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    SchoolsFirst Federal Credit Union

    SchoolsFirst Federal Credit Union

    4.3
    (22 reviews)

    I had a great experience at the bank today. Alexandria helped me add my husband to our joint…read moreaccount, and she made the whole process easy, fast, and simple. She was awesome -- very helpful, professional, and friendly. I really appreciated her excellent customer service!

    I joined SchoolsFirst because I believed the credit union pitch. Member owned, people helping…read morepeople, better than the big banks. What I found instead was some of the worst institutional incompetence I have encountered from any financial institution. After paying off a small personal loan in full, SchoolsFirst began reporting the account differently to all three credit bureaus simultaneously. Not slightly differently. Completely differently. One bureau showed the account as still past due long after it was closed and paid. When I disputed it with documentation, they produced two entirely different transaction histories for the same loan. Their own internal records contradict each other. They also sent an official dispute response letter that misidentified the loan product entirely, getting the basic type of loan wrong in formal correspondence. That alone tells you everything about how carefully they maintain member records. Rather than fix it, they declared in writing that they would no longer communicate with me about the matter, and then continued furnishing the disputed data to credit bureaus anyway. The practical damage is real. Inaccurate reporting on a small loan paid in full affects your credit profile, your interest rates, and your ability to qualify for financing long after the loan is gone. If you are a California educator considering SchoolsFirst, I would look carefully before committing. The credit union philosophy is easy to say and hard to find here when something actually goes wrong.

    OneMain Financial

    OneMain Financial

    4.3
    (9 reviews)

    The customer service was great. They were quick and attentive. It was very easy to get into a loan…read moreonce you prove your income. Be aware however, the interest rate may be well over 30%. When I originally asked about the rate during the process, I was told that after making consistent payments I could go back and be evaluated for a lower interest rate; but I found out later that actually meant having to take out a completely NEW loan and going through the entire process again; so if you have any changes to your job or income, it may have a negative impact. They will not re-evaluate your original loan for a lower interest rate or refinance your existing loan; they want to create a new loan that pays off the original loan, but the interest rate (even with no missed payments) may only only be a few points lower (and still well above credit card range) so it probably will not be worth the trouble. The interest on my loan may end up being more than the actual loan principal and that's even without missing any monthly payments. They did explain later into the loan that making extra payments to the principal to lower the amount of interest charged can be done, but that means making payments every week or even a couple times a week ON TOP of the regular monthly payment, and it looks to only be about $20 difference. If you do get a loan from this lender, know what you're getting into and how expensive it will be. Ask lots of questions and check the small print. Here is a link to their explanation of the DAILY interest they charge on all loans: https://www.onemainfinancial.com/resources/loan-basics/how-daily-simple-interest-works They provide a friendly service that anyone may find themselves needing to use (quick, easy), but it is exxxpensive and unless your monthly total payments equal out to double/triple the set monthly payments (by making daily or weekly payments) you can't get out quickly or without that interest charge being more than half of your monthly payment. That's why your principal goes down so slowly.

    Came for a loan.. And in minutes they got me approved. The staff really friendly and helpful with…read moremakeing sure you understand the loan.. Great place if u need a car loan or personal loan come here.. You will not regret it... And once again onemain financial

    Department of Motor Vehicles

    Department of Motor Vehicles

    2.4
    (142 reviews)

    I visited the DMV today to obtain a REAL ID for my daughter. After waiting for approximately an…read morehour, I needed to use the restroom. Upon entering, I noticed there were no toilet seat covers available. I improvised by placing toilet paper on the seat before using the restroom. Afterward, I went to wash my hands and was surprised to find that there was no soap and no paper towels available. Concerned about the sanitation issue, I went to Window 4 at approximately 1:10 PM and politely asked who I should contact regarding the missing soap and paper towels. The employee appeared annoyed and responded that there was nothing they could do because an outside vendor was responsible for replacing those supplies. I explained that I needed to wash my hands and asked what public health officials would think about a restroom without soap or paper towels. The employee then stated, in an aggressive tone, that I was welcome to contact them. I was caught off guard and disappointed by both the lack of restroom supplies and the response I received. I then requested to speak with a manager. When I explained the situation to the employee at the front entrance, she appeared to laugh and gave the impression that this was a recurring issue that was rarely addressed. After speaking with the manager, she promptly visited the restroom and provided a portable hand soap dispenser and paper towels. My primary concern is the number of people who may have used the restroom and been unable to properly wash their hands due to the lack of soap and paper towels. This creates a significant public health concern and increases the risk of cross-contamination. It is unfortunate that such a basic sanitation issue existed in a public facility serving so many people.

    I think it's common knowledge at this point that no one wants to be at the DMV. The idea that I…read morehave to go once every 10 years (give or take) plagues me. I knew what to expect, but didn't think it would be quite so bad. The parking lot was packed! Why is it so small?? I had to park across the street in a dirt field and cross two roads where the cars had little visibility. I love that you can check in on your phone! Thank goodness for that, I was able to walk right in and find a spot to sit... wait no, let me rephrase that. I was able to walk right in and stand in line hoping for a spot to sit. Yes, there was a small line of people waiting for a seat. The timing wasn't bad but I did have an appointment. The employees look so miserable! They can't hear you through the partition so you have to repeat yourself 5 times, they're not clear or direct and are not happy when they have to explain something to you. The stand apart Covid signs are still posted but I was practically shoulder to shoulder the whole time I was there. I don't think the DMV will ever change, but it would be nice if they did. Miserable employees make everyone around them miserable as well.

    USA Checks Cashed - departmentsofmotorvehicles - Updated July 2026

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