I wasn't planning to buy a home, but when I found one I loved, my agent connected me with Nicole…read moreRueth, the owner of the Rueth team. The home was out of my budget, my credit wasn't great, and I was just getting started after graduate school in a new city. Nicole was the first person I spoke with, and although I was scared, she connected me with the resources to make my dream of owning a home possible. Even when I doubted myself, she convinced me to move forward. As a first-time homebuyer, I didn't always communicate my needs clearly, which added stress to the process. Initially, I agreed to loan terms that weren't the best fit for me. But when I realized this, the Rueth team helped me switch to an FHA loan, and they did it in just 10 days--a timeline I don't believe many other teams could have pulled off. I'm grateful to Cara, who reassured me when I backed out of the first loan, and to Yessica, who worked tirelessly, late into the final night, to make sure everything stayed on track. Their dedication and support made owning my first home possible. Thank you to Nicole Rueth and the Rueth team for never giving up on me. As a first-time homebuyer, this would have not been possible, and I'm so thankful for their commitment.

We would NOT recommend this team for a second/vacation home. While we really appreciated their…read moreresponsiveness early on during the pre-approval process, we found ourselves incredibly frustrated with the Rueth team by the end of closing. We sent the property to them before even getting pre-approved or any loan quotes and were able to be "locked in" at a rate. The early part of the process was fine - a little cumbersome with how frequently we had to send documents, and then send more/different versions of the same things but I understand that's on the underwriter and not Rueth team. What really frustrated us is FIVE DAYS BEFORE CLOSING, after the loan terms deadline passed in our contract for our new property, we received news that our loan rate was changing and increasing by 0.4%. The reason we were told is that our home didn't qualify for the initial loan/rate we were "locked in" at because it was a log cabin home. Their team should have known it was a log cabin from the offset as it clearly is such in the listing that we sent them before even getting pre-approved and initial rates!! Also not telling us our loan rate was changing until so close to closing, where we were too short on time to try to scramble and find another lender, felt really shady to us. The appraisal process they arranged also had hiccups that were annoying to navigate, but it's really the loan rate change so close to closing and their reason for rate change that upsets us. I would beware if you're looking at mountain homes and look into other lenders.

I needed an affordable appraisal from an unbiased source with impeccable integrity- and I got it…read more Jonathan replied promptly, kept me to the basics to avoid preconception, scheduled me in quickly, showed up when promised, and even successfully negotiated a tricky family situation the day of. He did a very thorough appraisal and submitted it to us within the week, a day sooner than promised. The appraisal was thoughtful, very well done and seems accurate on an old house with potential, in a good area but needing a lot of work. Jonathan contacted me to make sure I received it, and to go over it to make sure I understood it all. He is a knowledgeable, insightful, no b.s. guy who still managed to be a pleasure to work with. Very pleased, highly recommend.

Very unprofessional!!!!…read more Mr. Watkins communicated dates, I confirmed the date by text. He then showed up on the wrong day, called and demanded I arrive, and tried to blame me for the mix up. Mr. Watkins was very rude and mean on the phone. I tried to reschedule, but he was unwilling. Mr Watkins caused me to be frustrated the entire day due to his professionalism and tone on the phone. Would strongly recommend finding another appraiser that will be professional. Have the texts confirming the date I forwarded on to him, but has gone silent.

Mike was available on short notice and did see the property on short notice. He presented an…read moreappraisal to our lender that did not follow USPAP recommendations. Specifically Mike did not use a cash based approach on a project that had a significant new construction component. The new construction was more than over 60% of the current value of the structure. On top of that this, the new construction is Class A, peri-medical space, but all the comps he used were from 1960 run down strips malls including spaces like old liquor stores and closed restaurants. All of this could have been talked about but when I asked him to explain his rational, he sent me back an email about Colorado law and it being illegal to try and influence appraisers. The loan people thought it was even more out of line than I did, they handed it over to their legal department since they are the actual owners of the appraisal. Either way, I had to contest the appraisal and put in an official request for new valuation (ROV). I never found out why he didn't use a simple cash approach. We now have to go out and redo the appraisal. At this point because of him, we lost $3500 as well as about 3 weeks of time. Still scratching my head as to way he would not either explain his reasoning or update the document with the recommended USPAP approach.

My family needed an appraisal completed on our apartment complex in Denver. We needed it done…read morefairly quickly for estate and tax purposes. We live out of town so all communication was done via email or telephone. Mike was amazing. He responded to my queries immediately, asked all the right questions, was able to access our property's information on our first telephone conversation, delivered the appraisal within two weeks as promised, and was very reasonably priced! And on top of his professionalism, he's very nice and has a sense of humour...

Perry was perfectly willing to help me take the first steps myself to get rid of a deadbeat tenant…read moreon a tight timeline. I will definitely call him back.

I used this guy and he was nice enough. I told him in the beginning that I would like him to keep…read moreme posted on how things were going. He never did. He is very reactive as opposed to proactive. I would give him a day or two and then ask "did the paperwork get filed on time". He would email back and say "yes". I'd give him another day or two and ask for copies of the documents. The lawyer he hires, if needed, is a jerk, enough said. The only time this guy was on top of it was when he tried to schedule getting the keys from my renter. He wants the business of selling or managing the property. He is not really interested in doing a good job coordinating an eviction, waste of money!!! I like people who keep me in the loop and make sure I have all legal documents. Go ahead and use him if you want to be his coordinator.

