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    Ask the Community - UFCU

    Texas Capital - Austin

    Texas Capital - Austin

    (9 reviews)

    I spent four weeks trying to setup a business account with them I went to another bank I had an…read moreaccount in 5 minutes.

    I had two Certificates of Deposit and one matured on 1-15-26. I asked that a check be mailed to a…read morePO Box address so it would be more secure. Then on 1-19-26 another CD matured, I once again, requested that it be mailed to the same postal box address. The first CD check was never delivered. I got the check for the second certificate of deposit, but nothing for the first. When I contacted Texas Capital downtown office, Jarren Caraway, the banker I had contacted about sending the checks, told me on January 30th that he had placed the checks in the mail. When I explained to him that only one check had arrived and that the first check was over two weeks late he acted as if it was no big deal and that it should arrive soon. I went to the Post Office and they explained to me that if it had been received they would have delivered it. So now I am playing a back and forth game between the postal service and Jarren Caraway. Fast forward to today February 20th at 4 p.m. and I am still waiting for the bank to let me know if the check has been cashed or not!!! According to Jarren he has forwarded this issue to the "back office" staff and they have not given a status update. Jarren "claims" that only this department can verify if the check was cashed or if another check can be issued. Extremely unprofessional staff especially since it has been over one month and nothing can be resolved. DO NOT DO BUSINESS WITH TEXAS CAPITAL BANK. This bank will lose your check and act as if $3,000 is nothing more than $5.00. They are totally oblivious to the time value of money when it is NOT their money. An incompetent and unprofessional bank, since I have emailed and called numerous times. I have left phone messages but NO ONE at Texas Capital bank calls back or emails with any information whatsoever. Take your money and business elsewhere !!! I know I will !!!

    UFCU - banks - Updated June 2026

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