Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

Buying my first home in Los Angeles was one of the most exciting yet stressful chapters of my life…read more After searching Yelp for the best mortgage broker, I found Bill Rayman, read his glowing reviews, and decided to reach out. From our very first conversation, I knew I was in the hands of a true professional -- someone who not only understands the mortgage process inside and out, but also genuinely cares about his clients. We faced several unexpected challenges from the seller's side, but Bill navigated every hurdle with calm confidence and creative problem-solving. He has a rare ability to make a complex, high-stakes process feel smooth and painless. Bill's professionalism is matched only by his human qualities -- patience, kindness, and an unwavering dedication to his clients' success. What impressed me most was his resourcefulness. Bill sees solutions where others see roadblocks. He explored multiple strategies to ensure I got the best possible loan, always explaining each step clearly and making sure I felt informed and comfortable. He was responsive, attentive, and proactive, often checking in before I even had to ask. In the end, I not only closed on my dream home, but did so with complete confidence in every decision -- thanks to Bill's guidance. He's the kind of person who turns what could be a stressful journey into a positive, even enjoyable experience. If you're buying a home -- especially if it's your first -- I cannot recommend Bill Rayman enough. He's not just a mortgage broker; he's a trusted partner who will go above and beyond to make sure you succeed.

It's been such a pleasure working with Bill Rayman. He goes out of his way to make sure the clients…read moreare well taken care of. He is very knowledgeable, punctual, and kind. I will definitely continue working with him.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

As an estate planning attorney, a fantastic notary is worth everything. Whether she is at a signing…read morein my office or she is meeting one of my clients at their home, Annette is incredibly prepared, professional, always on time (even early), friendly, pleasant and knows her stuff. You will not meet a more dependable person. Annette truly stands out in her field.

Annette assisted my husband and I with a house call for a notary service, which in itself is very…read morenerve wrecking. However, we were relieved once we greeted her. She was warm, welcoming and extremely knowledgeable in her field of expertise. She answered our questions and concerns and completed our service in a fast and friendly manner. We will reach out to her for all of our real estate and notary needs from here on out! Thank you Annette :)

Denise is a fantastic loan officer. All these glowing yelp reviews are not lying! She was attentive…read moreto my needs as a first time buyer throughout my home buying process. She also went above and beyond to check in on me and answer any questions I have, even if the question is beyond her typical roam of responsibilities as a loan officer. Trust me - if I can give her more than 5 stars I would! I highly recommend her for your home loan needs!

If you're looking for someone with patience, knowledge, and determination then contact Denise!…read moreWe thought it would be impossible to qualify for a home loan but with Denise's help and determination she made it happen! The process of escrow is no joke and it's stressful but Denise always had a backup solution for anything they asked for that might have affected us closing. She always kept us updated as soon as she had any information so we were never left wondering what was going on and anytime we had any questions she always responded promptly. We now have a new home to welcome our new baby girl!:) Thank you so much Denise!!!

David Kutner helped my husband and I with refinancing our HELOC. He was knowledgeable, provided…read moreinformation about several options, let us work through those options without any pressure, answered all of our questions in a timely and respectful manner, and stayed on top of all of the endless paperwork that made us feel well supported throughout the entire process. Thank you, David.

I have worked with David on residential mortgages 3 times over 20 years. He always listens to my…read moreneeds, is very responsive and helps find me the best deal while taking a lot of the administrative burden off my plate. I highly recommend him as a mortgage broker.

We Wouldn't Be Homeowners Without David…read more David Lerman and the entire team at Cal Union Funding made what felt impossible possible for our family. As first-time homebuyers, we ran into roadblocks with other lenders and weren't sure buying a home was going to happen for us. David was patient, honest, thorough, and always available to answer questions and explain the process at any given time. He kept us updated every step of the way and found solutions when others couldn't. Most importantly, he genuinely cared. Thanks to David and his team, we're in our first home, and we couldn't be more grateful. If you're looking for someone knowledgeable, responsive, hardworking, and who will fight to get your loan across the finish line, we highly recommend David and Cal Union Funding. Thank you so much for everything!

I don't use the word "extraordinary" lightly, but David Lerman and the CalUnion Funding team earned…read moreit. I came to David with a complex transaction -- purchasing a $2.7M owner-occupied property in the Coachella Valley that required creative financing, fast execution, and a team that could handle curveballs without flinching. David delivered on every single one. What sets David apart is not just his knowledge of the mortgage industry -- it is his character. When obstacles came up (and they did), David did not just solve them, he anticipated them. He moved mountains quietly, kept me calm, and never once made me feel like the deal had challenges even when the pressure was real. His team -- Lauren, Vicky, Ryan, and the entire CalUnion crew -- matched his energy every step of the way. Professional, responsive, and genuinely invested in getting this done. I closed on a stunning 5-acre estate in the Coachella Valley that will change my family's future! That does not happen without David Lerman and this incredible team. If you are looking for a lender who is a true partner -- not just a transaction processor -- stop looking. You found him. Five stars is not enough.