Short review: I highly recommend you Osbaldo for any venture…read morebecause he helped me transform my finances. Not only is he an honest man, who laid out the best options for me in my finances, Osbaldo will always out the best interest for all his clients. I was more than happy with his results. Long review: I had always struggled with understanding what are the best options for me as an investor and entrepreneur. Managing finances is my not forte. I met Osbaldo through a mutual friend one day in church. It was an instant connection, we shared many values. After some months, I reached out to him to help me with some financial questions. Upon the meeting, I was more than surprised with his vast knowledge of the stock market, life insurance, and retirement plans. During the meeting, I felt I was talking with financial guru from Wall Street. Even when I asked for clarification on terms that didn't make sense to me at the time, he was kind and explained to me every detail. I was more pleased with that meeting because it felt like I was talking to a friend, not a salesman. Today, I cherish my friendship with Osbaldo and I know he is always reachable if I have any financial questions.

If integrity matters to you then I highly suggest you sit down and review his information…read more Osbaldo is not only professional in an industry that needs QUALITY people well this young man hits it out the park . Let him handle all your insurance needs.

These folks were fantastic! Turning 65, I was very confused about all the things I needed to do for…read moreMedicare and how to coordinate with my current insurance benefits from my former employer. I read all the information but found it very complicated. Steve went above and beyond to help me. He's extremely knowledgeable and able to simplify the puzzle. Everyone is going to have different things that are important to them in terms of coverage. Steve took the time to get to know me and my situation to make the best possible choices. There are so many variables! Gabriele on the ARK staff is friendly, efficient and a wiz on the computer, gathering info, accessing needed data. I couldn't have done it without them :-)

I was totally stressed out about losing some of our medical insurance coverage and confused on…read morewhere to start to fix it. I called Ark and they were awesome! The lady who answered the phone was very patient, kind, and professional. She listened to my needs and relayed everything to her co-worker, (Gabrielle). Gabrielle did some research for us and it looks like we are already covered. Gabrielle recommended keeping our coverage the way it is. I was so impressed and appreciative that she didn't try to sell us anything new when we didn't need it. If I, or anyone I know, ever needs help with new coverage, I know who to call - ARK!

Today we attended a tax seminar hosted by Marshall Life & Financial Solutions (MLFS). Victoria…read moreMarshall opened the session with brief remarks, followed by Adrien Barajas as the lead presenter. From the outset, the presentation was incoherent. Adrien jumped erratically between topics, clipped terminology mid-sentence, and attempted to showcase expertise through jargon that ultimately backfired. His use of a graph depicting tax history and national debt felt performative rather than informative--a clear turnoff. Mentions of Roth conversions were casually dropped, seemingly to entice attendees into future consultations rather than to educate. At no point did either presenter cite their professional credentials, nor are any verifiable designations listed on their website. This lack of transparency raises serious concerns about the legitimacy of the material presented. The venue--a community room at the local library--was poorly maintained. We were forced to relocate due to visibly dirty tables and stained surfaces. The acoustics were equally problematic: excessive echo and ambient noise severely undermined any attempt at meaningful communication. It's unclear why MLFS couldn't secure a venue that meets basic health and presentation standards--such as a clean, carpeted hotel conference room with proper sound insulation and equipment. Victoria encouraged attendees to grab snacks as the session approached lunchtime, triggering a chorus of crinkling bags and chewing that further disrupted the already fractured delivery. Overall, this seminar failed on every metric: content quality, presenter skill, venue hygiene, and professional credibility. Within 15 minutes, we were compelled to leave--astonished by the lack of coherence and institutional rigor. It was, without exaggeration, the most poorly executed seminar we've ever attended.

I'm so glad with you in my life. You have helped me so…read moremuch. Thank you Victoria for your patience and expertise with my retirement accounts. K trevino

I do not have insurance through them, however I am giving them five stars because of customer…read moreservice. I called the office to get a quote and was provided so much useful information. They took their time answering my questions, were very polite and not pushy. Thank you Nayeli for your assistance.

