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    Team800

    I ran into this office this morning after I went and paid my insurance company my last payment and I saw that their sign said Credit Academy I have good credit, but I know you can always learn more. Spoke with Heidy for 40mins and she totally taught me so much in those 40mins then I've learned in my 21yrs of life. Super game changer and I signed up for the FREE Credit Classes they're offering for the month of November. The office is so neat and everyone speaks to you when you walk in and they're so polite. The office smells great and I love their art work. Looking forward to sending them my family and friends and can't wait to tell you guys more after my classes. Thank you Heidy for being so informative and an amazing Teacher!

    Antonio S.

    I was referred by my sister in law and at first I was so unsure about it all...I talk to luz she pulled my credit and I learned so much she explained in detail about what I needed to do to meet my goals. I've never owned a car or knew anything about credit till I sat with them. 30 days after sitting with them she helped me get approved for my new car! I am so amazed by her and her Amazing team! Thank you Brilliant Industries for all your help, support and patience! I love my new car!!

    Melanie R.

    Heidy- Thank you for correcting the error, but this is one of many examples that validate why I have no confidence in the company. There were too many misunderstandings with the company. I received paperwork with another client's name and phone #, I received a letter from a legal firm threatening legal action against me, a debit was made this month even though the company had 1 month to modify my account so no additional debits would be made but that wasn't done and my credit scores dropped. Unfortunately all of this and I'm out a large sum of money on top of that.

    Lauren T.

    My family and I cannot thank Luz and Brilliant Industries enough for all their help! Luz fixed mine and my husbands credit to and helped us get a brand new car! It was such an easy process! we trust her and her team fully! We learned so many things about our credit and how to keep it up! We recommend her and Brilliant to anyone and everyone! Our daughter even took her first step in Luz's office! Brilliant is AWESOME!

    Vanessa C.

    Thank you Luz n the stuff for helping with my student loans n helping getting my new car

    Shout out to Team800Inc. This office is clean and smells great. I came in with no knowledge and mannnn I sure have learned a lot from thEse Ladies. Thank you and so happy to be moving forward with them I'll update you when my Business Credit and Student Loans is completed. Thx again!!!

    2017 HONDA HRV .
    Briauna J.

    In as short as 45 days! I can't thank the whole team at Brilliant credit enough. They helped INCREASE MY CREDIT, and got me into a BRAND NEW 2017 HONDA HRV. The whole team at Brilliant credit were simply amazing! They took their time out to explain each detail to my understanding. They were so patient with me. I had many questions, and called them an extreme amount of times. And with each call they took their time to make sure I felt comfortable with all decisions being made. I WILL DEFINITELY SAY YOU GET MORE THAN WHAT YOU PAY FOR AT BRILLIANT CREDIT. You will not regret your decision to let Brilliant credit help fix up your credit.

    2016 Chevy Silverado. THANKS LUZ!!!

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    8 years ago

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    Heidy A.

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    8 years ago

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    Heidy A.

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    9 years ago

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    Heidy A.

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    9 years ago

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    9 years ago

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    11 years ago

    Brilliant Credit helped with increasing my FICO score. Which resulted in qualifying for the purchase of my first Home.

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    10 years ago

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    9 years ago

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    9 years ago

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    Heidy A.

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    10 years ago

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    Heidy A.

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    Heidy A.

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    11 years ago

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    Heidy A.

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    9 years ago

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    Heidy A.

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    Heidy A.

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    8 years ago

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    8 years ago

    Great advice even if i wasn't a customer. Thank you and i wish i did contact you guys sooner rather than later.

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    Heidy A.

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    8 years ago

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    11 years ago

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    10 years ago

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    Heidy A.

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    11 years ago

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    Heidy A.

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    8 years ago

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    Heidy A.

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    9 years ago

    Thank you for the excellent service! I've learned so much about my credit! Definitely will recommend to all my family and friends

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    Page 2 of 3

    Team 800 Reviews in Other Languages

    Ask the Community - Team 800

    Review Highlights - Team 800

    I met with Luz on the 28th of December and was signing paperwork for my new car on February 1st.

    Mentioned in 16 reviews

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    MBM Credit Solutions

    MBM Credit Solutions

    (34 reviews)

    From the first phone call with Diego, I knew this was the right agency to work with. I had called…read moreseveral agencies before landing with MBM Credit Solutions. Diego was so thorough and explained the process of credit improvement in the most non judgmental and helpful way. Diego even took care of challenging some questionable negative items on my credit report during the initial phone call! The second interaction was in person and he walked me to all of the items I need to work on, the timeline for achieving them, and set realistic expectations. I am so grateful to have found MBM and I look forward to our continued collaboration .

