I needed to find a broker/lender that I trusted to move forward with my home buying process. I was…read morereferred to Bodhi and his team by my sister in law who has many clients that speak highly of Bodhi. By the time I spoke with Bodhi, I had already spoken with 3-4 different brokers and I was getting tired. Bodhi sparked a new excitement and confidence in my home buying process. He was detailed and specific on pinching numbers to allow me to feel comfortable with what I could afford (including cash flow). It was important to me not to be house broke and he was always honest with me. Being a first time home buyer is overwhelming in and of itself; having someone like Bodhi and his team who are patient and willing to educate and re-educate was such a relief. I felt like I had someone on my side; it wasn't just about the money. Every time I had a question or needed something, they were always available or would call me back immediately. The process of home buying was smooth and they instilled a lot of confidence and calm in this process for me. I wish I could give them more than 5 stars. I highly recommend Bodhi and his team. You won't regret it!

There are people who do their jobs. And then there are…read morepeople who change lives doing their jobs. To Empower Capital Group, Bodhi and Elsa--I don't even know where to begin. This wasn't easy. We spent months navigating what felt like an impossible road. Three appraisals. A denial from the first lender. Countless hoops to jump through. So many moments where it would've been easier to just walk away. But you never did. Bodhi and Elsa--you stood by me and my dad every single step of the way. You didn't just process a loan. You fought for us. You believed in the importance of keeping a roof over my dad's head, and you never gave up--even when things got hard. Even when you could have. And here's what meant so much to me, maybe more than anything: you told me the truth. In an industry where silence often replaces honesty, you didn't hide the bad news. You didn't leave me in the dark when we were up against a wall. You brought everything to the table--the good and the bad--and gave me the opportunity to overcome it. That kind of transparency is so rare these days, and it meant everything to me. You saw that this wasn't just about money. It was about dignity. Security. Love. It was about helping an elderly man stay in his home--his safe space, his sanctuary. And you made it happen. It brings me to tears to think about what you did for us--not because you had to, but because you wanted to. Because you saw the heart behind this, and you matched it with your own. This is what it looks like to work with good, ethical, human-centered people. This is who you want in your corner. To anyone looking for a mortgage company that goes above and beyond-- Empower Capital Group is it. Ask for Bodhi and Elsa. They don't just make loans happen. They make miracles happen. From the bottom of my heart--thank you. You didn't just help us with a reverse mortgage. You gave my dad his home. And I will never, ever forget that.

We just purchased a house in Sebastopol and it was wonderful having Dan on our team for getting us…read morefinancing. He has a great reputation in this area based on many years of high-quality service to clients. We see why! He is always ready to answer questions and solve problems. Always easy to get a hold of and very clear in his explanations of options and the process. He has done loans for so long he always has a list of solutions for anything that might come up. Dan was always more than willing to walk us through the really complicated paperwork and took the time to explain what we were signing, a very complicated process these days. We ended up trusting him completely and would recommend him to anyone needing a mortgage. Thanks Dan...

Dan and his office were very helpful with a difficult re-fi, walking me through and holding my hand…read morewith some obvious-to-some but confusing-to-me questions. He also fought for me with the lender, and I ended up with a great rate.

Brent and team were great, really proactive super fast and will literally call the listing agent…read moreand work a 14 day turnaround to help secure you the property you want. Brent was patient and gave me a great overview of the process, how the rates are determined etc- he really made an overwhelming process manageable and I would recommend him to anybody.

Poor communication and poor follow up…read more We looked into a loan program through this office and while the initial contact was good, after they received all our information, communication fell short. Very disappointing.

My husband and I had the pleasure of working with Rob Bader at Sierra Pacific Mortgage. We had a…read moredifficult loan process since it was an inherited property with a reverse mortgage. The reverse mortgage company was not compliant with me and made things very difficult during an emotional time for me. Once Rob was on the job he helped me problem solve my issues with the reverse mortgage company, was able to lock in the loan we needed and wanted, and was great to work with. He always communicated clearly what was needed and why. He was always available to answer our questions and we felt well taken care of.

David is my new Insurance Agent after my prior Agent retired. He has proven to be an excellent…read moreAgent as he found some things in my policy that needed to be corrected. He also helped me to put in a claim for a theft which I did not know I could file for. It was quick and painless and I received my check immediately. I highly recommend David for your insurance needs.

We recently had an accident that was the fault of the other driver. David was patient, persistent,…read moreand dedicated to making our claim right. He was available any time we called for help or assistance. David reminds me of an old fashion insurance agent who takes the time to know his clients and their needs. The best part is he consistently follows through with you to ensure a satisfactory result is achieved. Thank you David for your excellent standards of care. It will be difficult for other agents to reach that same level of expertise and caring.

