Brian is Awesome! I bought my first home and Brian handled everything with the mortgage it was so…read moreseamless I didn't have to worry about a thing! I HIGHLY RECOMMEND contacting him if you are considering a home loan. Thanks Brian!

Brian Humphrey is my Go-To for all mortgage-related questions. I have lost count of the number of…read moretransactions I've done with Brian and his team over the years-- Let's call it six, that sounds right. Brian knows his stuff, cares about his customers, and thinks ahead about my situation and my interests so I don't have to worry. When I do a deal with Brian, I take all of his recommendations. Definitely work with him if you need a mortgage or refinance.

I've worked with Tom Flinn on a TIC that I bought in August 2009. Tom has been very unprofessional…read morethroughout the transaction. He almost never picked up his phone directly and often took more than a day to respond to emails. He was mostly just forwarding my emails to the bank and their responses to me, since he was rarely able to answer my questions directly. Eventually, his estimated closing costs were over $4000 different from the actual closing costs and Tom refused to take any responsibility for his mistakes. I would strongly advise against having him as your mortgage broker.

Tom Flinn of Hill and Co. Real Estate receives our highest recommendation on our recently purchased…read moreproperty in SF. He was well organized and able to get through all the complexities and details of buying property in a fast changing and challenging market. He led us through the process quickly, and numerous times caught our mistakes early so that we were able to save time and money. Thanks to him, we went through the paper work efficiently and without having to go back and forth multiple times to get things done. He expeditiously handled the inspection process and got our inspectors there quickly so we were comfortable moving forward with our purchase. He respectively handled the seller and her realtor so that we did not encounter major problems in our negotiations. Day or night, anytime we had a question, we could call him or fax him for answers, and get a call back within a few minutes. He was always on the job for us. We are very pleased to have found him as a realtor and consider him a friend as well.

My partner and I started working with Jay almost a year in advance to prepare to buy our first…read morehome. He was incredibly helpful and informative with what we needed/how to increase our buying power/and what we can afford. When it finally came time to put an offer, Jay and Jamie answered all of our many questions and concerns to make sure the progress went smoothly; they were super responsive, efficient and made our closing stress-free and painless! We trusted Jay and his team completely and we are now happy homeowners. I would highly recommend them if you are in the hunt for a home, especially if you are a first time buyer!

This is long over due but I wanted to recognize Jay Briggs for being so outstanding and caring…read more He helped me get my refi when no one else could and was there by my side every inch of the way. I am so grateful to him and so glad I found him. Thank you Jay!!

We worked with Richard Redmond & Colette Evans for ~5-months on a complicated TIC-To-Condo…read moreConversion/Refinance. We just put the package to bed (late-Jan) & want to point out to all in similar situations: You'll NOT find a MORE competent, patient & professional mortgage team. Several institutions wouldn't touch the project, and many obstacles in the journey that seemed overwhelming, but Richard & Colette persevered & maintained effective communications with all concerned. The once distant & dim light at the end of the tunnel became a bright reality. Strongly recommend this team to anyone seeking a mortgage. Rick Hess

In the post melt down mortgage landscape refinancing has become a mind boggling adventure. Richard…read moreis the one to guide you through. He is efficient, tireless (thank god because the requests for stuff from lenders goes on and on), patient, and a really good guy to work with. This is my second review as he did our new house last year, and two refinances this year. We highly recommend him and will return to him for our next mortgage too. Thanks, Richard!

Chanelle & Nicholas are exceptional. They have patiently gone above & beyond for YEARS to make our…read moredream home finally come true after multiple lost offers in an extremely competitive market. Their customer service was consistently top notch & made us feel as though we were being treated as a close friend or family member with the attention to detail they provided. Chanelle kept the entire deal on schedule ahead of time & Nicholas always reached out with measured reassurance and kindness. Honestly, they even helped answer questions & guided us along the process in areas that were outside of their expertise. We genuinely thank them both profusely for being outstanding at their job every step of the way.

Many thanks to Nicholas and Chanelle for their superior communication throughout my re-fi process…read more I couldn't be more pleased with the time spent with me and the attention to detail that was provided. This is my 3rd time seeking guidance from Nicholas and his team. Once for the initial mortgage and second for a previous re-fi. The software used and the DocuSign application couldn't be easier. The consistent updates through the re-fi process were greatly appreciated while providing the utmost in care and kindness. Thank you!

I have known Lanny for over 20 years. Super stand up guy, with a great work ethic and truly a…read morefamily man! I had a client that had a big problem with a construction loan. I did not know this but without a working kitchen or bathroom the underwriters of the big banks will not loan on a house. Lanny was able to straighten things out and my client now has the funds to finish his remodel without problems. I would use Lanny again and again.

I am a broker and have used Lanny on many deals with clients and he does a great job every time. He…read moreknows what needs to be done and gets everything handled upfront to avoid issues within a transaction. Easy to deal with. My latest transaction he closed it in 21 days, appraisal and all, no hiccups.

Randy has assisted me in a couple Refinances and Home Loans. Everything that Randy has handled for…read moreme has been just about as painless as could be. Communication is always precise and clear. He always explains things so I can understand them, and has truly went out of his way to make sure everything goes as smoothly as possible.

Randy is the best. I have bought a few homes with him as the loan officer. Knows his stuff and I…read morehave complete trust in his knowledge and opinions. Just finished another loan with him, was super easy. He even came out to the my house on his day off to get a couple things signed. Thanks Randy!!

I had a fantastic experience with Dale! I've never used a broker before because I never quite…read moreunderstood their value but after working with Dale, hands down I understand now. My commercial property loan was due and needed to be refinanced but the bank strung me along for 6 months using the pandemic as the reason that they could not provide a rate. By the time they gave me the refinance rate, it was ridiculously high thinking I would have no choice but to stay with them. I reached out to my home mortgage agent and she referred me to Dale. With one conversation, Dale was able to connect me to a bank with fantastic rates and terms. He answered all my questions and educated me on the differences between commercial and home lending. Dale is super responsive, found me a great loan, and also provided me SBA funding advice due to the COVID impact. There's something about Dale that when having a conversation with him, you quickly trust him. He's not there trying to sell you something but more wanting you to make the best informed decision across all options.

In Oct 2012, Dale helped me first-time refinance with a 30 year fixed…read more I gave him my requirements of no pre-payment penalty with no points and Dale responded quickly with my options. I normally like to communicate over e-mail but Dale insisted we speak over the phone to cover some complex topics. It was a good thing too as there were some things better explained over the phone (eg. locking in the rate) so thanks to Dale on that. Major pro: Dale was very upfront about his fee and explained each of the charges. Even though we locked in with the lender we saw the market drop again by about .15%. I'm not sure how mortgage brokers entirely work but I believe Dale had the option to pocket the difference (yield spread premium). Instead I got the rate adjusted lower with escrow closing within the month!