Does The Practical Mortgage Solution take credit cards?

No, The Practical Mortgage Solution does not take credit cards.

Specialties

The Practical Mortgage Solution is a Rock Hill, SC mortgage brokerage built for speed, strategy, and zero runaround. We’re talking approvals in hours, not days - thanks to our in-house underwriter and seriously experienced loan team. From VA loans to self-employed buyers and everything in between, we specialize in making “complicated” feel easy. We work closely with clients and realtors to get deals done right, fast, and without the stress. No stress, no suits, just solutions. Welcome to TPMS - The PRACTICAL Mortgage Solution.

History

Established in 2023.

The Practical Mortgage Solution isn’t your typical mortgage company, and that’s the point. Founded by Josh Habeeb and Neil Arnold, this started the way all good things do — with a shared industry background, a love of football (GO BILLS), and a mutual realization that the mortgage process could be way better than what people were used to. What began as a connection back in 2012 turned into a partnership and now, a business built on trust, experience, and doing things differently. With 40 years of combined experience, Josh and Neil have seen it all - the delays, the confusion, the unnecessary stress. So they built a team that flips that script. Here, it’s simple: People first. Process second. No nonsense. We move fast (think days, not weeks), keep things clear, and make sure you always know what’s going on. With in-house underwriting and a team that actually picks up the phone (because we're LOCAL), you’re supported the whole way through. Welcome to TPMS!

Meet the Business Owner: Josh H.

No stress, no suits, just solutions. Managing partners and brokerage founders, Josh Habeeb & Neil Arnold first connected over a shared love of football (GO BILLS). Today, their friendship has evolved into a brotherhood, and a continuous drive to streamline the mortgage process for Americans. One conversation or visit to their Rock Hill office, and you'll see why Josh, Neil, and the TPMS Team stand out in the mortgage industry. They put people first - it's that simple.