I had the absolute best experience working with Patrick Gallagher at Exhale Lending. Patrick is an…read moreexpert in all things real estate and lending--he walked me through every option available, from renovation and construction loans to standard mortgages, while also sharing insights on market rate trends, insurance providers, and smart loan strategies. He was always available for a call, even at odd hours and on weekends, and held my hand through every step of the process, which made things so much easier as a first time homebuyer. What stood out the most was his honesty and integrity. Even though he had the best rates and offers on the table, at the very last moment I received a discounted offer through my employer which was too good to beat. Patrick reviewed every competing option with me and genuinely advised that the employee discount was the better fit for my situation--even though it meant he wouldn't get my business. That level of customer care is rare, and it speaks volumes about his character. Patrick was always available for a phone call, saved me a huge amount of time and money with his guidance, and went above and beyond to make sure I felt confident in my decision. If you want someone who puts your best interest first, I can't recommend Patrick and Exhale Lending enough. He's the real deal.

Patrick and the entire Exhale team were amazing to work with. They guided me through the process…read moreand made me feel as if I was their sole client. He simplified the information for me to follow along, as I was a first-time buyer. Throughout the process I felt informed and valued as a customer. Would highly recommend to anyone in the area. 5 stars.

We found Steve Fitzpatrick with BEST Mortgage through our realtor, Justin Burleson, and could not…read morehave been happier with the process. We've tried other mortgage companies or lenders and Steve Fitzpatrick is by far the easiest and most enjoyable professional to work with. From the first time we worked with him on a loan back in 2019, he made the process so smooth we didn't realize that the process was over - in other words, we thought it was going to be MUCH more of a headache and stressful than it was. Steve took care of everything start to finish so we didn't have to stress. We are so grateful for all his help and walking us through that first mortgage experience. Now we are working with him AGAIN on a new home and once again, we are so impressed!!! Highly recommend Steve and BEST Mortgage to anyone who wants to take the headache out of getting a mortgage, experience a streamlined process start to finish AND get the best advice in the industry! He always had solutions ready when we needed it most. Go to Steve!!!

For those reading this review and just want the cliff notes: Steve Fitzpatrick is informative, a…read moregreat communicator, knowledgeable, and amazing to work with. Definitely give him a call and I am sure you won't be disappointed. For those of you that like reading long and more detailed reviews: I am one of those people that feel the need to highly research every single thing and understand the behind the scenes workings of it prior to making any decisions. When selecting a mortgage lender, I stayed true to myself and vetted lots very throughly. Steve is timely in his responses, really knowledgeable, upfront, honest, very personable and easy to work with. Steve is a proactive communicator and takes the stress out of the loan part of buying a house. He's always willing to jump on the phone or respond to a text. I would 100% recommend him and will be using him in any future real estate transactions I have.

Mike Alberico was helping me to refinance on my Raleigh home. He was able to get me a 3.375% rate…read moredown from 6.25% :-)) with less then 4 weeks. He and his assistance Kelly Gardner were prompt and professional to get me through the whole process smoothly. I would come back to RMG again and again in the future for my real estate mortgage needs. I would strongly strongly recommend Raleigh Mortgage Group to everyone out there who wants a low interest rate mortgage or a refinance on your existing home. Happy New Year ! Tam Tran

I was referred to Mike Alberico at Raleigh Mortgage Group by the buyer's agent I was working with…read morefrom Redfin. From the application process all the way through to the final qualifying for loan closing Mike was on top of everything. He always promptly returned phone calls and responded to email questions with clear answers. Mike and the RMG team gave me 5-star white glove service and I appreciate how easy they made the loan process for my home purchase. I highly recommend Mike and RMG if you need a mortgage, either for a home purchase or to pre-qualify before entering the real estate market to find your home.

Update 2025: This…read morelocation used to be good and helpful but this past year has taken 180 degree and little faith. Not sure what happened with the Manager, Mark, but sadly turnover with staff. Yet, you keep Seth? Arrogant and cocky does not know banking and tells customers the wrong information and I even have it written down what he said! Seth ... shame on you! To daringly hold my 401k rollover check in your fingers daring to ask me if I still want it to be deposited! You should not give anyone financial advice as you are not competent whatsoever and to call out and the branch has no one else to assist? What? A poor excuse to call out and you do not look professional to handle large accounts and you are not investment savvy and to speak to me as to put me on a budget or allowance.....you are clueless! Mind your own manners and stop being disrespectful to account holders. As an account holder, you have lost my investment accounts and I will close the remainder of them based on the interactions this year. Next person that needs a personality makeover for customer service is Michelle. She is useless and my time is valuable, yet she spoke to me with blatant disregard and no respect. Fortunately NFCU 800# is helpful and aware of serious account services mismanagement at this local branch. I avoid whenever possible. I still have another bank so I can still manage liquidity. There are a very slim handful of helpful tellers. I do agree that staffing and coverage should be better. Whoever determines NFCU interest rates are terrible as I had to transfer investments to other banks offering greater than 5% interest when they change rates at the drop of a hat! The government has kept rates consistent only recently dropping .25%....I cannot wait to have my account make money with another firm!!!

Navy Fed wanted to give me more problems today. I've had enough, I'm in the chair, to close my…read moreaccounts. Again and again I have customer service problems with them.

Stephen Livesay took the time to explain the details of our loan offer, and even helped us compare…read moreit to other offers, apples to apples. He answered many questions and had lengthy calls to assist us in making the best decision for our family. In the end, our builder's preferred lender offered incentives that Stephen said were actually worth "real money" and not just a shell game, adding fees here and there to make the offer look more appealing. He advised us to accept their offer and lock in the rate before any chance of changes. When we expressed shock that he would be so forthcoming when it didn't benefit him, he simply said that doing right by us would bring us back to his company in the future if we ever need another loan. He was absolutely terrific. (He also caught a major mistake that a big name bank made in their initial loan estimate to us. The big-name bank admitted that Stephen was correct.)

Made the process of purchasing our first home very easy. We got approval quick and knew everything…read morewe were getting into. I've heard horror stories about the underwriting process, but ours was relatively easy. Were definitely pleased with their services.

I reached out to Eleanor and Stephen back in 2012 when I wanted to refinance my home loan. I had an…read moreFHA loan and wanted to go to a 15-year option. I love the blog and website that they have and learned a great deal about various types of loans. I was transferred to Stephen and he was a pleasure to work with. He got me set up with a home inspector and I refinanced my loan to a lower interest rate. Stephen is the loan underwriter and he did it all. I still get their newsletters and recommend any one in NC looking for loan options to this dynamic duo. They know their stuff. I enjoy their new newsletter as well because it has lots of great information about all kinds of things beyond loans. Thank you!

Stephen provided expert, level headed advice, and delivered on his word to make the deal work…read more Buying a house can be a difficult process, particularly from the lending side, and for that reason I believe that working with Steve and his team is a great choice.

Thank you Joe Biamonte at Triangle Lending Group in Raleigh NC…read more when you told me and the husband you can close us in 21 days I was thinking I pray we can and you did ! no broker fees and zero points at a 3.47% fixed rate your amazing !!! call Joe @ 8502275318 and he will pick up every time... thanks Triangle and Joe Cheers to you..

From the owner: Offering extremely low rates, compare your quote with us for free!…read more Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first. We pride ourselves on communication and finding the perfect loan fit for each and every one of our clients. Most of our loan officers have 15 plus years of experience with residential lending. Company NMLS ID#64446 Equal Housing Opportunity