Ready Mortgage Lenders

2.6 (9 reviews)

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Closed • 9:00 am - 6:00 pm

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Kelly M.

9 days ago

"I've had a great experience working at Ready Mortgage Lenders. The team is professional, supportive, and always willing to help. It's a great place to work, and I'm proud to be part of a company that truly cares about its clients and is committed to helping families achieve homeownership. Kelly M read more

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Maria H.

2 years ago

As a first time home buyer you would ask a million questions to make sure you're not being taking advantage by a mortgage lender and the guy Ulises was very rude and disrespectful to me. On the other hand, Karol was helpful and understanding thank you again. read more

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David A.

5 years ago

Andy and his crew were extremely helpful throughout this entire process.I would recommend Ready to any of my friends. Every time I needed anything Andy was there to help me or direct me to someone who would! Thank you Ready team for the refi! read more

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Anonymous 1.

5 years ago

Terrible. Run. No transparency. Barely reply to emails, never reply to phone calls. A week from closing and we cant get a hold of anyone.

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Matty M.

8 years ago

Quick and awesome service! You can't beat the friendly environment and great communication provided. Andrew along with his team worked with diligence and provided fast answers for this long process. I would highly recommend their expert mortage services. Many thanks to Andrew and the entire team for closing on my new house!! read more

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Michael B.

10 years ago

Absolutely terrible lender to deal with. I recently purchased a new home and was forced to utilize this service in order to receive closing credits and other incentives; however, I wish we would've used a legitimate bank or lending service. First, the communication is absurd. 3-4 different people e-mail or call you any given time to ask for the same documents you already sent them, or they say you never sent them and ask to provide them again. They made a huge error in requesting my IRS transcripts which led to me having to pay extra money to expedite copies of IRS documents which they told me they would take care of free of charge initially, and then said they had no idea what I was talking about. They are also very mysterious about certain things. I tried finding out what my interest rate would be, and they told me multiple times they didn't know what it would be until a few days prior to closing. If I would keep pressing the issue, they would ignore emails or phone calls. Once I closed and move into my house, i then realized that other homeowners within my complex also had terrible experiences and agreed this company is unprofessional and the staff are incompetent. If anyone is considering using this lender, please do your research and find someone else. read more

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Lorenzo D.

8 years ago

I normally do not write online reviews, especially if negative, but in this case i feel the moral need to warn every honest human being out theater from dealing with Ready Mortgage Lenders LLC. If you were thinking of using them for your mortgage be ready for months and months of pain of suffering. Probably the worst human organization i've been dealing with in almost 40 years of life. But let me get into the specific. first they told me I qualified for the lease but i had to correct my taxes, resulting on an extra 5K in taxes for me. After I re filed the taxes they changed what they initially said, and asked to put down more money for my downpayment, in the specific 20% instead of 15% as initially agreed. Oh and this was never a smooth process because their employees don't even have a basic knowledge neither of their industry or the technology in general. Be ready to be asked questions like "What is an app?". They also put as a condition a special payment plan between my and the IRS that simply was not possible to achieve. Literally after hours and hours of conversation between me and my accountant ($$$) and the IRS they simply told me that it wasn't possible. Because of their negligence my closing date got postponed over and over and over resulting in me almost loosing the property because the seller lost his patient. I Can not blame him. On the final closing date their notary simply didn't show up, and obviously nobody for Ready Mortgage Lenders LLC was there to assist. The only thing that was there was a cake they made with a picture of the property.... Icing on the cake a month after the closing i got an email from them requesting that the first mortgage payment was due to them, and not the financial institution they sold my mortgage to. Upon me sending the check to them, they emailed me after 1 more week, claiming that the payment was never received and threatening me to report to the credit bureau as default borrower.... In reality they changed the office just the week prior, without notifying anything to me, and resulting me in sending the check to their prior address. Do yourself a favor and simply run away from Ready Mortgage Lenders LLC read more

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Tab S.

7 years ago

Awful experience. I clearly had the D team assigned to my file. Uncooperative, and abysmal customer service. The only reason we closed was because the agents on both sides and the title office wouldn't give up and basically did their job for them. read more

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Michelle R.

