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    Truckee Community Insurance Services

    3.9 (7 reviews)

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    Aegis Insurance Markets

    Aegis Insurance Markets

    (19 reviews)

    I found Aegis a few years ago in some list of best travel insurances and have used them at least…read moreonce (too hard to figure out who I used for prior trips) for a trip longer than 30 days also because wanted to make sure to have medical evacuation coverage because (conditions not covered by the free travel coverage under my travel Visa card. This time I wanted an answer to a specific question. What happens if lack of crew delays one flight and I miss my next. I don't like the answer but I think it's true for all or most travel insurance companies. The situation is only covered if the delay was caused by ticket, weather or mechanical labor strike so lack of crew does not count and I would have to buy an expensive replacement ticket at the last minute. However, Elizabeth, the agent I was speaking with, had I forget how many, but a lot, of years and was also very smart. I started asking all kinds of other questions and hypotheticals. She patiently and intelligently educated me on all the ins and outs of travel insurance including how to better differentiate and deploy their coverage in conjunction with the credit card coverage. A second aside is that long ago in my career I developed travel agency management and later insurance estimation software so this was a thorough exploration. So a five star review review for Elizabeth and maybe also for Aegis... depending on what I find out while hunting for travel insurance that does cover all the flaky reasons flights are canceled nowadays that can cause me to have to buy a last minute ticket out of pocket.

    I received your explanation letter after my home was damaged by the remains of Hurricane Beryl came…read morethrough my area. we had 60-80 mph winds, 6 inches of rain in an hour and standing water up to your hips in this area. I was called by Joy In Ohio and my claim was denied. Your inspector stated on his report that 9 shingle caps or shingles were missing, the roof looked over 10yrs old etc.... I did what Joy said I had a contractor come look at the damage inside, then outside for damage. He took me on the roof. I don't know what your adjuster saw but nothing with shingles or shingle caps were missing. I then had a structural Engineer from the Township look at the damage inside of the home. He stated 5 houses in the same row west to east had the same damage, and he believed it was a downburst of air pushing down on the houses causing the trusses to push into the ceiling. I told Your company this and they didn't care that my home was 4th in the line of 5 that were damaged. Just FYI the others have been fixed by their insurance companies. My roof was stripped and replaced with all good wood and new shingles in 2018. I have already canceled your crappy 1 star insurance, and let every social media outlet I could know your practices, along with the Better Business Bureau. I went with one of the homes that was also damaged by the same storm insurance companies! This letter is just to let you know Your 1 star rating that is on social media has been supported by myself. Insurance companies like yours are why Americans hate insurance, a scam. When your needed you find an excuse not to help. Robert Morse former policy number 2217696268

    Kimberly Swift

    Kimberly Swift

    (3 reviews)

    Takes great pride in providing help to those who need it most. We suffered a fire in our home and…read morehe has been with us every step of the way.

    Unknowledgeable, unhelpful, uncaring. This is a long story that starts with buying our home in…read moreTruckee and insuring with Farmers in 1991 with Ray Craig as our agent. He retires and Ms. Swift takes over. Fast forward to 2014, when we get our bill and it has tripled. I could get no help from Ms. Swift to find out why this occurred. I had to make numerous calls to Farmers and deal with others in management finally to learn that my fireline score had been increased. Upon further research without assistance from my agent, I learned my neighbors' scores had not changed. Ms. Swift could not be bothered to follow up so I filed a complaint with the CA insurance commissioners office. This got results! I received a letter of apology from someone at Farmers headquarters, my fireline score was returned to what it had been and my bill went back to normal. Fast forward to December 2019, I get a letter from Farmers that my homeowners insurance has been cancelled. My husband and I are in shock. No courtesy call from Ms. Swift to warn us and provide any help or explanation. I call and find out from Ms. Swift's assistant that some, not all, policies in my area are being randomly dropped due to the fire hazard in my area which is Tahoe Donner and there is nothing I can do. We have thankfully moved on to another insurance company. Stay away from Farmers and especially this agent.

    Truckee Community Insurance Services - insurance - Updated July 2026

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