I loved this company. I was in a bind and needed some quick cash. They treated me great and I had…read morecash in just a few minutes. I have now made a few payments and it has been easy to work with them. I have used other companies before and really had some bad experiences. I would recommend these guys if you are looking for a loan.

If you need any help with receiving your loan, forget it. They do not answer texts or phone…read moremessages. My loan shows "funded" but I need to sign the documents. They sent a link, but it comes back with an error message, so I can not sign the documents. I had left a phone message, no response. I texted them a couple of times, still, no response after a few hours. Even used their own line chat, nothing. Maybe they only have one person working there, but it is a frustrating company. And yes, they threaten people with "collections" all the time if you are late by a few days. There texts about payment just make me laugh now. I do pay the loans off, but with constant harassment if I am a few days late. I tried to explain I don't get paid biweekly anymore, so my payments don't match when I get paid. So, I just blow off the insulting texts and pay them when I can.

Everything could improve. First of all customer service…read moresucks. They lie to you to "pre approve " you make you pay previous things when obviously needing a loan for a reason And then to deny you after you jump through their unguarnteed hoops. I'm so beyond frustrated with my experience this time with you i wouldn't even go thru you to give you a penny. I sat in the store for 2 hours for your incompetent staff members I'm baffled. Disgusted more less wish I didn't even have to give you one star

The staff is rude as hell this is the last place I try to get a loan next time they make it so…read morehard to get one and once You have one and start making payments I feel like I'm harassed about paying early.

If they can sue you but can't get you to make an admission in writing or a payment during the…read morestatute of limitation, which is about 4 to 6 years in Utah, depending on the Loan type. Usually with these guys, it's four years, they will go to court to get a judgment! They have served it without "properly" serving the judgment. When you're served this information, it gives you a lot of information to attend the court hearing. A lot of times they make sure that the person signing isn't the right person so that they can start the 8 year in perpetuity process! They must do this within 8 years to collect until the debt including all the interest and outlandish fees accrued are paid if they don't collect in the first eight years, they can do it again. They will do this over a 200$ or 300$ loan! Stupid! I could see them doing this over 5000 but $300 come on! After other fees and interest then they're getting way more than they deserve! Fees and 8 years of interest is now 2000 to 5000 even though the original amount was only 300. Yes, this company over a $300 loan will do this to people who often can't pay these loans back because of the astronomical interest rates. Even if it's proven, that it wasn't served to the right person who originally came in and got the loan because the woman didn't even look at the driver's license compared to the person she was sitting and doing the loan with. I have helped people in this situation with this company. They're by far the worst company in the business. The only day I work for the original American title Loan company who started all of this back in the day. I also had family members open their own stores with some my knowledge and help and only one of them is still doing it because the other ones just couldn't keep doing that to people. Anyways, they're just not a good place go somewhere else a lot of times they will help you or just write it off because really it is a tax write off and they don't lose anything.

The ladies at MLC are friendly and try their best to help you get what you need. They have helped…read moremy family with a loan when we had a death in the family and had to go out of state for the funeral. Thank you Alesha and Judith.

False advertisement, they do not accept everyone. They make you go all the way down to the office…read morejust to waste your time. You should make it very clear that you do not accept self-employed/1099 workers before we waste our time coming down there. And therefore, you do not accept everyone. Do not go to this company and get a loan. There are so many better companies out there that actually accept everyone...... I wish I could give them zero stars

This company as a whole has poor ethics. They buy and sell data and market pre approved loans that…read morewere neither requested or wanted. Don't borrow money from companies that do not take the security of your personal information seriously. Disgusting & shameful business practices. I never applied for or even viewed their loan options and yet here they are texting and calling like we are friends. They should be shut down.

Called the Bluff St. St George UT location to get a price to wire a specific amount via Western…read moreUnion. Was told it would be $20 if sent today and $11 if sent tomorrow. After driving a half hour, the teller said it would be $160 to send the specific amount. I called corporate, they apologized and said they would do "training" with the employee. In the real world, a good, reputable business doesn't allow the cost of their mistakes to be absorbed by their customers. They suck it up and make it right!

I was a client for 6 years, from 2009 until recently. If I had written a review earlier, it would…read morehave been glowing. Check City used to cut the rate of interest in half for people who only get paid 1 time per month--for instance, teachers, government workers, social security, elderly and retirees, etc because most who get paid once per month can only pay once per month. I felt this was a very fair way of doing business, by recognizing that not all borrowers are the same and working with everyone individually. Check City used to be my go-to lender when I needed a short-term loan. No more. Starting in May of 2015, Check City discontinued this rate. Another change in policy was that borrowing limits for the aforementioned people (who got paid once per month) were raised. Prior to the change, they were restricted to a lower borrowing limit (as a percentage ratio of amount borrowed to income). Under the new policy, if you get paid once per month (ie: are retired, or on Social Security) you can now borrow a higher percentage of your income, which may seem like an advantage, but the disadvantage is that it's also at a much higher interest rate (double what it previously was). While ultimately people are responsible for their own financial decisions, it seems like this new offering or product essentially encourages those who may be least able to pay to borrow more, and pay a higher rate of interest and consequently get trapped in a cycle of more financial hardship. This is strictly my opinion, but this new practice seems somewhat predatory. As I mentioned, I used to enjoy doing business with Check City. The employees have always been very courteous and helpful and the manager of the St. George Blvd store is exceptionally nice. But I also felt like I was receiving a much better deal than at any of the competitors. And in return for the privilege of borrowing, I honored my contracts and I paid on time, every time. To sum it up: After this new policy change, I no longer feel good about doing business with this company. True...there is an old adage that says if you don't like the terms then don't sign the contract. That said...please learn what you are signing for. I've looked around and there are now better deals out there. After 6 years, I am done with Check City. They have lost a paying customer.

I have banked at Mountain America for quite some time while also banking at other conventional…read morebanks simultaneously. As most may know, the service and products offered at credit unions are usually better for consumers and Mountain America is no exception. The service is always great. Interest rates, even on credit cards, are usually about 1/3 of what they are at conventional banks. Auto rates are much lower too. I plan to bank here for life.

My family and I have been banking with MACU for quite some time. Every time we have to make a trip…read moreto the bank we always go to Cody Randall. I suggest you do too! He is awesome at what he does! Thank you for making our visits fast and for always making sure we are taken care of. -Satisfied customers [:

Alitzel was so helpful, i took my grandma in and I was so pleased to see the attention and great…read morecustomer service offered to her.

From the owner: Check City offers personal loans, payday loans, title loans, and many other financial services…read moreacross the United States. With nearly 40 years of trusted service since 1986, we're here to help you get the money you need--fast. Apply now! If approved, receive your funds in less than 20 minutes.