7 years ago

I never write reviews. But this people are really bad ! They treat you like they are doing you a favor not like you are a paying customer! They send many papers for weeks, fo us to sing without explaining any of them. Alex the guys who "helped" us has rude many times! They keep charging for different stuff not agreed on the begging! The whole process was really sketchy! We were about to stop the process of getting a loan from them so many times. They were not helpful at all it was out first time buying a house and we are not experts they made this experience awful and not wanting to buy a house ever again. The only reason we finish this process that was a hell of a ride was because we didn't wanna loose the $5k given at the beginning, but at the end we probably end up waisting more much money in random charges they made! If I could I would give them none starts! We will never work with them again and wont recomendable to anyone at all! read more

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More info about Ready Mortgage Lenders

1000 Nw 57th Ct
Ste 120
Miami, FL 33126
Directions
(305) 261-1500
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Visit Website
http://www.ReadyToLend.com

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Specialties

Conventional, FHA, VA, & USDA residential mortgages are our specialty! With very competitive rates, low fees and unbeatable customer service, Ready Mortgage Lenders will not disappoint when it comes to purchasing your new home, second home or investment property! First time homebuyers and seasoned investors alike agree that Ready Mortgage Lenders knows the lending business and is READY TO LEND!

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Expert Mortgage Group

(12 reviews)

Guaranteed Grade A service…read more Jeff worked so hard and fast to get our paperwork complete. I highly would recommend them to any of my close friends and family. Truly Grade A service. Give up your search and go with them, you would not be let down!

We have worked with Jeff and the team at Expert Mortgage Group for two of our home purchases and…read morewords can't describe how grateful we are. Jeff makes the overwhelm of buying a home an absolute breeze. He is an excellent communicator, works diligently with a positive attitude and is incredibly informative throughout every step of the home-buying process. We refer all friends and family to Expert Mortgage and there aren't enough words of gratitude to describe the joy of working with Jeff and the entire team. So thankful to have found such a wonderful company!

PRMG

(5 reviews)

Flagami

We just signed the final papers for our house today and we are so happy with the way Gaston…read moreGregorio helped us through out the whole process, guided us with our doubts and always did that little extra for us. We strongly recommend him, a real professional!

I recently purchased a house in Broward county and was very lucky to have chosen Mr. Gaston…read moreGregorio with Paramount Residential Mortgage as my broker. Not only did Mr. Gregorio go the extra mile from day one, he prepared my file to every detail from beginning to end; His commitment with the lender, extreme follow up during and after hours and late nights kept me updated during the entire process. Even with so much personal and professional items I was going through, Mr. Gregorio never once let me down and was even the first person to arrive and make sure the closing went seamless. I would not only highly recommend Mr. Gregorio but also his company, 100% based on my pleasant experience.

City First Mortgage Services

(1 review)

Exceptional level of service. We have used them for BOTH of our home purchases, and Mr.Janoff has…read morebeen amazing from beginning to end both times. He is knowledgable, professional, and really cares about his customers. I highly recommend them.

From the owner: Mortgage Lenderread more

Miami Mortgage Brokers

(4 reviews)

If you expect potential issues with qualifying or underwriting requirements, Michael is the…read moreseasoned pro that you need on your team. He solves problems and gets the deal done. I purchased an investment property in April 2018. The appraisal came up short, repairs needed to be made and documented, and demands from the mortgage company all presented potential roadblocks. However, Michael was able to develop successful strategies to address each and every issue and meet an aggressive closing date. The communication was excellent. I was in touch with Michael almost daily and he returned calls, texts, or emails usually within a couple of hours. To his credit, Michael also assisted with issues after the deal was done. Buying real estate is never effortless. But Michael can make the process smoother.

All our expectations were exceeded BY FAR! Mike and his team of seasoned professionals found me the…read morelowest possible interest rate available and the service was top notch from beginning to end. I couldn't believe how quick and easy it was to purchase our dream home. Highly recommended. They saved my marriage!!

Emmanuel The Mortgage Specialist

(3 reviews)

The Roads, Brickell

Emmanuel is amazing as far as brokers go. He was helpful and clearly knowledgeable and always…read morereplied quickly to important emails and call with all the parties. in the transactions. He was truly cared that we closed in time and even went to our closing, to our surprise and to the surprise of even our real state agent. He was the one party that made my wife and I feel taken care of as we bought our first home, as opposed to just a number. We found Emmanuel after our first broker company neglected us and even gave us a hard time after switching. Emmanuel took all the pressure off us and made it happen. Don't hesitate to contact him. You will not regret it.

