After receiving multiple home loans and beginning the buying process, I had trouble reaching someone on the phone for questions/concerns. My realtor suggested I contact Jenny Nip @ Sente for my loan, who was also highly recommended and spoken of by a very close family friend. I was worried about having to restart the application process with a new lender, but I was pleasantly surprised when just after a lunch break I received pre-authorization for my new loan. Never was I put in a position where I felt precarious, confused, and "out of the loop." I felt comfortable emailing or calling at any random time of day. Every concern, no matter how small, was addressed and explained so I could get back to my everyday life, and the obstacles we cant always have a Jenny for! This was the single biggest purchase of my life and I am so very thankful I had Sente Mortgage navigating me through it all. read more

Sente Mortgate was an AWESOME company. Starting my journey as a first time home buyer was scary and I didn't know what to do first, originally I used a different company but the broker was terrible. After leaving, my realtor placed me in contact with Dan and things started to quickly move. Dan and Viola were the main two people I was in constant contact with and they were beyond helpful. They made my home buying process a little less stressful. We kept in constant communication, frequent/fast updates on anything that needed my attention, and they remained professional through it all . They were ALWAYS available to answer any question that I may have had and they made me feel like my journey to a new home was a top priority. I HIGHLY RECOMMEND that anyone who is looking to buy a home go with Senete Mortgage, YOU WON'T REGRET IT!!!! read more

I was a first time home buyer, confused and a little intimidated by the process, and not wanting to get swallowed up by a big bank. I was led to Milton at Sente Mortgage and I can't even begin to describe how supportive he and his team were through the entire process! They were tasked with the impossible, closing in just 30 days at the request of the seller, and they made it happen!! I have my doubts that could've happened, and with such high caliber, anywhere else. Milton took his time to explain every step and was extremely patient with a first time buyer like me. Sente Mortage really gets to know all their clients personally and I wouldn't have gone anywhere else! Thank you, Milton, Richard, Tedi, Sarah, Ginger and everyone else that helped me make this happen! read more

From start to finish, Dan and his team provided the best service! He and his team were personable, which made it very easy for us to communicate with them. Dan is extremely knowledgeable! From my first conversation with him, I felt confident that he would deliver...and he did! The application process was simple (at best). There were updates via the website/app, email, or phone calls, if needed. Dan could have closed this deal within 30 days, but the sellers requested a later date. Our offer was accepted on June 10th; we closed on July 13th. Unbelievable! If we had to do this all over again, we'd entrust this process with Dan and his team at Sente Mortgage...again! Special thanks to Dan, Tammy, and Alma! R&J McCray read more

Through the roof with stars!! I could write a book with all the great things Dan and April did to help me purchase my home. From the very first day they went at it like clockwork getting me ready for my closing to go off without a hitch. They anticipated any potential problems I might encounter upfront and addressed them head on with professional service, integrity and genuine concern for me. Although my home was a relatively modest purchase they made me feel like I was just as valued as someone looking to purchase a mansion. The team was always behind the scenes working in my best interest and one step ahead of me at all times. May God bless you and show favor on you , you were a blessing to me and my family. Thank you!!! read more

Dan Monson is amazing to work with and very knowledgeable in his field. He is very patient and has helped me with all my questions and suggestions. Dan has continued to help me even though I might go through another mortgage company only because it is a new home development and they offer $5K closing if I use their mortgage company. I find this extremely admirable and knows how to build relationships and not just push through for money. I will always recommend Dan and Sente to anyone I know looking for a mortgage company and if, I still might end up going with Dan through Sente. Again, it is only because I don't have a lot of money and saving $5K on closing helps me. read more

Once in a while, you come across someone that loves his job so much that working with him becomes such a pleasure experience. That someone for us is Dan Monson of Sente Mortgage. My wife found just the right house for us in early February this year. She called Dan and he put his Team of awesome professionals to work for us immediately. Always in communication. Always promptly. Always courteous. We loved dealing with Sente Mortgage. Within three weeks. Yes, that is 03 weeks. We closed on the house my wife selected. Wow, we were so happy that Dan and his team were able to do our mortage for us. The Sente Team is top on our list. We recommend Dan and his Team to anyone. read more

I'm SO grateful that I was referred to Sente Mortgage. As a first time home buyer, I cannot give enough praise to Milton and Richard for making the process so easy and seamless. They made sure I understood everything and thoroughly explained all of the steps to me. They are also extremely responsive and professional. I had a lot of questions throughout the process, so I would call and email them frequently. They would get back to me in a matter of minutes every time I reached out! Every single interaction I had with Sente Mortgage was positive and exceeded all of my expectations. I HIGHLY recommend them to everyone! read more

