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    State Employees Credit Union

    5.0 (2 reviews)

    Services - State Employees Credit Union

    Personal banking

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    Live Oak Bank - Live Oak Bank is a digital bank headquartered in Wilmington, NC.

    Live Oak Bank

    (43 reviews)

    I do not understand all the negative reviews as I have been a customer with…read more Live Oak Bank going on six years and have always had positive interactions with everyone I have come in contact with. Both online and in person. Today, my wife and I were there to make a deposit and had a wonderful experience. Regan answered all of our questions, she was professional, knowledgable, friendly and happy to help us. Thank you Regan and all the employees there at Live Oak Bank. You folks are awesome.. Charles C. Wilmington, N.C.

    On June 1st, I opened a high-yield savings account with Live Oak Bank. I connected it to other bank…read moreaccounts I had and put money in it. On June 4th, I was unable to log in to my account. I found out they decided not to move forward with the account, even though I had already opened it. I even have several emails welcoming me to Live Oak Bank. They refused to tell me why and hung up on me every time I called. The most helpful person told me that my money, almost $200 (with plans to add more in the near future), was going back into my account after 60 days. I pushed back on that, and he called back to say it should be more like 5 days. I looked at my consumer report, and my score is 677. My credit score is between 795 and 810. I have no criminal background -- I have several credit cards, and own a condo and credit card. I've never defaulted on any payment in my life. There's no reason they should close my account, and to add insult to injury, not tell me why, or paths to escalate my complaint. Mashay H claimed she had no boss and refused to provide her full name. I'm not ruling out a lawsuit and I'm submitting complaints to every regulatory body within reach.

    State Employees Credit Union - banks - Updated August 2026

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