Mr. Fajardo was very knowledgeable and helpful. Was always on top of everything and would contact…read moreme every step of the way. Turnaround was quick and easy. Awesome job!!!

FEMBi Mortgage

(29 reviews)

I actually didn't see these reviews until just now (we closed at the beginning of this month) but…read moreI'm surprised at the 1-star reviews. Most of them look pretty old, so I don't know if things have changed in recent years, but we had a good experience. Everything went super-smoothly, from pre-approval to closing. He walked me through every step; we had no issue getting approved for something that was well within our budget as per our pre-approval. Quite a few documents were required, but nothing that was too difficult to find/track down, and of course that's the norm. We got a great interest rate (3.75%), which he locked in for us on a day he said it was particularly low. I see a couple of people saying their interest rate changed right before closing; I am not even sure how that happened? It seems like if you have a fixed rate, they couldn't change it. Maybe those people had adjustable rate? I found them very responsive to inquiries and very willing to answer questions. They kept us updated on everything happening. We closed on time and are excited about moving into our new house!

Sandi Hatin is a joy to work with. She is a true professional, has great communication and is a…read morelovely human. We appreciated her efforts and hard work and would use her again in a heartbeat.

All In One Mortgage Lenders

(11 reviews)

Let me tell you, I was very astonished to see the bad reviews. I had a completely different…read moreexperience. I worked with Adriana from beginning to end and the process was flawless. She was beyond helpful, helped closed my loan beyond quick, and even that is an understatement. It was expeditiously completed. In addition to the phenomenal service, their entire process really flabbergasted me. From the amazing terms, rates, conditions, what more can I ask for. Once again, thank you Adriana for going above and beyond.

THE WORST! Cost us thousands and the loss of a home! They do not honor their committed timeframes;…read moreclosing dates mean nothing to them, and there is ZERO communication in writing to back up what they say, All they tell you is, "Oh yes, everything is fine, no problem. We have all we need". UNTIL, their "attorney" gets the loan package then they find out they don't have basic documents that they should have had during the 1st week of processing. They are an embarrasment to the finance world and they ruin peoples lives by mishandling situations like this. All the meanwhile, they just don't care!

Caliber Home Loans - Coral Gables

(2 reviews)

The process was fast and everyone was so helpful and prompt. It was the best experience I have had…read moreclosing. An amazing team honestly from the first to the last step. Thank you all for working so hard and helping my family. we greatly appreciate it! Sincerly Jinell & Jeff Timmons

Xaiver and his team conducted a smooth and professionally handled loan process for my son Oscar…read moreJr.. I am the real estate business and can not count the number of loans that I have personally secured and been involved with. This has to be one of the most efficient, honest and professional teams I have worked with.

Universal Mortgage

(1 review)

Universal Mortgage makes lending easy ! They are very helpful, professional, and skillful with…read moreloans .

From the owner: Located in Miami, FL, Universal Mortgage is a licensed Florida mortgage correspondent lender which…read morespecializes in residential and commercial financing. Our goal is to help everyone achieve the American dream of home ownership. Call us today!

Trust Lending

(5 reviews)

It literally took me under 6 days to obtain a Clear to Close on my Borrower…read more My Borrower had experienced financial woes due to a loss of income when his wife passed away. Trust Lending saved my elderly client home and gave him a sense of peace during this time of grief. I was having difficulty getting this elderly Borrower closed/funded with a previous Lender. However, I contacted Cesar Robledo and Luis Salazar who immediately reviewed the scenario and responded with positive feedback. Needless to say, my Borrower closed and will be funded in a few days thanks to the team at Trust Lending. The synergy between Cesar, Luis, Brenda, Marilyn, and Maida at Trust Lending is truly remarkable. The hand-off process from one phase to the next was seamless! This is my "go to" Lender for all of my Reverse Mortgage deals going forward. Thanks to everyone for making this a great experience for me and my Borrower!

this was the best experience ever! Martha said yes and it was a yes!! it took her 30 days to close…read morethe loan! she was very knowledgeable, professional and patient! Martha, Vanessa , & Roxanne thank you so much for all your help! I am forever grateful!

