Marc's philosophy about examining everything that affects your finances was life altering for us!!…read moreHe is methodical, and helped us walk through getting ourselves into a financially sound position in relatively short order. He is supported by Ann, who is lovely & thorough. Couldn't more highly recommend this firm!!!!

We have been working with this financial planning firm for more than a decade, and we believe that…read morethey have been instrumental in helping us reach our goals for our retirement planning. Marc and his team have a sound approach to investing and have helped us over the years with college planning for our son to making suggestions for different ways of saving and efficiently investing to meet our goals. We realize that the planning starts with us, but having a financial firm like Work Optional there to support our future was a sound investment and we highly recommend that anyone would highly benefit from managing their investments with Work Optional!

This place has sketchy business strategies that might or might not be illegal…read more They promise a lot, but fall short on there promises. They are attentive until they get your money and then then are hard to reach after they get your money or fail to achieve what they previously promised.

Fraud. Stay away. Big promises, horrible communication, crazy fees, incompetent and do not care if…read moretheir clients ever receive the refunds they promise.

Elizabeth went above and beyond to help me understand my policy options and advocated with the…read morecompany for the best possible rate. I'm very grateful to her for her work!

If your looking for a one stop shop for you financial Future/ Life planning. Theres No Better…read morePerson To Talk To Thank Elizabeth. Setup a meeting with her today.

I worked with JC Cau to purchase homeowners insurance. Trust me, I was one of those millennials…read morethat claim "who needs an insurance broker when you have internet access?" Or "insurance broker is for old folks only", but boy was I wrong! JC is very professional and quick to respond to inquiries. I was in my final stage of purchasing a home and my previous insurance agent (one I quoted online by myself) decided to disappear off the face of the earth all of a sudden. I gave JC a call at 3pm and he was able to help me find better coverage for approximately $600 less than my previous quote. He was able to finalize and let my lender know right away just before close of business and get the binder to the lender the next day! I'm very impressed with JC's work ethics and diligence. I will definitely work with JC again!

As a small business owner who's busy trying to run everything else about the business, product…read moremarketing, client services, communications, project management, and just trying to keep up with bills and invoices... I didn't know all the little things I needed to be aware of when managing my cash flow, expenses, and deposits... things that could have gotten me in trouble and things my CPA didn't even tell me about at the time. Carefree Bookkeeping is MORE than a bookkeeper - they've become my money managing partners and are with me every step of the way on my goals. They've saved me a ton of time and hundreds to thousands in missed opportunities and leaking budget repairs. I am TRULY in LOVE with my Bookkeeper - Susie Jose!

A bookkeeper is not someone I would typically take the time to write a review about, but Carefree…read moreBookkeeping is not your typical business. The owner doesn't just input numbers and spit out reports, she actually takes the time to analyze and give me insight to our spending as well as where we're doing good so we can leverage that good for better. She's working to help us increase our bottom dollar every quarter and I couldn't be more grateful!

Denny was absolutely fantastic to work with. He was very available, answered all my questions in…read moredetail, and made me feel very comfortable with my first home purchase. Everything was much easier than I could've hoped for and I would highly recommend him!

I am actually an employee of U.S. Bank. What I write below is 100% true information based on my…read morereal experience. I came to Denny for home mortgage inquiries. He is extremely thorough， thoughtful & knowledgeable. He is a super nice guy and answers all my questions in a very timely manner. He is also very good at thinking about all kinds of options for every customer's unique case. Overall I am more than satisfied with my experience with Denny. I would definitely highly recommend Denny for anyone who is trying to finance their home. He rocks！

My wife and I moved to the Twin Cities two years ago from the San Francisco Bay Area and sought…read morehelp understanding the insurance landscape in MN, and specifically to find the best value in home, auto, and umbrella coverage. While it didn't have the absolute most reviews of any insurance broker, the reviews Options Insurance does have--across Yelp, Google, and Reddit--indicate a strong reputation for customer satisfaction. And that's been our experience since working with our agent, Tippy Sourignavong. From the jump, Tippy demonstrated deep knowledge of insurance products (including terms and conditions that I found confusing), patience (in explaining the differences between policies), and responsiveness (often getting back to me within minutes for any question I had). She found us the best deal among insurers to cover our home, car (and later an additional car), and umbrella insurance from AAA; better than I could have found on my own. Before renewing this year, Tippy reached out, letting me know that she cross shopped my existing coverage across all the insurers and found us a better deal, saving us hundreds this year. She also flagged that insurers by and large were moving away from replacement cost value (RCV) to actual cost value (ACV) for roof replacements, which isn't as good, but out of her hands. I still appreciated the call out and it's exactly the type of proactive streamlined information I need to understand my choices and make a decision. I highly recommend Options Insurance and Tippy in particular as a starting (and ending point) for all your personal insurance needs.

I've been incredibly happy working with Options Insurance over the years. They've assisted with all…read moreof our insurance needs for our family across products and they've always provided a top notch level of insurance. Their email response time is second to none, which matters to me. I always get an answer right away. Tom and Keri always exceed my high expectations. There was a specific time when I needed a policy in place by a certain date and Tom literally worked around the clock (I'm not kidding, late into the evenings and into the weekend) to make sure it happened. I never see service like this anymore. I will never leave these guys.

We hired Rapacki + Co. to handle our 2024 personal and business tax returns. We signed off on…read moreeverything through SafeSend as instructed, on time. What we weren't told is that signing in SafeSend didn't mean the return was actually filed -- that step never happened on their end, and no one told us - therefore our taxes were not filed.

Truly awful. All very friendly until you really need their help, or have questions about issues…read morewith prior returns, or a tax demand that relates to a mistake they made in the past. It's in this particular example where they suddenly become too busy to help and, most unbelievably started to send insulting emails. Really quite staggering for a small local business that presumably needs to build trust with the local community in order to succeed. I cannot warn you strongly enough to look elsewhere for competent accountants. You'd be far better off with TurboTax than trusting this incompetent firm with your finances and livelihood. Avoid.