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    APA Insurance Services

    5.0 (16 reviews)
    Open • 8:30 am - 5:00 pm

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    Services - APA Insurance Services

    Homeowner or property

    Vehicle

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    2 years ago

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    2 years ago

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    9 years ago

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    9 years ago

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    5 years ago

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    7 years ago

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    9 years ago

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    7 years ago

    Karen Stetz is one of the best, if not the best, person I've worked with in the 25 plus years I've been a photographer!

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    8 years ago

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    9 years ago

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    Cindy K.

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    7 years ago

    Karen was great help, and helped me get the type of coverage that suited my gear and myself best.

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    14 years ago

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    8 years ago

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    Cindy K.

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    9 years ago

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    14 years ago

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    13 years ago

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    Ask the Community - APA Insurance Services

    Review Highlights - APA Insurance Services

    “APA Insurance and Karen Stetz made getting insurance for my photo equipment easy and very informative.”

    Mentioned in 7 reviews

    Read more highlights

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    Berger & O'Neal Insurance Group - President & Agency Founder

    Berger & O'Neal Insurance Group

    (3 reviews)

    I was with Liberty Mutual using their registered agents and not pleased with the premium increases…read moreover the past 10 years. In fact the one claim we had with them, which was an auto claim, was a horrible experience. The claims adjuster was not helpful and fact falsely reported that the minor damage was major as as a result the carfax report affecting the resale value of the vehicle. I have a friend who uses Berger and ONeal for their insurance and Michael Berger and his staff looked at my policies and recommended new carriers that in total saved me at least $8000 in this first year. It was the best insurance move I have ever made.

    I have never purchased insurance for myself before. After doing some research, I decided it would…read morebe wise to use an independent agent. Enter Berger and O'Neal. I met with them in person and discussed policy information one on one. They answered all my questions and were very friendly. They wanted the same things that I wanted, to have good reliable coverage and to pay as little as possible for it. They provided me with an "insurace binder" that I took to the tag office to register my car the same day. When I got to the tag office they told me they could not accept the "insurance binder" without the VIN# on it. I was able to call up my agent, have them fax over an updated document, and register my car. If I hadn't used them I probably still wouldn't have insurance, and if I did, it probably wouldn't be a good deal. Plus, I probably wouldn't have been able to register my car yet. If you want good coverage, no hassle, good value, and human interaction, then call them.

    North Point Insurance Group - State Farm Office

    North Point Insurance Group

    (2 reviews)

    Paul has been taking care of all my insurance needs for years now. I have always felt safe and…read morecomfortable discussing options and plans with him and his team. I would highly recommend their services.

    I called here to find auto insurance and was connected with Laurence Tarver he told me he'd call…read moreme tomorrow when I called on a Thursday didn't hear from him until Tuesday that's fine I told him I just needed liability with 25k comprehensive he proceeded to try and upsell me on 50k he than began talking over me tryna convince me to get the 50k as I continue to tell him I didnt need that much since I don't drive often and how I got a quote from progressive Laurence Tarver HUNG UP ON ME I'm 35 and if your old enough to know that landline phone hanging up getting slammed in your ear you know exactly what I heard so I called back to then be told oh he's on another call I told her impossible cause HE JUST HUNG UP ON ME less than A minute ago she then says oh he's available now try's to transfer me but now it rings and goes to VM I left him a message the operator called back but at this point she seemed nice but I proceeded to tell her blame Laurence Tarver for your loss of a potential customer today and any time in the future since I shop for premiums at the end of each premium now he's sending me a text saying his phone cut off due to a phone reboot wtf does that even mean never heard of it in my life but I have heard a landline phone get slammed in my ea while growing up everyone know most insurance people use landlines I know the slammed han g up sound So I WOULD NOT RECOMMEND NORTH PONT INSURANCE GROUP OUT OF ALPHARETTA Ga idk about the other agents but If you link with Laurence Tarver you will be met with him over talking you and ignorance if your not willing to fall thru with his so called recommendations And he will hang up on you and unlike cell phones you'll feel the unprofessionalism and hear that gut wrenching slam in your ear only thing good that came from this for me is he sent me a defensive driver course I can complete and show the insurance company I do go with Laurence Tarver thanks for being a ass

    Farmers Insurance - Pankaj Gandhi

    Farmers Insurance - Pankaj Gandhi

    (5 reviews)

    I had been a client for another big name nation wide insurance company for 15 years. I have been…read morerelatively quite satisfied with them until I met Pankaj and he offered me a friendly review of my insurance coverages and offered that he may be able to reduce my premiums. At first I was very apprehensive as I knew my premiums were already quite low given I had excellent track record with my home and auto and I was with them for almost 15 years however I still gave Pankaj a try. When he ran my numbers, I was very pleasantly surprised that he was able to get all my premiums and overall insurance cost down with Farmers by atleast 20%. It was a no brainer for me to switch at that time. What I really like about Pankaj is that he not only works very hard to get you the best possible deal and value with respect to insurance, he is also very knowledgable in all types of insurances - Life, Auto, Home, Business General Liability, Business Error and Omissions etc. I have since then called him several times to take his advice on different types of insurances and he ALWAYS picks up the phone and answer all my questions with lot of patience. His knowledge and customer service has been by far the best among all the insurance agents I have worked with in last 15 years. I can say that one of the biggest reason beside his quotes, I decided to move all my insurances to his recommended carriers was due to his excellent customer service. Now I recommend him to all my family and friends as I can trust him that he will take very good care of them.

    Friendly, Always available, Competitive rates are some good attributes of Pankaj. Been with Pankaj…read moresince June 2018, after 23 years with State Farm! But whats "Excellent" (above all) is the Farmers Experience. Recently had the misfortune of totaling a Prius. Overall, It was a rough time dealing with the total loss as we intended to drive the car for another 6-8 years or so. With the professionalism, communication skills, knowledge and efficiency of the Farmers Claim agent help (Ms.Stephanie) and their preferred shop (Ed Voyles Body Shop -Mr.Heath) the process of claims management and the blow was softened. Within 12 calendar days, the payment was EFT'ed to my account. It was a very reasonable settlement (Kbb Good Value+Kbb Very Good Value/2). Thank you Pankaj, and thank you Farmers!

    APA Insurance Services - insurance - Updated September 2026

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