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    Team800

    I ran into this office this morning after I went and paid my insurance company my last payment and I saw that their sign said Credit Academy I have good credit, but I know you can always learn more. Spoke with Heidy for 40mins and she totally taught me so much in those 40mins then I've learned in my 21yrs of life. Super game changer and I signed up for the FREE Credit Classes they're offering for the month of November. The office is so neat and everyone speaks to you when you walk in and they're so polite. The office smells great and I love their art work. Looking forward to sending them my family and friends and can't wait to tell you guys more after my classes. Thank you Heidy for being so informative and an amazing Teacher!

    Antonio S.

    I was referred by my sister in law and at first I was so unsure about it all...I talk to luz she pulled my credit and I learned so much she explained in detail about what I needed to do to meet my goals. I've never owned a car or knew anything about credit till I sat with them. 30 days after sitting with them she helped me get approved for my new car! I am so amazed by her and her Amazing team! Thank you Brilliant Industries for all your help, support and patience! I love my new car!!

    Melanie R.

    Heidy- Thank you for correcting the error, but this is one of many examples that validate why I have no confidence in the company. There were too many misunderstandings with the company. I received paperwork with another client's name and phone #, I received a letter from a legal firm threatening legal action against me, a debit was made this month even though the company had 1 month to modify my account so no additional debits would be made but that wasn't done and my credit scores dropped. Unfortunately all of this and I'm out a large sum of money on top of that.

    Lauren T.

    My family and I cannot thank Luz and Brilliant Industries enough for all their help! Luz fixed mine and my husbands credit to and helped us get a brand new car! It was such an easy process! we trust her and her team fully! We learned so many things about our credit and how to keep it up! We recommend her and Brilliant to anyone and everyone! Our daughter even took her first step in Luz's office! Brilliant is AWESOME!

    Vanessa C.

    Thank you Luz n the stuff for helping with my student loans n helping getting my new car

    Shout out to Team800Inc. This office is clean and smells great. I came in with no knowledge and mannnn I sure have learned a lot from thEse Ladies. Thank you and so happy to be moving forward with them I'll update you when my Business Credit and Student Loans is completed. Thx again!!!

    2016 Chevy Silverado. THANKS LUZ!!!
    Allen M.

    Luz at Brilliant Credit is incredible! This was the best financial decision I have ever made. Starting from my consultation, the experience was very easy going & informative with absolutely no pressure. We mapped out a blueprint of my financial goals, timeframe and got the process started. Throughout the process Luz was so great! She was very attentive to my questions and needs, I almost felt as if I was her only client at times LOL. She answers all of my calls and emails, and if she did miss my call she got back to me promptly. I gained tons on knowledge through the process. Fast forward a few weeks shy of 3 months and I am now sitting in my brand new 2016 Chevy Silverado I sat out to get in my blueprint along with a 752 FICO score. Invest in your future people, and give Luz a call over at Brilliant Credit. Your promising future starts here.

    2017 HONDA HRV .

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    9 years ago

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    11 years ago

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    Heidy A.

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    10 years ago

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    Heidy A.

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    10 years ago

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    Heidy A.

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    8 years ago

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    Heidy A.

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    9 years ago

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    Page 3 of 3

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    Review Highlights - Team 800

    I met with Luz on the 28th of December and was signing paperwork for my new car on February 1st.

    Mentioned in 16 reviews

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    Law Office of Terrence Fantauzzi - Attorney Terrence Fantauzzi

    Law Office of Terrence Fantauzzi

    (113 reviews)

    This was my first time filing bankruptcy and Mr. Terrence Fantauzzi and his team was so awesome!…read moreHis assistant Elizabeth was very helpful and respectful at all times. I had no clue what I was doing and really nervous, but Mr. Fantauzzi and his team answered all my questions. I highly recommend Terrence Fantauzzi.

