Ray just saved us over $1,400 a year on our home and auto insurance - which is, obviously, huge - but what really blows me away is the experience. Ray spent over three hours on the phone with me answering my endless list of questions with total patience and zero rushing. He explained everything in a way that was actually easy to understand, broke down confusing terms, and helped me feel confident that I was choosing the right coverage for what my household truly needs (not just whatever spits out the lowest quote). He also called my mortgage company with me and streamlined the entire process of canceling the homeowners insurance being paid through escrow and getting the new State Farm policy in place. That alone saved me so much time and stress. Ray had helped me immensely when living in California, and so I know the customer service doesn't stop after the deal is made. He is always a text away (like a good neighbor) with a very speedy and efficient response. His follow through is incomparable. Now that he's set us up in Arizona, I know I can confidently expect the same. You just don't get this kind of top-tier, first-class customer service - especially in insurance. Ray doesn't just fire off a quote; he advises you thoughtfully, and responsibly like he's helping his own family. He absolutely has clients for life in us. Thank you, once again, Ray! read more

Ray Gonzalez is an amazing agent. He helped me to get the best price on my auto insurance. I highly recommend Ray! Do yourself a favor and talk to him when you're ready for a change. Thank you, Ray! read more

What can I say about our agent, Ray..... Only that he is totally awesome and is always there when we have questions or concerns. My husband and I recently had a huge incident a couple months ago involving our Tundra and Ray was there every step of the way guiding us through this difficult time. So thank you Ray for being so kind and patient while we were going through this process. read more

Si usted anda buscando una aseguranza para su auto, casa, departamento en renta, motocicleta, barco, seguro de vida o incluso tarjeta de crédito, cuentas de retiro, o inversiones...pero aún mejor a una persona confiable y un lugar endonde le van a dar la atención adecuada es con "Ray Gonzales /State Farm" el y su personal son muy profesionales y no buscan venderle o darte lo más caro, también te educan en las opciones que pueden beneficiarte a ti y tu familia, y lo mejor de todo es que te hacen sentir parte de la familia y hablan español, así que si de aseguranzas se trata, no busques más, ellos son profesionales, con el mejor servicio y la mejor opción. Great service!! read more

Ray Gonzales - State Farm Insurance Agent - Auto Insurance Near Me - Oxnard, California

Great experience like always Ray always gives me best recommendations and explains all the benefits.

We value Ray and his team much more than just being our insurance provider. Ray and team always finds ways for us to mitigate rising insurance costs and ensure we have adequate coverage as well. My wife and I highly recommend Ray and his entire team. Karl Zerrenner read more

Mr. Olguín worked with me to find a life insurance that worked for me and my family. Very informative and educational

I live on the Central Coast. I have tons of agents around me, State Farm Agents too. All I know is this: Ray is top shelf, a cut above, a diamond among cubic zirconias. I've had plenty of other agents and other companies. Ray knows how to take care of his clients. He is not simply interested in the sale. He is interested in caring for his customers and treats people like family and friends. Some people are there for you to get the sale. Ray is there when you need help down the road. Best service! They saved me lots of money and increased my coverage. When they say they will help and call you back, they do! His staff is very responsive, professional, and courteous. Get a quote today, even if you live in a different city. read more

I have never enjoyed the kind of quick response from any other business to any question I bring to Ray's attention. Not only is he a "library" of vendor resources, but his answers to my queries are almost instantaneous. If all businesses reacted to client needs as quickly as Ray, our economy would be as efficient as possible and would create more opportunities than the average business could hope for. I highly recommend Ray and his State Farm Insurance business to any individual, family or business requiring insurance coverage - I just don't see a downside! Craig Lieberman Apartment Investment Specialists (apartment property brokers) read more

Excellent service, very competitive prices, and always makes good on his promises. I highly recommend this company. I also insure with USAA. Unfortunately, I feel that USAA is no longer a company that puts the needs and care of the military soldier first. It's refreshing and hopeful that I was able to find a company that was able to take care of my needs better than USAA in State Farm. Ray Gonzales' 5 star rating is reflective of the service you'll receive. Mike S. read more

Ray is my agent. Every time I call for any reason he offers full service an example i wanted to change my policy from full coverage to liability. Ray took the time to look up the value of my cat to see if it would be in my best interest and gave me different quotes for different types of coverage. I fell confident in the choice I made because my agent helped me. Another example I called another company to get a quote for home insurance,I won't say their name , but State Farm gave me the better quote. I will keep my home and car insurance with the one and only State Farm. Thank you for all you do. read more

