From our very first phone call, I felt completely at ease with Ramiro. He clearly explained the best options for my case, and I'll never forget what he said during our first meeting: "I'll be honest, your case is a very simple one. In all my years of doing this, when I say it's simple, there's a 99% chance there won't be any hiccups along the way." He was absolutely right, the process was smooth from start to finish. This clearly wasn't his first rodeo, and he guided me every step of the way like a true professional. I would recommend him without hesitation, 1000%! read more

Highly recommended! Mr Flores was very professional handling our case, he showed respect and empathy throughout the whole process. He's very knowledgeable and everything went smoothly and fast. read more

Beyond amazing! From the first phone call and follow up meetings, Ramiro was always professional, accurate, knowledgeable, and honest. He guided my husband and I during a time when we did not know what to do. We filed chapter 13, and since then, our lives have been full of relief. We keep in communication to this day with Ramiro with any random questions and he always takes the time to text back or take our call. Highly recommend him if you want an effective attorney who actually cares about your future. Can't thank him enough! read more

Mr. Munoz is an excellent attorney. He was professional and efficient in handling my case. He did everything in a timely manner and communicated with me during the entire process. I highly recommend him to anyone who has never or previously done a Bankruptcy. Thank you Mr. Munoz for giving me a piece of mind and fresh start. read more

Mr. Flores handled my personal bankruptcy case with tact,compassion and dignity. I never felt like a burden or a docket number when speaking with Ramiro. He was always available to answer questions. He helped me navigate thru what felt like an impossible financial burden. I would recommend him to anyone in need. Thank you Ramiro for your professionalism and kindness. read more

Ramiro Flores Munoz is a professional and efficient attorney who helped me with an insurance case. He was able to negotiate a settlement for me when a company tried to take advantage of me due to their negligence. I highly recommend him. read more

Very knowledgeable and professional. Answered all of my emails and phone calls right away. Highly recommend.

I do not give very many reviews, unless I feel I have been supplied exceptional service. Ramiro is at the top of his profession. He is very knowledgeable, honest, patient and very helpful. Do not hesitate to give him a call if you need assistance with debt or advice on BK. He is an ACE in my book. Thank you Ramiro! read more

The best bankruptcy lawyer on earth goes to ramiro he explain everything regarding my case i have gone to several lawyers before but they only took my money. My case was one difficult case but thanks to ramiro i can say i am debt free. Please if you are considering going bankrupt go to him, he will explain to you the process also if i had any questions i will text him or email him it didn't matter the time or day of the week he will reply instantly. I am so glad i found him now i can live a better life without my debts!!!! read more

Oh wow! If I can give Ramiro 100 stars, I would! You will not be disappointed with his service. Ramiro helped me when others couldn't and he does it with genuine respect and great passion. He has helped me even after my case was completed many years later. I was part of a scam and he acknowledged it and helped me through it all, keeping me sane and calm! If you're looking for an honest, knowledgeable, and caring attorney, look no further, Ramiro is the person. Thank YOU soooo much!! Blessings, Linda P. read more

Ramiro helped me file ch. 7 bankruptcy. He is very professional and explains everything throughly. His customer service is great and he gets back to you very quickly. Thank you Ramiro for everything ! You are amazing! If you're looking for a bankruptcy lawyer give him a call! read more

The value of his service is fantastic and definitely worth every penny. Honestly I would have been so very lost or even in a worse place if it wasn't for Ramiro listening to my situation to determine what would be the best course of action for me because I honestly didn't know what to do given my lawsuit that started this whole process. I can not express how grateful I am for coming to Ramiro Flores through my legal plan to assist me with a lawsuit I received and evaluated my options available to me, which was bankruptcy that would best suit me. Once he advised me of this, he was instrumental in explaining the process and giving me realistic expectations for the process ahead. I have never had to do this or really knew anything about the process, so meeting Ramiro was incredible. He walked me through the entire process of bankruptcy, taking the time to answer questions and explain how this works as well as explaining what everything was. I appreciate that he was always available to answer any questions I had and always kept me informed of the status. From start to finish Ramiro was integral in guiding me through this process and spending time with me to make sure I understood what was happening. read more

I spoke with Mr. Munoz at great length about my Chapter 7 bankruptcy, how it is affecting my credit history, and my desire to improve my credit rating. Mr. Munoz is passionate about helping his clients. It shows in his professionalism, sincerity, and guidance that he is your fiduciary and will advise what is absolutely best for your situation. I consult with attorneys regularly for business and personal affairs. Mr. Munoz is one of the most honest and competent attorneys I have ever had the pleasure of meeting. Give him a call and within minutes of speaking with Mr. Munoz, you will know he is acting with your best interests in mind! read more

