morei was comfortable along the way

We bought a home in Tracy in 2000 great customer Service and extremely professional. Klemm Real…read moreEstate was the Sellers agent, and we used a buyers agent within that office. I was a bit nervous about using an agent from the same office space, I must say without one regret, my fears were put to rest immediately!

Jack provides world class service! His extensive experience allows him to provide a level of…read moreexpertise that is unmatched in any realtor I have ever worked with. He is knowledgeable from first interaction providing the latest, most accurate market insights. His professionalism and attention to detail are unmatched. I would recommend Jack to anyone and everyone as you will not be disappointed!!