Wonderful boots-on-the-ground service. I had tried to use an online mortgage company but it was one problem after another. After I connected with Dan's group, everything was more personalized and communication was prompt. I would highly recommend using them. It makes a real difference to have a local person who is more accountable to the buyer. The people you deal with online are not dedicated to serving you, and you have no recourse when someone disappears for a day or two days, or a week. This can throw your entire process off course. Stick with a local company and get that personal connection! read more

Dan Monson is professional, keeps in touch and his processors do an excellent job as well! Being a real estate agent for many years, I know a good loan officer when I see one. I have experienced loan officers that throw something at the wall and hope it sticks, never return your phone calls or if they do, act as though they are doing you a favor. Dan is always available to ask questions and if he is in a meeting when you call, he gets right back to you and, most important, always knows what is happening with your loan. If you are looking for a loan officer, you cannot go wrong with Dan! read more

I highly recommend Milton Birdwell and his awesome team with Sente Mortgage. I've used Milton several times in the past in purchasing homes and he's always exceeded my expectations. One sign of a good mortgage broker/mortgage banker is the degree of repeat business he/she gets and Milton has so many past customers use his services again and again. It's indicative of how satisfied his customers are with his service and expertise in getting a home loan. If you need a highly experienced loan officer, you can't go wrong with Milton! Trust me, you'll be in good hands! read more

Great personal service from Sente Mortgage. Every step of the way was spelled out and I had 1:1 phone contact when I needed anything. Tim Berry made the process so easy and I felt he was always one step ahead of me and kept me up to date consistently. The website was easy to use and upload files. If you need a competitive mortgage rate this is the place. What more can I say! Great personal service and great rates! I would recommend Tim and Sente Mortgage to anyone buying a new home and I would use Sente Mortgage before anyone else! read more

Tim and Sente Mortgage were recommended to us by a friend. Being a first time home buyer, we shopped around to see what was out there but ultimately decided to go with Sente because of Tim's responsiveness, attention to detail, and patience as we asked a ton of questions. He was always one step ahead of us and coaching us through what to expect next in the loan process. Home buying is a daunting endeavor but Tim and Sente did not add to the stress and in many ways alleviated our stress because of the outstanding customer service. read more

To the gentleman (( Mr.Rabih Chamseddine )) , I give all the best of my words , appreciations , thanks and respect , I thank sente mortgage to have him as a banker . This my first time as a sente mortgage's costumer , from now on I will never buy a house without using ( Rabih )'s experiences ,,and I will give my recommendation and advise to every one who want to buy a house to use their services ( (especially Rabih ) , I am sure he will make me proud of that , Thank you ( RABIH ) for being such a great advisor Qeethar read more

Tim Berry helped us get pre-qualified very fast for the financing of our new home purchase. We only had 3 days to get pre-qualified and he succeeding in obtaining it for us. Since then, Tim (and Sente Mortgage) helped us get a most favorable interest rate on our new mortgage and helped us all the way through closing on the new house. Tim went above and beyond in helping us throughout this process. We can unequivocally recommend Tim Berry to help anyone with their mortgage financing needs. read more

After finishing our 2nd transaction with Milton at Sente Mortgage on Kirby, I cannot say enough good things. We just finished a super easy refinance and our homebuying experience 2 years ago was also good - the mortgage was the easiest part! Don't hesitate to visit with Milton and the team at Sente Mortgage - you won't regret it!! Everything goes smoothly and, as stressful as homebuying and refinancing can be, it is SO valuable to have them ushering you through the process. read more

I took out a loan from Sente mortgage and I feel they are professionals and are good at what they do. Rabih and Debra were very courteous, answered or offered explanations to every inquiry I had and offered the loan that was ideal for our situation. Best of all, their fees weren't outrageous that you felt you were being taken advantage of or nickel and dimed. If I have to do it all over again, I'll go with them and will definitely refer my friends and family to them. read more

Milton Birdwell at Sente just did an excellent job completing my refinance of a triplex in the Montose area. Mortgage lenders have become very fussy and particular in the post -2008 environment, and Milton is great at solving problems, and explaining what documents are needed to move things along to a loan approval and a closing. He also has a keen sense of which day the mortage market is most favorable, for locking a good interest rate. read more

We are first time home buyers and we were incredibly fortunate to have both Milton and Richard help us through the process. We were anxious to meet Milton the first time, as most people are to meet their lender, but he made sure we were comfortable and assured us of the entire process. Both he and Richard were there every step of the way, and answered every single question we had, which was A LOT! I definitely recommend Sente Mortgage. read more