Ricardo is amazing and made the transition from my last insurer to this one as smooth as a baby…read morebottom. He's a great guy and made me feel comfortable by explaining the policy terms and is always available when I needed help or had additional questions. Highly recommend working with him. He'll take care of you.

Well informed and thoughtful service with a real neighborly touch! We recommend TJ and State Farm…read morewithout hesitation!!

I have nothing but positive things to say about Paul Driggs. He has always taken care of me and…read moreworked his hardest to get me the best rates available. He is an extremely nice man and took the time to get to know me on a personal basis. He always asks me how I'm doing when I talk to him. I don't see myself getting insurance from anyone but him cause he goes above and beyond to do his job and please me as a customer.

Amy Owens is a stand out insurance agancy. Always friendly and convenient. She makes auto and home…read moreinsurance very easy. I recommend and stand by this insurance agency.

Amy Owens has to be the most "chill" insurance agent I have ever met. Few things seem to bother her…read moreas she is truly "the calm during the storm." We have worked with Amy on many occasions on disaster claims and despite the occasional mess that disaster recovery entails, we have always worked through it in a professional and friendly manner. Kelsea, her office manager is simply a joy to be around and always has a huge smile. We love working with these bright and energetic people!

I have been going through Franz & Associates for about 6 years now and have always had a pleasant…read moreand good experience with them. Andrea is amazing, always there to answer the phone and help you out with your insurance needs. Very personable and friendly lady. I know nothing about auto insurance policies and she has always clearly explained what I am getting. I would recommend this insurance agent to anyone.

Helped me get home, auto and life insurance at an amazing price with great coverage. I highly…read morerecommend.

a great agency that truly cares for you. they are quick to respond, nice, and always looking out…read morefor my best interest and very knowledgeable

prices here on monthly payment are awesome and reasonable than any other loan place I went to. they…read moreare good

GO SOMEWHERE ELSE! I regret getting a loan with them! Very frustrating set up process. Underwriters…read moremake no sense for making me sign and reading information to me twice. Waste of my time! So many hoops to jump through. Then my 2 perfectly good debit cards were denied to send money direct deposit. It has to be there system malfunctioning because I never had that issue before even when I got a loan from them before. Provo location Felicity and Alberto. New people working there and did not want to accommodate any requests that made it easier for me. Very annoying process. I would only choose here if you have exhausted all other options!

Normally I don't write reviews but April deserves to be recognized for her incredible customer…read moreservice and going over and beyond in taking care of me and my family. We showed up on a Saturday close to when the branch was to close to complete our auto loan. April took the time to process our auto loan and make sure we were taken care of! The loan process went a bit longer than expected and April stayed a bit after regular business hours to take care of us. She probably had other places she could have been on a weekend but she stayed with us and made sure everything was completed and that our questions were answered. Needless to say we were very satisfied with our choice is taking our new car loan to Golden West! Thank you April!!!

This branch is pretty great. It's nearby, easy to get to, and the employees are pretty good at…read moreremembering faces and names. The rates used to be a lot better, but have declined with the economy; nevertheless, Goldwest Credit Union is a great place to "bank."

We've just started working with James and team at Switchpoint financial. I've been impressed with…read morethe thoughtfulness of their approach as well as the business model. Switchpoint uses a flat fee approach which pays for financial advice and investment management on a flat fee which factors complexity and whether it is single or a couple. It is higher value and lower cost than paying typical fees for AUM (assets under management). The flat fee also allows James and team to be objective in how our assets will reside. For example we have some 401K that are best left in pace right now as rolling money over early would prevent us from doing back door ROTHS and some other state tax advantages nearer term. An advisor who is paid strictly on AUM has an incentive to push for all assets to be managed by them. James and team can objectively decide what is best and provide guidance on how to invest any accounts we keep for now with an employer plan. Their investing approach aligns with my own which is more index based lower cost investments, not actively trying to time sectors or the market. Hands on planning and picking an investment strategy, but more hands off in terms of not trying to constantly touch the investments month after month guessing what will happen in the market. A philosophy of building a solid plan and letting the market do its thing long term. That said James is thoughtful and when there are obvious macro trends such as rising interest rates we are leveraging shorter term fixed income to avoid what appears to be obvious risk in the bond sector. A good balance of looking at market situations in terms of expected returns for an asset and tuning the investment approach which is different than pure market timing. In terms of onboarding there are a couple of well known brokerages (Eg. Schwab) that you can utilize to hold investments that James will manage. Although it means moving from a custodian I've been with for a while, we're very comfortable with their custodian options. James likes to use Dimensional Fund Advisor funds for some investments. After some research on these, they're very well regarded with Morningstar analysts and we're comfortable with how he's deciding on individual funds or ETF. A few other reasons we selected Switchpoint is that James is building a small organization to grow the business thoughtfully. We'd looked at some individual financial planners that didn't have a backup plan if something happened to the sole proprietor. Some of those planners also seemed a bit maxed out in being able to handle a new client well. Kyle has brought on an associate advisor Kevin who is learning the business and adding capacity to the org. James also has a Client Service coordinator Jessica who has been great and all our paperwork has been accurate, pre-filled out and making things very easy as well as an operations manager. I take the time to write a detailed review as we did a lot of research trying to find the right planner. We are in our 50's and wanted a planner who is experienced enough but also young enough they'd not retire before us :-) I hope this helps others who are looking for an advisor.