So I had the pleasure to talk to Ray Gonzalez with State Farm insurance, I decided to switch my policy to State Farm and I'm so blessed to have talked Ray Gonzales was highly recommended and I'm so pleased within a few hours not only that I got a best rate. I got insurance on the dot happy to be able to do everything within two hours thank you so much Ray. You are the best and thank you to State Farm .for anyone that is looking for car insurance or any kind of insurance that you need. Give them a call. read more

Once again Ray and his team came through for our family. Stuff happens. And when it does It's good to know that you have an expert team on your side ready to assist. Excellent customer service!!!! Thanks again for your constant help and endless 5 star protection. Ray and his team have given our family the best rates by far and have always come through in our time of need. No hassles. No blame. No problem. Just get it done, we got this attitude. You guys rock!!! read more

Ray, is very knowledgeable, provided full range of extended support with the incredible information and insights of each item while deciding in renewal of existing policy, Ray, guided on overall review and the process of mapping the demographics impact on the existing policy and the under current circumstances that influence the state backed up insurance companies. Also ensured get me connected to the right people who could hep and understand the process. Just like a good neighbors do :) thank you Ray! read more

I've had State Farm forever. What I like about them is their fair and quick response on claims and in general great service. Kudos to Ray Gonzalez and team! read more

Ray is super! This is the first time I spoke with him and he saved me $$ while increasing my coverage. I have not met an insurance agent who is more knowledgeable, friendly, and eager to help. I can recommend him without any reservation. read more

We are extremely fortunate to have had State Farm as our insurance company, and Martin Garcia as our agent. Martin and his team have taken care of our insurance needs promptly and with courtesy, professionalism and attention to detail at every turn. Specifically, Martin Garcia he went above and beyond in providing excellent customer service recently in dealing with a very complex and challenging situations. Martin was always immediately available by phone and took the time to go the extra mile in contacting and following up with the adjustor and others in this case on our behalf. The situation was very stressful to us on a personal level, and Martin handled everything for us with remarkable style and grace, addressing our concerns and ushering the case to a timely and successful conclusion. We cannot speak highly enough about the personal attention to our insurance needs that we receive from Martin i recommend his services highly. Ten stars! read more

Ray is a great listener, extremely professional and helpful, and absolutely looked for what was best for his clients, not himself. Badly needed in these current difficult times to save a few bucks, needless to say. After our discussion, an updated quote for annual services was in my email before we even hung up the call. He's been with our family for many years and we intend to keep it that way. Very highly recommend! Thank you Ray! read more

Ray is the epitome of what customer service should be. He's like the family member or bestie that you call when things go awry! I have never had an insurance company or someone with the company care so much. As long as I have Ray I know I am in good hands. (I know that's the quote for Allstate, and it's meant to be since I switched from them and was blessed with Ray!) I can't say enough about Ray and his dedication, kindness, and overall compassion. He's amazing and I can't recommend him enough! read more

Excellent Customer Service!! Very helpful and quick turnaround time! Thank you State Farm! read more

I specifically asked for a $50 additional coverage for our clubhouse. I asked for it not to be put in in case I did not use it. I did not use it and now I am overdue $50 and they are going to cancel my homeowners if I do not pay it! I feel I have been scammed and I am not a happy customer! read more

Hands Down to Fernando State Farm Insurance Agent at Oxnard is the Best. I Loved his patience, professionalism and attentiveness of time, even after his work hours to help me find the right reasonable insurance plan that worked perfectly for my budget. His hard work is very much so appreciated & should be acknowledged because hard working employees like these are incredibly difficult to come by. Thanks again Fernando!!! I would definitely recommend 10/10 If you ever need any car insurance or other insurance service Please contact Fernando, & you'll be in Good Hands! Thank You So Much for your Help Fernando you're the Best! read more

Ray is an amazing person to work with always Putting his customers first. Highly recommend Ray Gonzales for all your insurance needs.