    I highly recommend the Law Office of Terrence Fantauzzi to anyone who is looking for professional,…read moreknowledgeable, and compassionate help with the bankruptcy process. From the very beginning, they made what could have been a stressful and overwhelming experience feel fast, simple, and manageable. The entire team was extremely efficient and always stayed on top of everything that was needed to keep my case moving forward. I especially want to recognize Assistants Elizabeth Muñoz Partida, Alicia Rivera, and Yenlou Lucasia. They worked closely together as a team and were incredibly helpful throughout the entire process. They were always available to answer my questions, explained what I needed to do, and made sure I stayed on track every step of the way. Thanks to their hard work, guidance, and dedication, I was able to successfully achieve my bankruptcy discharge. I truly appreciate everything they did for me and the peace of mind they helped me gain during a difficult time. A special thank you to Attorney Terrence Fantauzzi for his professionalism, guidance, and for leading such an outstanding team. His dedication to helping his clients through a difficult chapter in their lives truly made a difference for me. I am very grateful for the opportunity to have had him and his team represent me. If you are considering bankruptcy and want a law office that is efficient, responsive, supportive, and genuinely cares about helping their clients, I highly recommend the Law Office of Terrence Fantauzzi. Thank you, Terrence, Elizabeth, Alicia, Yenlou, and the entire team for making this process so much easier than I expected!

    PowerHouse Financial & Associates

    PowerHouse Financial & Associates

    (4 reviews)

    After over a year of working with Daniel this was possibly the worst experience I have had with a…read morebusiness. It started off well in the first 2 months and then it got progressively worse. I would never recommend anyone to do business with Daniel or Powerhouse Financial. I have been as patient as you could be with him staying with him for over a year working on my profile with no updates to the items I hired him for. All I got was literally the same excuse over and over again. The main problem was the communication. I have went months with no communication from Daniel or anyone from Powerhouse Financial and when I simply wanted an update on my profile that I paid in full for, I had to call and email him repeatedly just to get a simple phone call. Because the professionalism and integrity was not present I decided to part ways and Daniel said he would refund me in 72 hours. I waited 3 days past the date he said just to give him time in case something came up. I called and texted him for an update on what he said he would refund and he ghosted me like he normally did. I don't like to have to write this for a Black business but we can't treat our own people this way. I pray this stops someone from experiencing what I did with him and teaches him to have better respect for his people and customers. I did not give up on Black business I just went to another Black owned credit repair company because it is important to recycle the Black dollar. Once again, I do not recommend doing any form of business with this man. He has shown me that he will take advantage of your kindness, he will waste your time and he does not honor his word.

    If I could give negative stars that wouldn't be enough to describe how awful this company is. As a…read morefinancial institution with no ethics or morals, I highly encourage any and everyone to stay away! I paid for a service and was led to believe I am under contractual agreement to give them 1yr to complete my service. I was told by Daniel Davis I would be refunded if they were unable to resolve my issue by the end of the contract. In that years time, I saw no work being done and I constantly had to follow up to check on the status. I was promised a refund on a service that was never delivered and now these cowards won't even respond to an email or phone call. This is no way to run a business and I am just disgusted by their business tactics. DO NOT DO BUSINESS WITH THESE PEOPLE. They also claim to be accredited by the BBB but they are NOT! Makes sense with all their false promises and questionable business practices. Even the "good" reviews are likely them or friends they have say nice things to boost ratings. They are liars and frauds! Stay far away!

    Speedy Credit Repair - Speedy Credit Repair Inc.

    Speedy Credit Repair

    (100 reviews)

    Chris is Awesome. His personality and knowledge are excellent. He is patient and always available…read moreto answer questions. I would recommend to communicate with him more than you think is reasonable just to get updates, discuss strategy and to figure out what will happen. Often times, when we are low on money is when we need a service like what Chris provides. And that's also when emotions will run high. So please communicate with him often to not only manage your emotions but also to chime into logic. Definitely would recommend Chris and Speedy Credit Repair. Just communicate and everything will be good. He and I are talking still to this day and plan on working together on different projects moving forward. Thank you Chris for your continued support, knowledge and patience. Much love and respect!

    I urge everyone to please do NOT go through with Speedy Credit Repair…read more They are scammers. Do not believe the fake reviews. We enrolled with them for 6 months. We understand coming into this it's a possibly our credit issue may not be fixed. We know this will take time. But one thing this company lacks is integrity. They are not true to their word. If you say something such as "I will call you back", please carry out your promise. All I asked for was communication. During this entire process, I only spoke with Chris 2 times. I called, no one answered I texted, no one answered You email Chris, no response He has an assistant Laurie who will respond to emails. She mentioned in my last email " Yes, Chris knows you are expecting a call" guess what? He never called me back!!! Chris said he will contact his lawyer associate and stated " I will call you back and give you an update" guess what? He never called back. They have you enrolled in a credit monitoring program which you have an additional fee. They probably get some sort of incentive. I can go on and on... there's has been so many occasions. Honestly, don't waste your time and money!!!!!!

    Team 800 - financialadvising - Updated September 2026

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