Buying a house can be very stressful or pleasant. Mister Soern made sure my experience was very…read moresmooth as much as possible. He took the time, patiently, explaining the whole process -and it is a big one- but soo worth it!! With his explanatory emails and phone calls advising step by step what was about to occur and anticipating on what and how is it done the entire application and whole documentation needed, helped me with anxiety and deal with it getting things done correctly and timely. I would DEFINITELY referral him to friends, family and whoever would like to buy a house.

We were looking to refinance our home in Roswell. We got quotes from about 3 other companies and…read moreDamian with Assurance Financial was the best overall. Damian listens to you and is not high pressure at all. He was very quick to respond to any questions and got us a good rate and we settled with 30 days. Damian was also able to get the appraisal waived! I highly recommend Damian and Assurance Financial.

We couldn't be happier with the loan process at Northpoint Mortgage. Paul Howard was our loan…read moreofficer and exceeded our expectations. He came highly recommended by our realtor and now we know why. He worked quickly to get the loan ready for our home closing. If you're buying a home, call Paul!

I worked with Tony and his team on a loan as a first time buyer. They are absolutely amazing. They…read moresend an email every step of the way so all of your questions are answered up front and you always know where you are in the loan process. They also gave me a great rate. I can highly recommend based on my experience and will use them in the future.

Roll out the red carpet because the Moreira Team has made my cross-country move from Washington…read moreState to Georgia feel like a breeze! So there I was, almost settling for a 'meh' mortgage deal--$400K, 20% down, and a steep 7.45% interest rate. I decided to have a second opinion and Found Moreira Team with so many great reviews, so I decided to contact them. Enter Lucky, my mortgage matchmaker. Within half an hour (no joke!), he rang me back with a deal that had my jaw dropping: $470K approved, just 3.5% down, and a 6.75% interest rate! But wait, there's more: The team had a cherry on top: They referred me to a superb Realtor named Catherine, who gave me a grand tour of Georgia homes. From there, Taylor and Amanda whisked through the paperwork, ensuring everything was ready in two weeks. For a first-time homebuyer, they turned what could've been a daunting drama into a smooth, feel-good experience. I'm so happy I found them! So if you're in the market for a great mortgage team, look no further. This team is the best!

I found Moreira Team through all the reviews here, and they were right. From the time I first…read morereached out to them more than a year ago to when I finally found a house this year, they were communicative, responsive, and honest. They worked so fast to help me meet the seller's request for a more accelerated closing period, and throughout the process I always knew what was happening and what I needed to do next. Highly recommend them.

I have used different banks over the years, but this bank takes the torch. From service to quality…read moreand experience, they treat me like a millionaire banker with my few dollars I take there. Today in particular I, was feeling overwhelmed with the ongoing of things, but the smile of the lady at the welcome desk, felt like sunshine upon my face on a winters day. She did not do anything, but welcome me with that smile, that said ' all is well' I left the bank feeling so good about myself. Due to bank security I could not take her photo, but I wanted to share this. Wonderful place to bank.