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Johanna E.

7 years ago

Excellent customer service experience. This is our second time using Ready Mortgage Lenders. We purchased our home two years ago and Maggie was our loan officer. She walked us through the entire process and took the time to answer every single question. She has over 20 years of experience and has her best interest at heart. We were so happy with them that we decided return two years later to refinance our mortgage to a lower rate. Maggie and Jose made sure to get us the lowest interest rate and our monthly payments are much lower. Jose "Roly" was a pleasure to work with. He had the patience in answering our questions. This process was smooth and fast and that is because you are working with experts who are competent and know what they are doing. It is amazing to have received this quality of customer service experience in Miami, Fl. I am giving them 5 stars, but would give 10 if I could. Thank you so much Maggie and Roly from Ready Mortgage Lenders, we we have recommended our friends and family to you. Excelente experiencia de servicio al cliente. Esta es nuestra segunda vez con prestamistas de Ready Mortgage Lenders. Compramos nuestra casa hace dos años y Maggie era nuestra agente de préstamos. Ella nos guió a través de todo el proceso y se tomó el tiempo para responder cada pregunta. Ella tiene más de 20 años de experiencia y tiene su mejor interés en el corazón. Estábamos tan contentos con ellos que decidimos regresar dos años después para refinanciar nuestra hipoteca a una tasa más baja. Maggie y José se aseguraron de obtener la tasa de interés más baja y nuestros pagos mensuales son mucho más bajos. Fue un placer trabajar con José "Roly". Tuvo la paciencia para responder nuestras preguntas. Este proceso fue fácil y rápido, y eso se debe a que está trabajando con expertos que son competentes y saben lo que están haciendo. Es sorprendente haber recibido esta calidad de experiencia de servicio al cliente en Miami, Florida. Les doy 5 estrellas, pero daría 10 si pudiera. Muchisimas Gracias Maggie y Roly de Ready Mortgage Lenders, hemos recomendado a nuestros amigos y familiares. read more

Jean P.

8 years ago

Real estate is a people business. Therefore, the quality of the people you interact with can make or break the deal. I had a wonderful experience with Ready Mortgage from working closely with loan officer, Eva Parsons. Eva is a person that's easy to like. She's also highly qualified and experienced, direct, timely and makes it known she's on your side of the deal. As a first time home buyer, I was nervous about interest rates, bank appraisals, the type of loan I was considering, my monthly mortgage payments and those dreaded closing costs (ahhh!). As the numbers kept changing I was always calling Eva up and asking, "What's my monthly payment going to be?". She would always find the time to run through the details which would calm my nerves. I knew I wasn't her only client, but there were many times where I felt like I was. I understand there might be contrary opinions of this lender out there, but based on my experience I didn't encounter the negative points mentioned in the previous review. I'm not discounting the validity of negative reviews, but I think it's especially important to find a loan officer that's knowledgeable, trustworthy, communicative and is fun to work with. Once I outgrow my starter home, I'm 100% confident that I will return to Eva seeking help on my next big real estate purchase. I highly recommend! read more

Lourdes G.

8 years ago

I came to Ready Mortgage Lender hopeless and disappointed from other lender I have dealt with. I am a first time homebuyer and Ready Mortgage Lender was the BEST choice I ever made. I did not have to worry about a single thing. My lender, Andrew Perez was the best thing that happened to us as a family, he took care of everything, EVERYTHING, everyone says that first time home buying is a very stressful thing, not for us. Ready Mortgage Lender made this a walk in the park, the whole team was on it from day one! From the customer service all the way to even answering my calls at 10 pm at night. I had truly and honestly the best experience ever. I was provided with the support I needed and in every little hiccup we encountered they immediately found a solution, guided me, and looked after my best interest. I couldn't be more happy, today I am a home owner and everything went exactly how I expected, not to mention, we closed 13 days earlier. Ready Mortgage Lender, anyone that comes my way that needs a home, I will sending them your way because it was a great experience working with you, Andrew Perez, hands down the best. (I could keep on going on forever) THANK YOU RML. read more

Andrew P.

