From start to finish, we had an excellent experience working with Ryan Todd of Cornerstone Home Lending. We met Ryan at a First Time Homebuyers class at a Seattle Library. He was an excellent teacher and extremely knowledgeable, but what stood out for us was his extreme patience and eagerness to answer EVERY question that the students had. We decided to schedule an appointment with Ryan to talk more about our specific timeline/options for buying a first home; we were 99% sure that we weren't ready to purchase in the Seattle market, but we still wanted to chat with him about how we could prepare ourselves and what our options were. We were thrilled when Ryan went through our credit, bank statements, and savings and told us that we actually WERE financially ready to buy a home in Seattle - albeit a small starter home.
From there, Ryan worked with closely with us and our realtor as we looked at several homes in Seattle. We were so appreciative that he would answer our questions via email, text, or call at literally ANY time of day -- he was so accessible and so patient as we muddled through everything as first time homebuyers in an intense market!
Ultimately, we found our perfect little home in South Seattle and Ryan made the loan-side of the process EXTREMELY easy. We had 100% confidence in Ryan, and it was awesome to not have to worry about the loan in a stressful situation -- he took care of everything for us quickly and professionally, and we purchased our home a few weeks ago.
Ryan Todd was excellent to work with and I have been recommending him to all my friends who want to purchase in the Seattle area. He's prompt, patient, reliable, and such a nice guy. When we closed on our house, he came by to see it (which, by the way, is not even remotely on his normal route!) and brought us gifts (including champagne!) -- it felt like a friend was visiting us, not just a loan officer. Ryan is the best! read more