Alex Veloria is a real estate and Mortgage Broker who is very knowledgeable, professional and easy…read moreto communicate with all our mortgage questions. The mortgage process from beginning to end was a stress free for our home loan refinancing. He was honest, transparent and most importantly, he gave us the best rate in the market that other lenders cannot compete. I am impressed, I would definitely recommend him to anyone who are seeking for any mortgage needs. Alex has extensive knowledge and experienced you hope for a well seasoned mortgage broker. Thank you Alex. More power to you.

Alex helped my wife and I close on our dream home for our family. He has been patient with all our…read morequestions and did a great job educating us every step of the way. The home loan, escrow, home search, and purchase were all painless and we were comfortable with Alex's advice every step of the way.

It was a pleasure to work with Joel and his team at Empower Mortg. Joel was responsive to all my…read morequestions and concerns from the begging to the end of my Refinance process. Very professional knowledgeable and most of all patient, takes the time to explain things in detail. In addition to all that, he is bilingual!The process was fast and way easy, I have already refered him to my friends and I will consider him for future refi/home purchase. Thanks again, you and your team are highly appreciated.

I been a Realtor since 2000 and I've given Joel over 200 loans,...I could not express enough the…read morequality of the service he provides to all of my Clients, When my Buyers have concerns he always takes the time to explain everything in detail ! Joel is very kind and caring, he will never let you down, always finds a way to close your loan , BEST problem solver I know. Ten stars!!!!

I wish I could give ZERO STARS! I've been working with Millennial since the beginning of March…read more Have provided them with everything they needed throughout the whole process; everything was going smooth. On Monday, 4/26/21, I received an email from our loan processor stating he received the payoff statement from our current lender and everything would be finalized by Wednesday. After not hearing back, I emailed him on Monday, 5/3/21 asking for an update...no response. On 5/6/21, still not having a response from our loan officer, I receive an automated email stating we have new documents to sign. I log in to find a "Loan Denial". Tried calling, emailing...no response! I don't know how we went from "closing in 2 days" to "denial". Between the fact that they completely ghosted me and this last minute switch, I want it known what a shady company they are!

This is a joke of a lending company. They do not respond to emails or phone calls. We waited 3…read moremonths to see if our refinancing finally went through. We understood that yes rates were super low and they had a lot of work and COVID on top of everything. However, they had close to zero communication with us. It was ALWAYS us calling to follow up with them. They constantly left us in limbo with no answers. After chasing these people week after week, they finally make the sorry statement that we have to begin the entire process again from scratch because of their carelessness. I don't understand how they are still in business.

Juan Torres and his team are top notch and we send you all our blessings! Thank you for helping me…read moreget my wife into her dream house. Walter and Fanny Mojica

Thank you Alterra house loans!!! Juan and his loan partners…read moreare as good as it gets if you want a smooth mortgage loan process I highly recommend that you call Juan ,he has been extremely helpful by answering all of our questions and concerns thoroughly and we were able to receive final loan approval in two weeks super efficient super knowledgeable.him and his team gets the job done,And they will exceed your expectations just as he did to us. we are a client for life with Juan and his team and we will recommend him to all of our friends and family that are looking for home financing. Thank you so much for all the hard work! And keep it up! Thank you so very much

​I cannot recommend Arash Gezerseh highly enough. Over the years, I have worked with him on two…read morehome purchases and two refinances, and he has been exceptional every single time. ​What sets him apart is his ability to handle complexity. In all four of our transactions, we faced different sets of challenges, but his work ethic never wavered. He consistently went above and beyond to secure the best possible rates and ensured that every single loan closed on time, regardless of the hurdles we faced. ​His dedication is truly unparalleled. In my own career, I have rarely encountered a professional this hardworking, reliable, and committed to their clients' success. If you are looking for a mortgage professional who will fight for you and get the job done right, look no further.

Arash was the absolute best! My wife and I were first time home buyers and Arash walked us through…read morethe process step by step. He was always available for phone calls and texts when we had any questions. He was super responsive and really worked with us to get the best deal possible.

