Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Any lender can offer you a mortgage rate, but not every lender is easy to work with. JVM goes above…read moreand beyond to ensure that you are supported and keeps you in the loop every step of the way. My husband and I worked with JVM to secure a loan for our new home. I appreciated that there was someone on-call over the weekend, especially when we wanted to get the ball rolling for pre-approval. I was also very impressed with the JVM team's communication. They were incredibly responsive and made sure all our questions were answered. Many thanks to Hannah, Jenna, and Erin for working with us throughout the process!

if I could give more than five stars, I would in a heartbeat. You would be making a big mistake to…read moreuse anyone other than Brenda for a home loan. Brenda and her team are absolutely amazing. This is the fifth house I've purchased in my life and this was the first time I didn't panic during our loan underwriting. Outside of this experience, closing on time always felt like it was at risk. This time, we had 3 week close and actually closed a few days early. Brenda was extremely proactive, communicative, and responsive. We could not believe the seller went with us despite not come in with the highest offer. We were told through their agent one of the reasons they accepted our offer was because of Brenda's reputation. You can't ask for more than that

As first-time homebuyers, we couldn't have asked for a better experience than working with Brenda…read moreand her team. Brenda took the time to meet with us on multiple occasions, walking us through our mortgage options with patience and clarity. She even recommended a rate buy-down strategy which we successfully negotiated for the seller to cover. Thank you Brenda and team for making our first home purchase such a smooth and rewarding journey!

My husband and I recently purchased a home and worked with Quoc & team on our loan! Quoc was able…read moreto guide us through all of our options, especially during a time with dramatic fluctuations in interest rates. He was always available to answer any of our questions at a moments notice, and we really felt like he was invested in our home-buying process. Because of all of the prep work we did with Quoc, we were able to close more than 2 weeks earlier than expected, even though we were closing during the holidays! We would definitely work with Quoc again in the future!

Quoc, Sue, and Cheryl were terrific to work with throughout our home buying process. The entire…read moreteam were excellent communicators, often responding to emails and texts late into the evening and keeping us informed about all the documents needed to get through a 14-day closing. We are so incredibly grateful to this entire time for their help through this process. They made everything run incredibly smooth in a high-stress situation. They're also just so nice and supportive--I would work with them again in a heartbeat and highly recommend them. Thanks y'all!!!

We have used Zack and his team several times in the past few years and wouldn't use anyone else…read morewhen buying a home. They are extremely professional, providing a number of available options and easy to understand explanations on what works best for whatever situation you are in. They are also very responsive to any questions and regularly check in to make sure everything is on track through the entire process. Can't say enough good things about Team Cooper, will definitely continue to use them for any future home purchases.

Zackry and Team Cooper are my "Go-To" Lenders for many reasons…read more They are someone that I can completely trust to put my home buyers needs first. Their communication, professionalism, and knowledge make a big difference in my transactions. I feel confident directing my home buyers towards Zackry, knowing he is going to make the time to have that initial conversation with them and then be there with them every step of the way until close of escrow!

At this point, I've lost counted how many times we have used Mike and this team with our mortgage…read moreand refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher!

Mike and his team are extremely caring and very efficient. I have been working with Mike for about…read more7 years. The amount of knowledge that he brings to the home buying experience is priceless. At every step of the way, I felt that he was advocating for me. He makes home buying fun!

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

Jeanine is quick, responsive, and very detailed throughout the process of our refi. I highly…read morerecommend her to anyone else that is looking to do the same!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

Alexandra Moari is exceptional. I live on the East Coast and needed someone I could trust…read morecompletely to manage my California home, and from the very first phone call, I knew I had found the right person. Even though I called at a terribly early hour by mistake, she answered with professionalism, energy, honesty, and total clarity. She handled everything with remarkable care and efficiency: preparing the property, coordinating details, marketing the home, communicating with prospective tenants, and carefully vetting applicants until she found the perfect tenant for me. Throughout the entire process, she was responsive, thoughtful, knowledgeable, and incredibly organized. Every question I had was answered quickly and intelligently, and every step was handled with real attention and care. What also impressed me was that Alexandra does not work alone. She has built a strong team around her, and that makes a real difference. Joseph and Mariana were part of that larger sense of professionalism and support, and it was clear to me that Alexandra has surrounded herself with capable people who help things run smoothly. She also has reliable handymen and other professionals at the ready, people who can step in quickly, fix problems, prepare the home, and make things happen without delay. That kind of network is invaluable, especially when you are managing a property from across the country. What truly sets Alexandra apart is her integrity. She is honest, hardworking, deeply committed, and truly represents her clients well. As an out-of-state owner, that gave me enormous peace of mind. I feel incredibly fortunate to have found her. She is now my property manager, and I would not trust my home to anyone else. Highly, highly recommended.

Alexandra provided smart recommendations to improve our rental property and we changed our windows…read moreand a blinds to meet a new code for safety. We appreciate the timely advice! Thank you Alexandra!

There's a reason Angelo and his team have 160 five star reviews (and counting). We worked with…read moreAngelo to find a SFH with some pretty specific requirements. Once we met him, we knew he'd be the perfect agent for our search given his decades of experience working in the Bay Area markets we were targeting. The best part of the whole experience is for us is that Angelo stayed in constant contact and was proactive with finding properties that met our somewhat strict requirements. Every day he would proactively send us new listings as soon as they came on the MLS, and he was instrumental in helping us write competitive offers on the few homes that we liked. In the end, with Angelo's guidance, we were able to beat out several other competing buyers to secure a home that checked all our boxes and was by far the nicest we'd come across in our months of searching. We feel incredibly lucky to have had him on our side from day 1 to the day we got the keys. I would (and will be) recommending to literally anyone who's looking to buy or sell property in the Bay to reach out to Angelo and his team first!

Angelo helped me sell my home in 2025. I feel like he really understood my goals and advocated them…read moreto the buyer and buyer's agent. He was dedicated to making sure I got the price that I wanted, and also stayed realistic to the market conditions at the time. Angelo is personable and incredibly hard working, and answered all my questions with great depth and detail. He was always available to talk on the phone which I greatly needed as a first time homebuyer. I never felt pressured to sell if I was uncomfortable with the offer. I would highly recommend Angelo to anyone looking to sell their home!

We had heard that obtaining a new mortgage became much more difficult after the financial meltdown…read more Therefore, we chose an independent mortgage broker to help us through the process. We are very glad we did. While our financial situation is more complex than average, Mons worked very closely with us and skillfully manged everything so we obtained exactly the loan we were looking for. I don't think someone at a large institutional lender would have had the patience or the skill to make us a priority like Mons did. I would strongly recommend Mons if you are planning to obtain a new home loan.

From the owner: We have access to a full range of mortgage sources and help borrowers obtain the best loan rates,…read moreterms and costs available in the marketplace for home refinances or purchases. All questions about complicated mortgage programs are fully explained and answered. No question is too small! We offer special programs for first time buyers, including FHA and VA loans. Loans are processed and funded on time by a full-time staff. Superior customer service is our number one priority. It is important to be a pre-approved buyer in a competitive real estate market. Call us and let us help you through the process.