Easiest time I've ever had getting insurance ! Tiffany made it really easy and I was in and out of…read morethe office fully Insured in 15 minutes ! I'll definitely be doing my business with Scott Fowlers office and Agent's !

Great assistance on 401K rollover and Annuity partial withdraw (if you don't withdraw when your are…read more73, then IRS automatically takes half) Life Insurance on 2 of my granddaughters! Everyone involved was attentive and followed up to make sure I was satisfied! Highly Recommended .

Manny and his team are so welcoming and down to earth. I was very new to the space of life…read moreinsurance etc and his team took me by the hand, explained everything to me and made it make sense. So happy to have them on my side, I know I can go to them at any point with questions or concerns. I HIGHLY recommend TFA!!!!

Elizabeth and her team are amazing. Their knowledge of the insurance industry is amazing. They're…read morereally helped me with a new policy.

when I tell you these girls care I mean it I have talked to them all and I always feel like someone…read moreisn't just selling me just anything they are actually looking out for my business 10 out of 10 recommended! did my registration and insurance renewal permits and iftas all with them I know I am in good hands thank you appreciate all of u ladies

Buying any insurance usually increases your stress hormones! But, Nita, at Promax Insurance, was an…read moreabsolute gem to work with! Never any pressure to buy and if she wasn't sure about a question I had, she was honest and asked her supervisor for help. Guiding me through the coverages and understood my needs and worked to fit it all inside or near my budget. I'll definitely work with Nita and ProMax Insurance in the future.

John Wallace was extremely patient with me and took the time to answer all of my questions--and I…read morehad a lot of them. Throughout the entire process, I always felt that he had my best interests in mind. I never felt rushed, pressured, or like I was being a nuisance. One of the reasons I initially reached out to John was because he is a Ramsey Trusted insurance professional. After working with him, I can see why he earned that designation. He focused on educating me, helping me understand my options, and finding the coverage that best fit my needs rather than trying to sell me the most expensive policy. Communication was excellent. Because of the nature of my job, I'm often unable to take phone calls and can only respond periodically throughout the day. John was incredibly accommodating, frequently communicating with me by text and making it easy to stay in touch. His follow-up was exceptional. After my policy was written, the insurance company requested documentation showing who was at fault in a couple of previous accidents. I had no idea where to begin, but once again, John stepped in to help. He explained exactly what documents I needed to obtain from my previous insurer and guided me through the process. He even followed up with the new insurance company on my behalf and called me back to confirm they had received everything. That level of service went far beyond what I expected, and I truly appreciated his help during what was already a stressful situation. Most importantly, John provided me with a fair and competitive quote. After comparing my options, I ultimately purchased a policy through him that another agent had quoted at nearly twice the price--for the exact same carrier, coverage, and policy. John is honest, knowledgeable, responsive, and genuinely cares about his clients. He helped me understand my insurance coverage and options better than any broker I have worked with in the past. If you're looking for a Ramsey Trusted professional who puts his clients first, I highly recommend John Wallace.

I've had an excellent experience with SMD Diversified. He's knowledgeable, reliable, and explains…read moreeverything clearly, which makes the whole tax process stress-free. He's always responsive, detail-oriented, and ensures I get the best possible outcome while staying fully compliant. I highly recommend his services to anyone looking for trustworthy and efficient tax support. He also is a great Medicare broker !

He has been in the business for 20+ years. Thorough and reliable. I love his professionalism and…read morehonesty. Life Ling client.

Great service and fair prices. I highly recommend their services, arrived on time and very…read moreprofessional and friendly.

It was a last minute notarized letter I need but Rachael had great responding time, great price,…read moreSuper friendly and very Professional.

My experience with Romina has been the best yet from all the insurance companies I've dealt with…read morethrough the years, no exaggeration. Romina is professional, knowledgeable, and just very helpful. She's quick, because there are situations you may be in, as I was, where its critical. She's saved me money twice where it was unexpected. She is my go-to for anything insurance.

Customer is good! They worked on getting me the best rates possible for my business needs,…read moredefinitely would recommend.