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    State Farm Insurance

    1.1 (9 reviews)
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    Ouch!
    Ray R.

    Was victim of a hit and run by someone insured by State Farm. Dashcam video forced them to accept responsibility-- almost. The body work on my car was done well. Yet State Farm claimed the mechanical issues were due to "normal wear and tear". That decision was made in spite of the fact that my car was serviced two and a half weeks prior to the accident-- and had no mechanical issues. The only intervening incident was the accident. So, if you have the misfortune of getting hit by someone insured by State Farm, be prepared for the possibility of a fact-free decision to deny your claim. So much for being like a good neighbor, State Farm.

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    Berger & O'Neal Insurance Group - President & Agency Founder

    Berger & O'Neal Insurance Group

    (3 reviews)

    I was with Liberty Mutual using their registered agents and not pleased with the premium increases…read moreover the past 10 years. In fact the one claim we had with them, which was an auto claim, was a horrible experience. The claims adjuster was not helpful and fact falsely reported that the minor damage was major as as a result the carfax report affecting the resale value of the vehicle. I have a friend who uses Berger and ONeal for their insurance and Michael Berger and his staff looked at my policies and recommended new carriers that in total saved me at least $8000 in this first year. It was the best insurance move I have ever made.

    I have never purchased insurance for myself before. After doing some research, I decided it would…read morebe wise to use an independent agent. Enter Berger and O'Neal. I met with them in person and discussed policy information one on one. They answered all my questions and were very friendly. They wanted the same things that I wanted, to have good reliable coverage and to pay as little as possible for it. They provided me with an "insurace binder" that I took to the tag office to register my car the same day. When I got to the tag office they told me they could not accept the "insurance binder" without the VIN# on it. I was able to call up my agent, have them fax over an updated document, and register my car. If I hadn't used them I probably still wouldn't have insurance, and if I did, it probably wouldn't be a good deal. Plus, I probably wouldn't have been able to register my car yet. If you want good coverage, no hassle, good value, and human interaction, then call them.

    State Farm Insurance - insurance - Updated September 2026

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