    I have been needing to change some budgeting habits of mine and getting my credit back up but found…read moremyself lost on where to even start. I started looking up credit solution companies and came across the reviews for MBM and they seemed genuine. I gave the business a call and Diego was the person I spoke to over the phone and immediately he went into a very solution oriented explanation of my finances, in which before when I would look at it all I felt was overwhelmed but as he explained it to me I felt relief. I felt I needed a little more reassurance and explanation in which Diego scheduled an in person meeting to further explain the process, this is where I truly felt I had made the right decision and that I was going to be okay and I felt hopeful that it was possible to fix the financial situation that I am in. It is immediately apparent that Diego has vast knowledge on this subject and that he truly cares and wants to help people become financially literate. It was genuinely a breathe of fresh air to tell you the truth, when it comes to speaking about money and your finances that can be an uncomfortable or even embarrassing experience but I never felt that way here. All I feel is grateful I came across this company and decided to call. I highly recommend anyone who is thinking about bettering their credit and that might feel any hesitation to just pick up the phone and call. You will not regret it.

    PowerHouse Financial & Associates

    PowerHouse Financial & Associates

    (4 reviews)

    After over a year of working with Daniel this was possibly the worst experience I have had with a…read morebusiness. It started off well in the first 2 months and then it got progressively worse. I would never recommend anyone to do business with Daniel or Powerhouse Financial. I have been as patient as you could be with him staying with him for over a year working on my profile with no updates to the items I hired him for. All I got was literally the same excuse over and over again. The main problem was the communication. I have went months with no communication from Daniel or anyone from Powerhouse Financial and when I simply wanted an update on my profile that I paid in full for, I had to call and email him repeatedly just to get a simple phone call. Because the professionalism and integrity was not present I decided to part ways and Daniel said he would refund me in 72 hours. I waited 3 days past the date he said just to give him time in case something came up. I called and texted him for an update on what he said he would refund and he ghosted me like he normally did. I don't like to have to write this for a Black business but we can't treat our own people this way. I pray this stops someone from experiencing what I did with him and teaches him to have better respect for his people and customers. I did not give up on Black business I just went to another Black owned credit repair company because it is important to recycle the Black dollar. Once again, I do not recommend doing any form of business with this man. He has shown me that he will take advantage of your kindness, he will waste your time and he does not honor his word.

    If I could give negative stars that wouldn't be enough to describe how awful this company is. As a…read morefinancial institution with no ethics or morals, I highly encourage any and everyone to stay away! I paid for a service and was led to believe I am under contractual agreement to give them 1yr to complete my service. I was told by Daniel Davis I would be refunded if they were unable to resolve my issue by the end of the contract. In that years time, I saw no work being done and I constantly had to follow up to check on the status. I was promised a refund on a service that was never delivered and now these cowards won't even respond to an email or phone call. This is no way to run a business and I am just disgusted by their business tactics. DO NOT DO BUSINESS WITH THESE PEOPLE. They also claim to be accredited by the BBB but they are NOT! Makes sense with all their false promises and questionable business practices. Even the "good" reviews are likely them or friends they have say nice things to boost ratings. They are liars and frauds! Stay far away!

    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (99 reviews)

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Before I hired this company, Mr. Chris L. gave me a call fairly quickly when I requested a free…read moreconsultation. Phone call nearly lasted an hour, explains to me his story, how everyone has slip ups with credit, how he knows how to repair credit ethically and properly. Gave me his story how he initiated his company, when I asked to proceed he asked for a $200 fee up front and after that $199 a month for 6 month contract. He also sent me documents to sign, nearly a dozen, all stating ways for him to stay covered from legal troubles and so I don't ask for a refund and it's a non refundable deposit. I was not asking for a miracle with my credit score, I was aware how I messed up my credit but I didn't know how to tackle it to get it better, Mr. Chris highly recommended not to worry that he will help me that that's why I hired him, he'll tackle these companies to try and get rid of them from my credit score, 3 months pass by and I ask for a update of how the situation is going, no response. I called and emailed his assistant Laurie, no response, when I did get a response it was for me to set up an appointment, in which I did, come to the date of? No call, no text no email. 2.5 more months passed by, I reached out again, Mr. Chris said, "I'll call you in a bit" ....... No call no text. I reached out to assistant...... no call no text no email. Come to 3 days before contract is up, $1,200 later, I ask for another update, well I never received one before but you know what i mean, Mr. Chris told me that he wants to talk to me and give me a refresh on my credit score, and discuss next steps, told him great I'm available anytime to just give me a call. Never heard from him again. In summary, did they help my credit score? No. Did they remove anything from my credit report? Yes, 2 things that were $50 each additional cost, so total price : $1,300. Before they take your money Mr. Chris is so talkative and transparent and communicative , after though? No a single word, no communication, out of the work they did, hardly any, hardly any improvement was made but that's why they send a lot of documentation for you to sign so you don't later on try and get your money back for not being satisfied.

    Team 800 - financialadvising - Updated July 2026

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