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    Sonic One Insurance Agency

    5.0 (2 reviews)
    Open 8:00 am - 5:00 pm

    Services - Sonic One Insurance Agency

    Homeowner or property

    Car and truck insurance

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    11 years ago

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    Creative Element Insurance Solutions - Refreshment Area

    Creative Element Insurance Solutions

    (10 reviews)

    Kevin is an excellent agent. Always gives prompt service and great guidance. He's a pleasure to…read morework with.

    I have been with him since around 2013 when he was Farmer insurance, then he stopped and came back…read moreas creative element insurance, I moved over with him because he was a family's friend, he insure my family cars (5-7 cars) stopped a couple years ago , but my homes and my auto repair shop business still with him, I trusted him completely, I relied on him to make sure I am covered, that was a BIG MISTAKE! This Oct. on a road test of customer's car,I got into a fender bender , very small accident,I referred the other party ( the car I hit) to my insurance for their damage, a week later, he called and told me that because I do not own a company car and did not carry commercial car liability insurance, the claim is denied, I will have to pay out of pocket,and advise me that if I want to test drive customer's car in the future, I will need to get a company car add this coverage for an additional $1,600+, I was puzzled, I pay over $4,000 for my shop insurance, I thought I was fully covered. I came to find out that due to incompetent or carelessness , he did not add NONE OWN VEHICLE coverage on my policy, which my former broker informed me that with most insurance company, this is included or added with general shop liability insurance at a very minimum charge or free, NOT $1,600+. instead of being honest and admit to the mistake , he tried to sell me more insurance that I don't need. I trusted the wrong person. Please double and triple check the policy he sells you to make sure you are covered,and is what you needed, I made the mistake of trusting him , now I will be paying dearly. ST.

    Liberty Mutual Group

    Liberty Mutual Group

    (32 reviews)

    I live in CA need I say more? Well, I will anyway. I have a perfect driving record with this…read moreLiberty Mutual for 20 years, and they arbitrarily cancelled me and stuck me with a sleazeball company called Safeco due to greed. STAY AWAY FROM THIS COMPANY!!!!!

    I've been with Liberty Mutual for my auto insurance for probably 30+ years (with only one claim, I…read moremight add). Last week I rec'd a letter from LM stating they are done with CA. They encouraged me to embrace their partnering insurance company, Safeco (I distrusted the name immediately), who would be picking up my coverage in May after LM goes wherever they're going. (Hell comes to mind.) Then, a few days ago, I rec'd my new Safeco policy, which indicated my annual premium will *double*! (See? I told you the name sounded nefarious.) Turns out Safeco (which is still owned by LM) uses Companion, a so-called agency to provide its customers with brand new agents. (Again, the red flags flew high at hearing this unbeknownst-to-me company name!) Enter A.J. Franco (he insists on just "A.J."), who admittedly is just another grain of salt in the sea. A.J. confirmed my assertion that regardless of who owns whom, it's basically LM that approved Safeco's request to raise policyholders' premiums (up to but not to exceed a 65% increase!). Boy did I get lucky that my policy premium only went up 50 percent, right? A.J., who by no fault of his own is tangentially tied to LM via Safeco via Companion, certainly wasn't shocked at my disclosing dissatisfaction with how things have been handled. Long story short, I told Mr. Franco what I thought about LM's duplicitous "passing the buck" to a greedy, unappreciative insurance company like Safeco, and told him that as of May 20 (my expiration date), I'd be looking elsewhere for my auto insurance, as I cannot and will not support Safeco/LM in any way any longer. To his credit, Mr. Franco offered to help find me a lower-priced insurance policy carrier, which is basically what Companion does. Yet, of course, this means A.J. will be sleuthing through Companion's network of insurance companies, so by extension undoubtedly through Safeco/LM's approved network. I'm now being introduced to some company called Mercury (AGAIN, the name is ridiculously sinister), that, according to A.J., might be able to help me, though for the record, nothing was put in writing. (Shocking, right?) After I pulled myself from what felt almost assuredly like the turbulent spin cycle of a high-powered washing machine, I agreed to review any and all policy options (which I admit A.J. did provide in a timely manner). What's my point? (Yes, I have a point.) I guess I'm just looking for recommendations for a decent auto insurance policy provider, if one exists at all. I'd also welcome others to share their experiences with LM (or Safeco... or Companion... or even Mercury). As for companies like State Farm Insurance and Liberty Mutual, who I don't blame for wanting out of CA, I do blame them for clandestinely arranging for subsequent coverage that's indicative of highway robbery at best, should the company be trying to assist at all. This all said, do any of my fine CA neighbors have a recommendation? Is there even an insurance company left in CA that can deliver a fair policy? Maybe between this and the two recent vehicular acts of violence I've had to contend with, it's simply a sign neither CA nor driving are viable lifestyle options any longer. Frustrated and vandalized, Jim on Dublin Ave. (in Oakland), last seen shopping on the internet for a new auto insurance provider

    Sonic One Insurance Agency - homeinsurance - Updated July 2026

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