I have been a business owner in Sonoma County for over 40 years never have I run across a business…read morethis flaky. I contacted them about speaking with a Broker. The receptionist said you need to fill out a form first and someone will call you. Filled out their Mickey Mouse form and emailed it back, waited 3 weeks never heard a word. I called and again and left a message they never called. Save your time using them. Have since found a very professional agency to use.

We have been happy customers of Laura Henderson at Brandt Insurance for over 20 years. She has…read morealways been very professional, efficient, and quick to respond to any of our inquiries with sound advice. We are lucky to have her as our agent for all our insurance needs! Deborah S. Petaluma, CA

Nancy Clough, Escrow Officer at First American Title has been a great asset to our real estate…read moretransactions over the past decade and more. She has assisted us both on the buyers side as well as the sellers side and is always accessible to us. Nancy explains the documents we are signing with great knowledge and is very attentive to detail. I always request in my contracts that Nancy represent me in any purchase or sale.

Real estate agents get to interact with many escrow and title officers in the course of our work…read more Most do a fine job. I am writing this review to highlight the great work that Nancy Clough at First American Title in Healdsburg did on a recent escrow for my clients. Nancy kept her cool professionalism intact through multiple iterations of a transaction that would have driven other escrow officers into early retirement. She stayed calm and organized and shepherded this difficult process to completion. If you are planning on buying real estate in the Healdsburg area, you should ask your real estate agent if they would specify Nancy Clough and First American Title in their contract documents. Don Mackay is also a fantastic escrow professional in the Healdsburg office of First American Title, so whether you choose Nancy or Don you will be working with dedicated experts with a great support staff.

We highly recommend GTG Financial! Glenn was friendly,…read morerelatable, professional, informative, and patient with us every time we came back requesting another scenario. He helped guide us through the entire home buying process, and was even present for our final walk through and signing in case we had any final questions. He has even left an open door policy, allowing us to reach out with any questions moving forward. He provided more guidance than I expected going into this crazy process. Highly recommend!

If you're reading this, congratulations, you just found the best mortgage professional in the…read morebusiness in Elise Groves, and her company GTG Financial (and her son Glen who is also on the GTG team). Before buying our first home recently, my Wife and I had never met or heard of Elise. We had just chosen our realtor, who raved about Elise for not only her incredible expertise, but her fun and easy-going approach to mortgage, something that terrifies most people (I know it did us). We took her advice, and we were immediately at ease with Elise's advice, demeanor, and overall approach to helping us get in our first home. Elise did all the work, and I do mean all of it. She also presented to us a wide array of mortgage options, and let me tell you, we were lost. Worry not though, when you have Elise on your side! Elise started by making a personalized video for us to watch and discuss in privacy, which outlines the options and the pros/cons of each. Once we had watched and discussed it 100 times, we had countless phone calls and a few in-person meetings with Elise before we ultimately committed to our choice. I kid you not, Elise's guidance resulted in us with a rate far better than we expected, and a lender credit of almost $20k based on the package we chose, which was thanks to her guidance! Neither of those would have happened without Elise! We also had some complexity with a probate issue related to the purchase, something Elise EASILY navigated and ensured we didn't need a 3rd party advisor for those issues, Elise knows everything there is to know about financing and helped us tremendously. Quite frankly though, that's not even the best reason to choose Elise for your mortgage needs. Elise is a kind and caring person, but also FUN! Be prepared to laugh during the good times of buying a home, be assured during the stressful times, and you can bet she'll celebrate with you when you finally sign! Most of Elise's clients also become her friends, and she will be there for you long after you've signed your loan papers. I always pictured signing mortgage papers in a wood paneled office, with people in suits hovering over me, waiting until I signed to exhale. When we signed, we were invited to Elise's home, in that beautiful, resort like backyard to sign and toast champagne. We all (Elise included) yelled "yay" and clapped as we signed, Elise was truly our biggest supporter and advocate right up the minute we signed to buy our first home. Best of all, she has certainly remained so after we purchased, to answer questions about property taxes, payments, etc. Now that we're in our home (and in love with it) I don't gain anything by leaving this review, but I hope you do. If you're looking to buy your 10th home, Elise is your gal because she has the experience, connections, and brilliance to facilitate lending for any size transaction, for the most experienced home buyer. OR, if you're like we were, terrified first-time homeowners who were only pretending to know what the heck was going on, Elise is also your gal, as her kindness, patience and knowledge will keep you at ease through the entire process and beyond. See? There's a reason I call Elise the best mortgage broker in the business, it's because she is. I think this picture of me, my Wife and Elise, taken the moment we signed says it all!