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    Homestead Funding Corp

    Homestead Funding Corp

    (31 reviews)

    Jack and the entire staff at Homestead are extremely knowledgeable and help simplify the financial…read moreaspect of the home buying process. They communicated frequently with us to make sure that we were confident with every step of the process. Jack was especially delightful to speak with and was willing and able to break down the complex world of financing a home. Everyone should be commended at Homestead for their excellent and caring service.

    The worst business experience of my life, hands down. Tried to get a construction mortgage through…read moreHomestead. They began requesting documents, we would submit them and weeks would go by before we got updates, generally only after we asked for them. It took 7 months from first contact until we could close! At month 6.5 we were told that the longest building period they would give us was 8 months to build an entire custom home with a $5500 a month penalty for going over. They refused to give us a clause saying that time spent waiting for inspections and disbursements on their end wouldn't count towards the 8 months, even though every other thing they did took way longer than it was supposed to. Finally, they pressured us to close with 2 foot of snow on ground in middle of winter, and when I asked to postpone closing to spring they threatened us with "lots of fees". Finally, when we told them we wouldn't continue with them under these terms, they sent us a $105 bill for "adjustments" to costs of things that we already paid months ago. Do yourself a favor and use a real bank for your mortgage. Everything about the experience was head and shoulders better than with Homestead.

    Trustco Bank - banks - Updated September 2026

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