The company is unregulated, making mistakes in accounting, terrible customer service, bait and…read moreswitches, leading the customer to believe that Saxe will continue their process efficiently then bam makes a u-turn only for your loan to go to default then bk then they own your home right under your feet.

I've been a Saxe customer for 20+ years. Their personalized & professional service has provided me…read morethe opportunity to quickly & easily access funds to refinance & remodel properties. Saxe has been a reliable & straight forward alternative to traditional commercial lenders.

I worked with Mike and Andrew on a complex refinance that allowed me to become the sole owner of…read morethe San Francisco home I've loved for more than 15 years. The transaction involved a number of moving parts, including a co-owner buyout and my transition from salaried employment to self-employment. Mike and Andrew were excellent throughout the process. They were responsive, patient, thorough, and calm, even when there were tight deadlines and a lot of documents and logistics to coordinate. They understood that this was more than a standard refinance and treated the transaction with real care. I always felt that they were working hard behind the scenes to keep everything moving and make sure the loan closed on time. They made a complicated and emotional process feel manageable. I'm extremely grateful to both of them and wouldn't hesitate to recommend their team to anyone looking for a lender who can handle a more complex situation with professionalism, persistence, and genuine care.

Mike was incredibly helpful and knowledgeable - would highly recommend him for your lending needs.read more

Cecilia Diaz was incredible to work with throughout our home-buying process with Patelco. My wife…read moreand I fell in love with a home and knew we needed to be competitive with our offer, and Cecilia helped make that happen. She got our pre-approval done quickly and even took the extra step of calling the listing agent to put in a good word for us. Throughout the entire process, she was responsive, polite, organized, and always available to answer our questions. She helped us navigate all the tricky to-do items and made what could have been a very stressful experience feel seamless. We closed on our home in just 21 days, and we feel great about our loan. We are thrilled to be first time homeowners and could not be happier with Cecilia and Patelco. I would 10/10 recommend her to anyone making their next offer on a home.

This is where I bank for many years now . The branch move from Westlake area to the gellert area in…read moreDaly City . It is more convenient now because of many parking spaces on the area where they move .service is always good to great .

My son was starting the process of buying a home for the first time. He looked on Yelp and saw that…read moreGerry had three 5 star reviews. Even though there were many other brokers with many more 5 star reviews, he sought out the services of Gerry Moore. Gerry has a very relaxed but knowledgeable approach to getting qualified for a loan. Buying a home is the largest purchase we will make in our lifetime and to know that we had someone in our corner guiding us so we will buy within our means is very reassuring. If you are looking for a mortgage broker, contact Gerry Moore. Won't cost you anything but an hour of time.

It was a true pleasure working with Gerry to refinance my home. He was fast and effective and his…read moreteam was terrific to work with on processing my refinance. I would highly recommend him to anyone wanting to finance their home or refinancing. The entire process took less than a month and I'm confident his knowledge and patience will get anyone through this process in a timely manner. I will refer clients and friends that require his services.

I had a great experience working with Dwight on a commercial mortgage refinancing. Anyone familiar…read morewith the space knows how difficult and confusing commercial lending can be and it's nothing like a residential mortgage. I thought I had a good handle on it after securing an SBA loan years ago, but pursuing a private refinance was an entirely new ball game. To make matters more challenging, our situation was complex and far from straightforward. I was incredibly fortunate to find Dwight through a referral. He was patient throughout the entire process and took the time to guide us every step of the way, ultimately finding a loan program that met our criteria. I truly appreciated his persistence, follow-through, and high level of professionalism. I would use his services again without hesitation. His service is worth every penny!

This is my second commercial real estate loan Dwight Daguman and Pacific Bay Financial have done…read morefor me in the past 9 months. Thank you, Dwight and to the company for a job well done! Dwight had warned me that the SBA loan process will be extremely documentation heavy. But he also smoothed the bumpy road for me to accept the scrutiny that lenders undergo when evaluating business entities. During this period, Dwight made recommendations and patiently explained the complexity of the process - and I felt at ease to continue with the process all the way to a successful end. His oversight produced financial gains, both short-term and in terms of long-range asset accumulation planning, for which my family and I will be forever grateful. Kenneth