Switching to a credit union is one of the best financial decisions we've made!! Unlike traditional…read morebanks, credit unions are nonprofit organizations, which means they prioritize their members over profits. This translates to unbeatable interest rates--we financed a used car through Logix, and not only was the process seamless, but they also allowed us to purchase from private sellers like those on Facebook Marketplace. The customer service is exceptional; the staff genuinely cares about helping you succeed financially. The ATM issue always comes up but I feel like it's actually a PERK with Logix, you're not limited to just your credit union's ATMs--they'll even reimburse ANY ATM fees, even in pricey places like Las Vegas when the fee is outrageous. We don't pay fees!! I've also purchased a car with cash when we were outside of the range of another Logix and you can go into another credit unions branch to withdraw large amounts of cash. If you want better rates, better service, and better access, switching to a nonprofit credit union that cares like Logix is absolutely worth it.

if your bank is part of their CO-OP network DO NOT DEPOSIT CHECKS into their atm. They use AI and…read moreI have a check in limbo thanks to this. I am out $6000 and getting slammed with late fees and piling up bills thanks to this company. What's the reason? their answer is "other" they cant tell me why they wont release my money due to a "computer error". ZERO CUSTOMER SERVICE and I am getting in debt even more thanks to the AI they use.

We have been banking with Logix for several years, and our past experiences have generally been…read morepositive. Unfortunately, a recent interaction at the Woodland Hills branch was deeply disappointing. In December, my husband visited the branch to deposit the second of two large checks of very similar amounts. After looking up our account, an attendant took the check away to consult with a manager (initials G.B.) without providing any explanation. When the manager came over, he did not introduce himself or explain the situation. Instead, he abruptly asked, "What's up with these checks?" His tone was condescending and inappropriate. The interaction was upsetting enough that my husband later chose to address it directly with G.B., giving him the opportunity to apologize. G.B. claimed he did not recall saying this and stated that they use "certain standard verbiage." He offered an apology only in the form of being sorry that my husband felt offended, without taking responsibility for his conduct. We strongly disagree that "what's up with these checks" is acceptable or standard language to use with customers. At a minimum, the manager should have introduced himself, explained the concern, and allowed my husband the opportunity to respond. A few days later, my husband contacted Member Services to report the incident. The representative agreed that the treatment was unacceptable. However, it has now been two months, and we have received no follow-up from the bank. We expected, at the very least, a letter of apology and some indication that the issue had been addressed. This experience has significantly diminished our confidence in the level of professionalism and customer care at this branch and with Logix.

I would like to express my sincere gratitude to Zina and Hannah for the incredible work they do…read more They are not only outstanding in their roles as customer service representatives and employees of the bank, but they are truly exceptional human beings. During one of the hardest moments I've faced, they supported me with genuine kindness, patience, and compassion. Their positive energy and the way they treat every client who walks through the door is something truly special. It goes far beyond regular customer service -- it comes from the heart. Because of them, this bank has become more than just a place I go for financial needs. It has become a family to me. I appreciate everything they do, and I am deeply grateful for the care and respect they show every single day.

I was referred to Mike after I tried to refinance my home with several other brokers that had…read morefailed in getting me the loan that I wanted. Mike made the whole process very easy and clear. He didn't try to reel me in with a low rate he couldn't get. He was honest and up front about everything, and delivered on everything he promised me. I was able to get the rate that I wanted, and I didn't have to pay high fees or hidden points in the back end. It's good to find an honest and hard working broker that works on my side instead of the banks'.

From the owner: Specialize in mortgage lending of all kinds, Purchase loans, Refinance loan, cash out loans, debt…read moreconsolidation loan. Specialize also in Real Estate. I can help you find your next home, Sell your current property. Or any Real Estate needs. I can sell your home fast. Access to great loan programs and over 40 lenders. First time home owners programs, All government loan FHA, VA, HARP. I do my best to insure your interest are put first. I always provide the best rates and lowest cost or even ZERO cost. Lowest rate best service. 20 years experience.