I don't actually use this bank, but have used its drive-thru ATM a few times. It's absolutely…read morehorrible. When you go to pull in, don't drive under the covered area as I initially did...it's on the outside of it. Not too great if the weather's bad. From my sedan, I can't reach the ATM. It's too high, so I have to park and hang out the window. The screen is always dirty and the contrast is so bad, you can hardly read the information unless you provide shade with your hand and get right up to it. Not a one-time experience, but every time I use it. The only reason I continue to go back is because I haven't found another drive-thru ATM in downtown Blacksburg. Once I do, I'll be going there instead.

NBB is a great local bank, they have internet banking ETC like any national chain. The advantage is…read moreyou can walk in and talk to any department at any time if you have a problem and call customer service you actually talk to a person not a outsource in India. To update Eric W's review they have replaced most of their ATM's recently they were outdated but are now much easier to use and don't look like they are from the 80's.

Spencer Lowery of the Blacksburg branch went above and beyond with the help he provided me. His…read moremanner is respectful and he's very efficient.

Walked in to open an account. Karen, did her best to explain all the ways she cannot help. First,…read moreI didn't have a copy of my kids social security card (?!) ok bank policy, moving to creating just mine. At 3:40 on a Tuesday, in an empty office, Karen explained they would not be able to open an account today, but I could "apply online". MemberOne is not great, but FreedomFirst is worse. I wanted to move my financials over to FF but at this point MemberOne is looking much better. That said, Many thanks to 30 years of University FCU in Austin TX. Shout out to service pro's that don't give you a dozen reasons they will not help you like Karen at FreedomFirst.

I went to the drive-thru ATM at this location to make a withdrawal, the money was deducted from my…read moreaccount, but the machine did not give me the physical cash. I tried it again, because if it said insufficient funds the second time, that means the first transaction went through. Sure enough, on the second attempt, it said insufficient funds. So, I went into the bank and talked to the branch manager Leigh Sutherland, however, she told me that because it was a Friday and they were closing, they would not be able to audit the ATM and check the balance. She told me they would call me on Monday and get it sorted out. I agreed to this despite losing $60 and having to wait the weekend for the mistake to be corrected. I went into the bank on Monday, and spoke with Leigh Sutherland again. Considering I already had $60 taken from me and had to wait 72 hours to even discuss getting my money back, I was expecting the staff to be willing to help me and trying their hardest to get me the money that had been taken from me. I could not have been more wrong. After taking time out of my schedule to go in and personally address this issue, she was unwilling to take the next steps towards recovering my money while I was in person with her. Instead, she called me on her own time later in the day, and essentially told me that the bank does not owe me any money. I never got my money back. I have never had such a terrible customer service experience than with Leigh Sutherland, the branch manager of this bank location. It would behoove everyone to avoid this location at all costs. I am considering switching banks after this very unpleasant experience, and will make sure it is well known how terrible the service at this branch is.

The people at the bank are nice, but every time I try to move money between my account at Truliant…read moreand any other bank, I get told no. Every other bank I've ever had, has had no issues, but something with them make it difficult. Also will lock your account, preventing you from using it. Very annoying and kind of makes having a bank useless if you can't get your money where it needs to go. Will be closing my account. Oh, and not open on Saturdays....come on!

Great FCU. Allows many people to join and experience the benefits of being a member of a credit…read moreunion. Truliant may not have the best operating hours but they make up for it with customer service and great products.

I was very disappointed. I walked in hoping to simply open a checking account. There were 3-4…read moreworkers around the bank(@their various stations,working) but nobody was able to help me at the time. The teller told me that one clerk had an appointment coming in the next 10-15minutes, and the other clerk was getting ready to go to lunch in the next 10minutes. They did give me a card w\a QR so I could DO IT MYSELF ONLINE "because it's soo easy to do and only takes you about 10minutes" That's what the clerk actually told me, verbatim. So, why couldn't somebody just do it for me there, because they had the 10 minutes, but even if it took a little longer I thought that lunch could be taken a little late in exchange for good customer service. To top it all off, I tried to go online to set-up an account and couldn't even get past the first page. Needless to say I went to another bank. NATIONAL BANK had me an account open &active, and even let me keep a few hundred dollars out of my 4,ooo$ check I had to open the account with. It's just curious I did Not disclose how big of an account it would be, and Well Fargo basically blew me off(I think on account of my appearance), while I was seated @a desk immediately and taken care of @ NATIONAL BANK

New to the area and thought we would transfer our money to Wells Fargo. We do extensive traveling…read moreplus have a vacation home in Fl where Wells Fargo has numerous locations. We went to this branch today to talk to an agent. We asked the teller if they had a sign in sheet, she replied "no just have a seat and they will call you." We took a seat and other people started to come in and take seats also. Long story short.... two people said they were there before us so we left. Dishonest people really upset me!!! Wells Fargo you need to get a sign up book. I can't help but think we would have been better clients because we are honest. The good news.... Freedom First in Blacksburg was glad to have our money! We made their day and they made ours!

I should start by saying that I recently switched an account from this bank to an online bank, but…read moreI can explain! I moved a business account to First Bank & Trust after meeting one of the VPs at various networking events. She was always helpful, friendly, and at the time I had been looking to move from a national bank to something more regional. I can say that I had no complaints upon opening an account there. After some time, I learned that First Bank was going to be eliminating the ability to deposit money at the ATMs - the ATMs were going to be withdrawal-only. Their rationale, as it was explained to me, was that every deposit needed to be checked and verified by hand anyhow, so rather than having to have an employee service each ATM daily, deposits could be made at the counter, or at the drive-thru. Unfortunately, most of my deposits were taking place after hours, and it was getting to the point where I'd have to stockpile several and then go to the bank all at one time, and it just didn't work well. I moved everything to an online bank (Ally) at that point. I had no complaints regarding First Bank & Trust up to that point. Their online Bill Pay and Account Management features weren't as up-to-date as I would have liked, but they were serviceable and did their job well. I don't know how they did it but it seemed like everyone at the bank knew who I was, whether I had dealt with them or not, and I later learned that they had been cashing checks for an employee of mine there, even though the checks were drawn off another bank - it was simply something they were doing for him because I was a customer. That kind of attention to detail, and willingness to take an extra step, really speaks volumes to me, and if I were to switch again I would most certainly take my business to First Bank & Trust *first*.

From the owner: First Bank and Trust Company specializes in delivering personalized financial solutions for…read moreindividuals, families, farmers, and businesses of all sizes. We offer a full range of services including personal and business banking, agricultural and commercial lending, mortgage lending, trust and wealth management, and free digital banking tools designed to make managing your finances simple and convenient.