The Nightmare of Doing Business with Navy Federal Credit Union Mortgage…read more I rarely write public reviews, but the experience I had with Navy Federal Credit Union's mortgage department was so egregiously mismanaged, disorganized, and downright disrespectful that it would be irresponsible not to warn others. What was supposed to be a joyful process of purchasing my dream home turned into an emotionally draining and financially damaging ordeal. Let me be clear: I am a high-earning entrepreneur with a long-standing banking history, excellent income, and consistent cash flow. Millions of dollars flow through my accounts each year. And yet, I was treated with suspicion, neglect, and incompetence every step of the way. Navy Federal demanded that I change the title of the property into our name prematurely, knowing full well it put us at legal and financial risk before they were willing to finalize the loan. This move alone jeopardized my family's security and created significant exposure--all under the promise that "everything was moving forward." Spoiler alert: It wasn't. From there, the experience devolved into a circus of compliance hoops: We paid off every lien and tax obligation they flagged We provided every document, letter, form, and verification they requested--many of them multiple times We jumped through every shifting goalpost without hesitation, because we believed this institution was operating in good faith And yet, they continued to drag the process out for weeks with zero urgency, a complete lack of transparency, and no accountability for their delays. We were passed from one clueless rep to another, forced to explain ourselves repeatedly, with no consistency in communication or follow-through. The final straw? After months of compliance and good faith, they denied the loan based on the IRS not yet updating the tax transcripts to match our recent returns--a known issue that takes 15+ weeks. Even though they saw and acknowledged millions of dollars in income, clean returns, and third-party CPA verification, they decided to play the "policy" card. A policy that punishes legitimate business owners for the IRS's delay, and one they knew about upfront. Not once did Navy Federal offer a creative solution, fast-track option, exception path, or direct communication with underwriting leadership. We were left bleeding time, bleeding money, and missing opportunities while they sat on their hands. To add insult to injury, real estate professionals across the industry warned me after the fact: "Navy Federal is a nightmare to work with. They always delay and kill deals." That reputation is well-earned. Agents avoid them like the plague for this very reason. And now I understand why. I gave Navy Federal every chance to act with integrity and efficiency. Instead, they wasted months of our lives, inflicted financial harm, and proved that they are ill-equipped to handle anything outside of cookie-cutter borrowers with W-2 income. If you are a business owner, investor, or high-net-worth individual--do yourself a favor: DO NOT waste your time with Navy Federal's mortgage department. They lack the systems, the sophistication, and the strategic thinking to serve high-level borrowers. And most importantly, they lack the customer service, communication, and compassion that every client deserves. This was a nightmare--period. And I'm speaking up so you don't have to live through the same one.

Greg, Courtney, and Brandy were all incredible! Outstanding communication and responsiveness. You…read morewon't work with a better team through this process.

I worked with Bob and his group to finance my new home last year. To a person, they were calm,…read morethorough, professional and prompt. Hopefully this is my last mortgage, but should the need arise again (and my wife doesn't kill me!) Bob Hester and the First Mortgage Group will be the first call.

Lindsay Frangie was wonderful to work with on my HELOC . She made the process smooth and easy to…read moreunderstand, and was always quick to respond whenever I had questions . Lindsay is professional, kind and truly cares about her clients. I'd gladly recommend her to anyone looking for excellent service and support.

Lindsay was the best lender for me, she was so knowledgeable, diligent and forth coming with…read moreinformation. I never worried because I knew she would take care of things. She made sure I was taken care of from start to finish and I couldn't recommend her more.

Michael and his team was and is OUTSTANDING, I will be forever thankful to the team for making my…read moredreams of home ownership come true. If you are planning on buy to a home don't second guess yourself Michael and his team is the place for you.

Amy is the GOAT. She is informative, collaborative, and has strong communication, so you know…read morewhat's happening every step of the way. There is teamwork, and the team Amy has is bar none the best of the best. Amy has some much time, experience, and wisdom, so she takes the stress out of buying a home, and providing all the right options for ownership. We've used Amy multiple times, and that will continue, as long as Amy is working in this industry.

I completely agree with everyone else that left reviews that the live check is a scam. I spoke with…read morea very young intern there and he tried to get me to take a loan out on my home but wouldn't approve the "check." So this "live check" a scam! BEWARE!!! Do not work with this company!

I completely agree that the live check is a scam. I spoke with Rhett Mercer and he tried to get me…read moreto take a loan out on my home but wouldn't approve the "check." After speaking with him once, I began getting spam phone calls from various numbers claiming to just need one last piece of info to "secure my loan." That was in December 2024 and I'm still getting at least 10 of these phone calls a day. So not only is the "live check" a scam but they also sell your information. BEWARE!!! Do not work with this company!