6 years ago

Ready Mortgage Lenders gave me more than just a place of emplyment. This company took me in as a new MLO and gave me all the tools I needed to learn and succeed in this business. It's not everyday you see a 21 year old working in this feild but I am extremely thankful for the wonderful staff and management here at Ready. Ready's mission statement to help our clients achieve the American Dream of Homeownership is something that is not only preached but practiced on a daily basis. Once again, I am extremly thankful to be working at Ready Mortgage Lenders & wanted to thank my colleagues for the extraordinary job they do on a daily basis. As a Mortgage Loan Originator I HIGHLY reccomend Ready to anyone who is looking for a place that helps you achieve your goals and ambitions in this business. As an outsider looking in, this company really does go above and beyond for all of its customers & employees. After three years, I am even more happy and successful than before and wanted to Thank you all for the everyday love and support! read more

Eva P.

257

8 years ago

I have been in the real estate and mortgage industry for years and I've seen it all - both the good and the bad. I can tell you that Ready Mortgage Lenders has put together a great team of people who are led by an excellent management team and are one of the best lenders I have had the pleasure of dealing with. The process from start to finish is very smooth, the people I deal with are efficient and intelligent, and I cannot recommend this company highly enough to anyone looking for a lender who is looking out for their customers best interest. read more

Tamara P.

9 years ago

I recently closed a home utilizing Ready Mortgage Lenders and I must say the experience was like no other. Me and my husband worked very close with Raul Perez. He was diligent, thorough and went the extra mile to get the job done. It was truly a pleasure working with Ready Mortgage and would highly recommend this Lender. I must say it was a pleasure working with such a professional. read more

Guille V.

8 years ago

Me siento muy feliz de haber trabajado con ellos mi préstamo lo cerraron en 15 Días el trato fue especial de principio a fin Me enviaron una carta de recibimiento dejándome saber quién era el encargado de mi préstamo y que me pedirían los documentos necesarios para el préstamo cumplieron con lo prometido y cerraron en tiempo los Recomiendo Gracias por todo read more

Alexander B.

8 years ago

I'm Alex, I bought my house with Ready Mortgage and it was a very pleasant experience, but I want to tell everyone that the processor José Martínez attended me and guided me throughout the process in a special way all the time I felt that I was among friends was a very nice experience Can I qualify with 100 stars ????? read more

Carlos R.

9 years ago

Great job by Ready Mortgage Lenders in helping me get a loan to refinance my mothers reverse mortgage. They where professional, helpful and very knowledgeable. I recommend you give Andres Perez a call when you are have a problem with the local banks and need a quick solution to your mortgage needs. read more

Giovanni F.

9 years ago

Ready Mortgage Lenders was recommended by Lennar and I am glad they did. They were courteous, knowledgeable, and the closing was fast and efficient. I am grateful for the team at Ready Mortgage who guided me through every step of the process and helped me purchase my first home!!! read more

Angie R.

8 years ago

I had the best experience in buying my new condo from beginning to end. Jose Rolando Martinez my loan processor with out doubt was the most acknowledgeable person in the industry I have ever met .Additionally all of the staff has been great. Angela M Riveron read more

Anthony F.

8 years ago

We used Eva Parsons as my mortgage broker to buy our dream house in Fort Myers Florida. What a amazing person. She took us step by step untill we closed on our house. Highly recommended. Thank you. read more

Amaurito P.

8 years ago

Muy buen equipo de trabajo y muy buen banco con personas muy responsables y un trato 5 estrellas. Muy agradezido. Definitivamente recomiendo este banco si esta interesando en comprar su casa :) read more

Gema L.

8 years ago

you make my dream possible thanks for your hard work i really appreciate all your effort. wonderful experience. high knowledge thanks you jose and elizabeth are the best read more

Nora N.

7 years ago

el dueño andres perez lo recomiendo es muy profesional y eficas en los prestamos, me gusta que dan gastos de cierre como ayuda los recomiendo 5 estrellas read more

Eric G.

9 years ago

The Staff at Ready Mortgage Lenders were incredible. Ana, Raul, and McDade (lol) made this process memorable. Thank You guys for helping my family out. read more

Pedro F.

8 years ago

We recently bought a house in Sarasota with the help of Ready Mortgage Lenders. They helped and guided us through the process of acquiring the house. read more

Jennifer R.

4 years ago

Gran servicio, como Realtir siempre es de gran ayuda trabajar con un banco tan profesiona.

Ready Mortgage Lenders - mortgagelenders - Updated August 2026

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