Jay was excellent in helping us with a no cost refinance at the best rate possible!…read more He was proactive in reaching out to inform me of any favorable rate changes and was even able to help me float down the rate AFTER rate lock when I noticed there was a sudden big rate drop before we closed on the refinance. He was on top of things and communicative thought out the entire loan process. I would highly recommend him to any family or friends and would definitely goto him again for any mortgage loan needs!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Alexandra Moari is exceptional. I live on the East Coast and needed someone I could trust…read morecompletely to manage my California home, and from the very first phone call, I knew I had found the right person. Even though I called at a terribly early hour by mistake, she answered with professionalism, energy, honesty, and total clarity. She handled everything with remarkable care and efficiency: preparing the property, coordinating details, marketing the home, communicating with prospective tenants, and carefully vetting applicants until she found the perfect tenant for me. Throughout the entire process, she was responsive, thoughtful, knowledgeable, and incredibly organized. Every question I had was answered quickly and intelligently, and every step was handled with real attention and care. What also impressed me was that Alexandra does not work alone. She has built a strong team around her, and that makes a real difference. Joseph and Mariana were part of that larger sense of professionalism and support, and it was clear to me that Alexandra has surrounded herself with capable people who help things run smoothly. She also has reliable handymen and other professionals at the ready, people who can step in quickly, fix problems, prepare the home, and make things happen without delay. That kind of network is invaluable, especially when you are managing a property from across the country. What truly sets Alexandra apart is her integrity. She is honest, hardworking, deeply committed, and truly represents her clients well. As an out-of-state owner, that gave me enormous peace of mind. I feel incredibly fortunate to have found her. She is now my property manager, and I would not trust my home to anyone else. Highly, highly recommended.

Exceptional Property Manager - A Rare Find…read more After going through three previous property managers, I was incredibly fortunate to find Alexandra. Within just the first one to two months of taking over my rental property, she accomplished what my prior property manager had failed to deliver over the previous 2.5 years. One of the first things she tackled was coordinating and project managing major property improvements. She found qualified contractors to completely redo my front concrete driveway and resolve a long-standing issue with an unfinished backyard patio deck. We later discovered the deck had been partially built incorrectly and did not conform to the original architectural plans. Alexandra managed the entire process from contractor selection and oversight to final inspections and sign-off. She also successfully addressed tenant compliance issues that previous property managers had been unable or unwilling to resolve. What truly sets Alexandra apart is her network of trusted, highly skilled, and reasonably priced contractors. Every contractor she recommended had a proven track record, and the quality of work consistently exceeded my expectations. Alexandra treats your property as if it were her own. She genuinely looks out for your best interests, advocates for property owners, and approaches every challenge with professionalism and creativity. She is highly communicative, proactive, prompt, and always thinks outside the box. Instead of having to constantly chase updates, I received regular status reports and progress updates, sometimes daily, which gave me tremendous peace of mind. She also has a unique ability to treat tenants with respect while still holding them accountable. Even with less cooperative tenants, she was able to achieve compliance professionally and effectively. When it came time to sell my property, Alexandra once again proved invaluable. She strategically connected me with a trusted local real estate agent who had extensive knowledge of the area and guided me through the process. The property went under contract within two weeks and has now successfully closed. Beyond property management, Alexandra is exceptionally knowledgeable in construction, contracting, real estate transactions, and local regulations. Her broad expertise makes her an incredibly resourceful asset and someone you can truly rely on. Since Alexandra took over my property, I was able to be virtually stress-free, knowing my investment was in capable hands. Trustworthy and effective property managers are incredibly hard to find, and Alexandra is genuinely a rare find. She is worth every penny, and I recommend her without hesitation. Thank you, Alexandra, for your dedication, expertise, and outstanding service.

I was so amazed on how Presto Home Loans handled my first homebuying loan process! It went by so…read morequickly and smooth. In a matter of 12 business days we were on record and I got the house keys just before Christmas. I am so happy and excited. It was indeed a blessing to me! They made the pre-approval, underwriting, and closing stage processes so much easier despite the fact it happened during the holidays. I did the wiring and signing out-of-state with no problem. I am so grateful to Presto Home Loans Mariane, Julius, and Staff for an impressive job very well-done! - Thelma M.

From the owner: Low rates %, give us a request to give you a free loan% quote.read more