Thank you Ray for helping me understand all my premium changes! I really appreciate :)

Ray has been my broker for the last 2years. As life changes, so do my families' insurance needs. Ray stays very communicative and available as an agent, which is rare compared to my past experience with agents. He just took an hour out of his busy schedule, to run through my coverages, and helped save me a significant amount of money each month. I truly appreciate you Ray! read more

Ray contacted me to set up a time to discuss reducing the rates of my auto policy. He's done this for all of his customers. His agency has always taken good care of me and I highly recommend them. read more

State Farm for the longest time who is there for car insurance to my rental insurance. Amazing work they do . They took care of when we had a fire amazing ground of people . Thank you guys. For everything read more

20+ years ago we were referred to an insurance agent that was excellent. About six years ago, she left the organization, and we were inherited by the agency owner. Six years too long. This person was nothing like the original agent. It seemed obvious at every turn that they were inept and totally apathetic in every way. We are normally extremely particular about our service providers (& about providing good service ourselves when on the other end) so why did we stay with this outfit when their level of service was so dismal & lacking? Pure laziness!! Had we known about Ray Gonzales & his clear passion for going above & beyond for his clients, we would have made the call to him & moved our four insurance policies to him & his team a very long time ago. When I first spoke with Ray, he stayed on the phone with me for two hours to be sure that I completely understood my options & the impact my choices would have. I don't recall ANY other agent doing that before. This gave me the invaluable confidence that my elections & monthly payment were right for us. He went out of his way to be sure that all of my questions were answered in an ever so patient matter, even though it happened to be later in the evening. It didn't stop there. Even after he earned our business, he & his team continued to follow up to be sure we were in the loop & aware of every step of the process. This is a best in class service provider that clearly cares about his clients well being & the person we want in our corner during those life situations that may require guidance & his type of expertise. Ray, you are a true professional & it shines through in everything you do. We are proud to call you our agent now & in the years to come. We were lucky enough to be referred to you by a trusted neighbor & well jump at the chance to refer others to put them in your good hands!!! read more

Ray could teach a county on customer service! Not only does he give you 1:1 attentuon, he advocates for you whenever you need someone to push customer service! read more

It very pleasant to have business with you . Highly recommend this guy ( His name is Ray ) he is very patient, knowledgeable, nice, and friendly. read more

Ray treats every single one of his customers as family, I have been with State farm for over 7 years and in this time Ray has always taken care of me, always takes my calls and fixes whatever problems come up there is no calling an 1-800 number and waiting to be helped, he 100% there for us when we need him. he helped me not only with auto insurance and renters insurance but also with life insurance, and last year when I told him I was starting a business he not only insured that as well but he gave me the best price and notarized some of my paperwork. My car was hit 2 years ago and when I called Ray to help file the claim he had sorted everything out and called the car rental place all with in 15-20 min. Ray keep up the good work! #mystatefarmagentisbetterthanyours!!!! read more

Ray has provided excellent service. He ensured that I got everything I needed. He is extremely reliable, courteous, and professional. I saved a lot of money going with him for my auto insurance as well as renters insurance. If you're looking for good insurance, great service, and a great deal I would definitely go with Ray. read more

Ray helped me and was very informative when it came to creating a plan thats perfect for me and my budget ! He made sure he took care of me like if i was family of his, he explained every scenario possible and was very detailed so i knew exactly what i was getting and what helps me most in being cost effective . I would highly recommend Ray! My old insurance would NEVER go this far! When in doubt , Ray is the guy ! read more

Ray Gonzales is the best. He is a wealth of information. I recommend him highly. Thanks Ray!

I am so happy and thankful for State Farm and especially for my agent Ray Gonzales. He has been my agent for many, many years and has always been wonderful. He ensures I get the best care from himself and his team and always seems to have my back. He makes it known to me that I am getting the most discounts available, like safe drivers, student, etc. He also goes out of his way to make himself available during weekends and odd hours when I had a cracked windshield and again recently when I had a parking lot hit and run and needed help. I am thankful my parents are also ensured with him because it gives me peace of mind knowing they are in good hands. I highly recommend Ray with State Farm for all your insurance needs. read more

Very friendly and helpful. Every associate, always. Hands down the best customer service I've experienced. A+ for consistency. Thank you!

We have been with Ray for many years. He and his entire staff are very attentive and helpful , no matter how many times we call. ;) We've recommended many family members and friends. Thanks Ray! read more

I have been with State Farm Insurance for many years. The entire staff has always been so kind, friendly and accommodating to my family's needs. I have rated them five stars for their service!! read more

He was super helpful and really listened to our situation without any sort of bias. He also provided us with the best options ehich was rxactly what we were looking for and they even provided us with additional accommodations. I cant state how easy and stress free he made this entire ordeal for us. Thank you so much! read more

Ray is an all around AMAZING guy! Very responsive, knowledgeable, and helpful! If you're in need of new insurance make sure to contact him for the best service and coverage! Thank you again Ray! read more