I had a student loan financial matter from the past that came back unexpectedly during this pandemic time as a debt legal matter. I could not have asked for a more direct, trustworthy and professional attorney. Its hard nowadays to come across attorneys that can provide that balance of compassion, understanding and yet be very efficient with their knowledge & advocacy skills. I'm thankful to have had my financial matter cleared up rapidly and without it affecting my credit report nor reaching any negative legal steps..thank you! I highly recommend Mr. Muñoz!! read more

Great service knowledgable and caring. Recommended from a friend to a friend and always pleased with his service. Always available and willing to help. read more

I talked to Ramiro in April of 2019 regarding some questions i had about Filing Chapter 7, he was very attentive and made sure to clear up a lot of the myths that people associate with Bankruptcy. He helped guide me and was there every step of the way. I appreciate that he never tried to sell me any other service and kept me informed with the status of my case the whole way all the way till the discharge. read more

I spoke with Mr Munoz about a bankruptcy related issue. I left a message and got a response within 24 hours. Although he was unable to help me directly, we discussed my issue and he provided solid advice. Mr Munoz is knowledgeable, professional, and honest. It is clear he is a bankruptcy expert. read more

Can't even begin to say how grateful me and my father are with Ramiro. From day one we were happy with him. We went to him about 3 1/2 years ago with some financial issues.. He explained in detail the bankruptcy chapters and how unfortunate it was that we could not file chapter 7 due to a HELOC we had on the mortgage (also my father had a previous ch 7 so we kind of knew we had to do ch 13 or else they would take the house) But nevertheless we dug ourselves into this mess.. We were happy with the explanation of how we would repay our creditors back through a repayment plan to the trustee (including attorney fees) which helped a lot .. Ramiro was very professional every single time we met.. He went with us to court to the creditors meeting and gave us pointers and advice every single time I called and emailed him.. And I called and emailed a lot since I was new to this ch 13 bankruptcy.. It was supposed to be 5 years of repayment but I just sent my last payment 3 1/2 yrs later.. and will now await for my discharge letter to get my credit back up and running.. My father and I are very happy with him and would recommend Ramiro to anyone seeking to do a bankruptcy. Thank you again Ramiro for your excellent service read more

When you need the impossible to become possible, contact Ramiro. His knowledge of the law coupled with his tenacious approach, makes him a real life miracle worker. I would highly recommend Ramiro for complex or basic legal cases. Thanks to him, I have a second chance at rebuilding my financial future. He's one of the good guys! -bg read more

Ramiro handled my bankruptcy. He did an amazing job and saved me a ton of money. He was very responsive at all times. He is a pleasure to work with!! read more

I greatly recommend Atty Ramiro, his service is truly outstanding! He will not force to accept anything but rather show you the solutions to your problem and let you decide which way to take. He is very knowledgeable and gave me the answer to my questions. I am very happy with his service! Do not hesitate to call his law office. read more

I could not have made it without Ramiro. Sometimes you have to make a very difficult decision in life in order to survive and move on. Ramiro guided me through the entire process. He is always available, very responsive and eased all of my concerns. He was on the case and submitted everything before the deadlines. I interviewed several other attorneys and selected Ramiro because of his vast knowledge, professionalism and concern for the client. He helped save my home and life. I can finally breathe. read more

My parents were in a difficult financial situation & the attorney Ramiro took his time to help them out. He was very professional & honest. We highly recommend him! Thank you for your work! read more

I highly recommend Ramiro Flores Munoz. He remained in constant communication guiding me through each step. He went above and beyond providing the best course of action and outcome for my case. Thank you, Margarita read more

I was in a very stressful financial situation and after getting the runaround by other law firms I consulted with Ramiro. I highly recommend Ramiro he is very honest and professional. He Always returned my text messages, emails and kept me in the loop about everything that was going on. Thank you Ramiro for bringing peace back into our lives! read more

Excellent service! Ramiro is both very kind and upfront with all the particulars that go into the case, and he made me feel very confident and calm with all the proceedings. Highly recommend! read more

Highly recommended. Ramiro is very professional, honest and helpful. He dealt with my difficult situation with common sense and in a timely manner. As soon as he got involved he explained me everything throughout the process and felt safe from my Landlord who was getting out of control. read more