Cancel

    Open app

    Search

    Ty Li - HP Mortgage

    5.0 (1 review)
    Closed Closed

    Request information

    You can now request information from this business directly from Yelp

    Services - Ty Li - HP Mortgage

    Ty Li - HP Mortgage Photos

    You might also consider

    Recommended Reviews - Ty Li - HP Mortgage

    Your trust is our priority, so businesses can't pay to alter or remove their reviews. Learn more about reviews.
    Yelp app icon
    Browse more easily on the app
    Review Feed Illustration

    1 year ago

    Business owner information

    Photo of Ty L.

    Ty L.

    Helpful 0
    Thanks 0
    Love this 0
    Oh no 0

    Ask the Community - Ty Li - HP Mortgage

    You might also consider

    HP Mortgage

    HP Mortgage

    (5 reviews)

    Review for Kevin My Husband and I are self employed and have…read morealways done stated income loans with high interest rates and on tough terms like ARMs as our goal was always to go conventional. I reached out to a ton of companies and was looking at another stated income loan in the time of covid when many lenders were being strict. I reluctantly answered Kevin's call as I figured he was going to tell me what every other lender had. The first thing he asked after me giving some information was why we needed a stated based on the info I had shared. He promptly informed me that we could get conventional rates based on an asset loan. I put him on speaker phone so my husband could hear and I believe I told him 100 times that it sounded too good to be true and what was the strings attached. He said it was real but I asked him why in my time of 15 years buying homes as self-employed that no one had ever mentioned "this type of loan" and we would be crazy to not try. He made the process so simple and he's such a cool guy in general to speak to. He speaks to you in terms you understand and almost makes it sound so easy that you wonder how it's even possible. Well he proved me wrong and provided on every aspect of the loan. For the first time we have gotten a conventional rate and do not have to pay more for being self-employed. Kevin walked us through the process and it we ever needed anything he was there to help us right away. He was so excited to give us the call when he got our official clear to close. My biggest point in sharing the amazingness of Kevin is simply why dozens of lenders never offered this loan to us and why we never knew it was an option. We could have saved so much money simply by using Kevin a long time passed. He's not just a lender but a true expert and takes passion in his knowledge for ALL loan and All circumstances. I sent many his way already and the few he wasn't able to assist he was honest right away and didn't string them along. If you are buying a home you probably know exactly what I'm talking about with the lenders that promise the world and don't provide. Kevin provides and he truly cares. I'm so grateful that I found him and I will never use another lender as long as we can use Kevin. Morgan was very efficient to work with as she assisted Kevin and they cheered us along as we sold and bought along the way. I cannot thank Kevin enough for giving me that first call and asking me to trust him. Up until the day we closed I was still skeptical but he proved me wrong and I'm happy he did. Basically, Kevin is a magician. Give him a try and TRUST HIM. Thank you for everything!!!!

    Never locked in our rate, just a verbal agreement. Did 8 hard enquiries in one month, now we have…read morethe mess to clean up.

    Team Brandenburger - Closing day

    Team Brandenburger

    (18 reviews)

    I highly recommend Ryan Brandenburger and his team at Cross Country Mortgage for making my house…read morebuying mortgage Before you Take a mortgage for 15 or 30 years you have to make sure you choose the best company As my experience Ryan and Alex are number one!

    The most disappointing and disheartening home buying process I could ever imagine. As a first time…read morehomebuyer, Cross Country Mortgage did not make my dream of purchasing my first property anywhere near what I thought the experience should be. To begin, the first representatives I spoke with conducted an over the phone interview with me where they seemed very genuine and determined to be very transparent and communicative. After that initial conversation I did not hear back from that representative again for almost two weeks. When I called to inquire where I was in the loan process I was told he was out of the office and they did not have an ETA on when I would receive an update on the status of my approval letter. My realtor got me in contact with a different representative and the loan process moved forward from there. The rest of my loan process was hit or miss. I was timely with providing them with the documents they requested however, they did not make it a priority to respond to my phone calls, voicemails or emails. The most traumatic part of my experience was that I was provided with a Closing Disclosure on 6/11 which showed my cash to close and itemized my closing costs. My expected closing date was 6/15. My realtor and I reached out repeatedly to ensure they had everything they needed to make my closing day smooth and the day before closing they stated for some unbeknown reason they hadn't finished the paperwork and I had to push closing back by two days. This was not only disappointing but I'm a teacher so it posed an issue with me having to try and find coverage for my classes at the last minute with the date change. Late on 6/14 I received a call stating there was another change and we were clear to close. Only having revived the Closing Disclosure from 6/11 I took those numbers and wired the outlined cash to close to the title company and showed up to closing. During closing the title company showed me an updated Closing Disclosure that I NEVER received from Cross Country so I was still unable to officially close because the cash to close I wired was almost $2000 short of what I was informed of. (I don't have an issue with the numbers changing however, I believe as soon as the title company was provided with an updated Closing Disclosure I should have been provided with that information as well.) I was also surprised to find that Cross Country had rolled credit card payments into my loan which had already been paid off causing me to spend out extra money during closing that I now have to wait to be reimbursed from the credit card companies. At no point in time did cross country ever disclose rolling over credit card payments into my loan and my realtor as well as the sellers realtor both said that this was a practice that they had never heard of before. I honestly feel that after my experience with this company I was discriminated against as a black woman and taken advantage of. I would never recommend this company to anyone, not even my worst enemy.

    Ty Li - HP Mortgage - mortgagebrokers - Updated August 2026

    Loading...
    Loading...
    Loading...