Had a great experience working with Jason Kauffman from Uptown Mortgage! This was our first home,…read moreso we were brand new to the buying process. Jason helped walk us though everything we needed to know and was always available to answer questions. He was pivotal in our home buying process go so smoothly. In addition the process of uploading all of our documents with Uptown Mortgage was straight forward and made the process a breeze.

If you're reading this, do yourself a favor and end your loan search with Jason! My husband and I…read morejust closed on our first home with Jason by our side, and we truly couldn't have done it without him. His kindness, competence, team, systems, and problem-solving abilities are unmatched. Not to mention, he secured the best rate for us--and we got five different quotes! Our realtor even mentioned he was the best loan officer she has worked with as well. I can't say enough good things about him and his business. Trust me when I say you'll want someone like Jason on your side when you're getting a loan--you won't regret it!

Masters managed a condo unit for me for a year until I sold it, and throughout the process they…read morewere very informative and responsive along the way. I had to contact them multiple times and worked closely with Eugene who was very quick about finding a great tenant for my needs. Thanks to all for making my experience a great one! Highly recommend them!

Eugene, Brooke and their team make the rental process so easy, handling everything from property…read moremarketing to leasing, maintenance, and tenant management. The investment is definitely worth it for the peace of mind that comes from having pros manage my rentals! They don't charge extra fees for everything which makes a big difference to my bottom line! Thanks to the team at Masters

Talked to Eric Olsen on the phone. He was very helpful, direct and honest. As it turns out, the…read morerates they can access don't make a refi worth it for me yet, but I will certainly contact them again should rates drop further!

Just finished my 3rd refinance with Vertex. Worked each time with Kevin Sadowski and could not be…read moremore pleased with the professionalism, follow-through and customer service focus. Kevin ensures an A-Z excellent experience and is always readily available to answer questions and provide sound advice. Also, Paul Becker who takes over as Loan Processor is amazing to work with. He patiently put up with my needing to "over cross" the Ts and dot the Is. Highly Recommend Vertex - and especially these two professionals.

TLDR: We give Todd our highest recommendation for his exceptional skills and attentiveness, and…read morewould hire him again in a heartbeat! We hired Todd to sell our house in Highlands Ranch. To say that our house sale had some challenges would be an understatement, and Todd skillfully helped us to navigate all of these challenges. Based on our experience, we can attest to the following as some of Todd's key strengths: a. Knowledge of the market: Todd was knowledgeable of market conditions, which is very important at all times, but is particularly crucial during a rapidly-changing market. b. Effective communication: One of Todd's greatest strengths is his communication skills, both verbal and written. He provided weekly updates; he emailed, texted, and called to keep us informed; and he communicated with all of the people involved in the sale in a way that moved the transaction along, but without being rude or condescending. He really knew what to say and how to say it, and with an understanding of everyone's perspectives and sensitivities. c. Project management: One might think, what does project management have to do with the sale of a house? What we've learned from this experience is: surprisingly, quite a lot! Todd is one of the most effective project managers we have come across, and that is a high compliment coming from us, as we both do project work in our jobs, and often serve as project managers ourselves. When there were unforeseen challenges that needed steady leadership, Todd rose to the challenge, communicating effectively, and making sure everyone was on-task and responsible to the team. We had so many challenges with our closing, and we can categorically state that without Todd playing a leadership role and coordinating with Lender, Title Company, Buyer, Buyer's Agent, and other relevant Third Parties, we would not have been able to wrap up our house sale when we did. d. Empathy: Todd was always there to provide warmth and guidance through the sale in the most kind-hearted and supportive manner, by listening and acknowledging our perspectives, but without being demanding or demeaning. Even when discussing areas where he did not necessarily agree with our perspectives, he was open to hearing our ideas, never put us down, and he stayed positive and enthusiastic about our house sale. He was a calming force through some challenging times, and helped give us comfort through some difficult events. e. Time and Effort: Todd went above and beyond what we expected in terms of the time and effort he put into the sale of the house. Given that we were long-distance sellers, as we had moved out-of-state just before listing our home, Todd was our local eyes and ears. He held multiple open houses, visited the property to check on things, and spent quite a bit of time and effort putting together the weekly updates specific to the sale of our house, which was very useful for our decision-making processes. We hit a snag and had to extend the closing date of our house, and Todd spent a lot of time coordinating things, leading everyone through the challenges, and he even drove to a town that was not close by to meet a relevant Third Party in person to keep the transaction moving. He genuinely made us feel like we were his only clients with the time and effort he spent on the sale of our house. f. Flexibility: When we first met with Todd, and he put together a plan for the sale of our house, we assumed that Todd may adopt a formulaic approach to the sale of our house. However, that turned out to not be true, and we later realized that the approach he recommended was suited for the market conditions at the time of our meeting, but as we progressed through the sale of our house, the previous approach was no longer appropriate, and Todd was very flexible and pivoted to address the changing conditions of the housing market. g. Pleasant to Work With: Todd is smart, funny, supportive, and very pleasant to interact with. Working with him felt like engaging with a wise friend who has your best interests at heart. In summary, we are so grateful to have had Todd as our Realtor, and we highly recommend him! -K & S in Highlands Ranch

Todd was great to work with. He was recommended by a friend who had used him a few times, and I'm…read moreso glad I followed up! He works hard and was able to negotiate a somewhat tricky deal and keep all parties happy. I've worked with other realtors that haven't worked nearly as hard or been anywhere near as accessible as Todd. He also is just a decent, kind human being and he earned every penny of his commission. Extremely impressed and highly recommend him!