1. XCUVUS Incorporated

1. XCUVUS Incorporated

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New York, NY

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XCUVUS Incorporated

5.0 (3 reviews)
Closed 10:00 am - 6:00 pm

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5 years ago

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3 years ago

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6 years ago

great and efficient service. helped me grow my business financially and with great marketing skills brought me more clients.

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AmTrust Financial

AmTrust Financial

(9 reviews)

Financial District

06/12/2026 AmTrust Insurance Company…read moreSubject: Disappointment Regarding Commercial Auto Insurance Decision To Whom It May Concern, I am writing to express my disappointment and frustration regarding AmTrust's decision not to provide commercial auto insurance coverage for our company. Our business has maintained a perfect driving record, with zero losses, zero claims, and no accidents throughout the entire history of our company. We have consistently operated responsibly and have demonstrated a commitment to safety and risk management that should make us an ideal insurance client. What is particularly frustrating is that the decision appears to have been based on a classification indicating that we are involved in catering. While our company may provide event-related services, our vehicles are not used to cater food, deliver food, or sell food products. Our vans are used strictly for transportation purposes, transporting employees, equipment, supplies, and materials to Venue and Back They are not food delivery vehicles, mobile kitchens, or catering trucks. It is difficult to understand why a company with a spotless claims history and a proven record of safe operations would be declined based on an inaccurate perception of how our vehicles are used rather than on the actual risk presented. I had expected AmTrust to evaluate our company based on our outstanding loss history, clean driving record, and the true nature of our vehicle operations. Instead, it appears that a broad classification outweighed the facts of our business and our proven track record. I respectfully ask that AmTrust reconsider its position and conduct a more thorough review of our operations. We believe the decision does not accurately reflect the low-risk nature of our commercial auto exposure. Thank you for your time and consideration. Mark

This is a very poorly managed company! There is no communication and trying to reach someone to…read morediscuss a payment I made was impossible! I got a nasty letter from Crystal Marin-Schwartz a subrogation adjuster about paying $249 for a claim. I immediately paid it and it has been weeks and my check still has not been cashed. I left her numerous voicemails asking her to call me back to let me know the status of my check but she ignores my calls. I am going to keep calling and complaining to her superiors. Unacceptable!

Amtrust North America - Same shi*

Amtrust North America

(46 reviews)

Financial District

My experience with AmTrust has been extremely frustrating. After my work-related accident nearly…read moretwo years ago, I felt that my claim was mishandled from the beginning. I later learned they did not even have my initial hospital report, yet my treatment continued for about a year without it. Despite being told at Hoag Hospital that I needed surgery, I was unable to get the necessary treatment through workers' compensation. Eventually, I had to undergo the surgery privately about 14 months after the accident because of the delays. I was then informed that AmTrust would not pay for the surgery. My QME's initial report concluded that my injury was industrially related. In my opinion, the delays and handling of my claim contributed to my condition worsening, and I am now left with a permanent disability. I also found it extremely frustrating that many treatment recommendations made by my doctors at Concentra appeared to be ignored. I was told that AmTrust has an internal medical review process that decides which treatments are approved, but from my perspective, many of my treating doctors' recommendations were simply disregarded. To make matters worse, they have not been willing to settle my claim or agree to a Compromise and Release (C&R). Throughout this process, I felt like I was treated unfairly and with very little concern for my health or recovery. After everything I've experienced, I believe the only option left is to pursue every legal remedy available to me and hold AmTrust accountable in court if appropriate. I also intend to speak publicly about my experience so others understand what I went through. In my opinion, companies should be held accountable when their handling of claims has serious consequences for injured workers. Based on my personal experience, I cannot recommend AmTrust. I believe my claim was mishandled, communication was poor, and the delays had serious consequences for my health and quality of life.

Terrible customer service and zero communication , its crickets, this company should be ashamed of…read morethemselves, from the adjusters to the management

Stash Wealth - Stash Wealth Offices

Stash Wealth

(33 reviews)

Financial District

I would not get caught up in the acronyms and marketing hype with these guys. All talk about being…read morerebels of wall street and really little in the proof. For all the effort and check ins the results were less than what the bigger and established financial companies were able to do. Let's face it, all of these guys have their issues but personally I would look elsewhere. Better the devils we know really applies in the case of this start up.

Update 2/16: I want to share that the owner of Stash Wealth reached out to me and shared her…read moreappreciation for my feedback. She also addressed some key concerns I had and expressed how feedback helps them evolve and stay competitive. After this, I do feel more confident in recommending this service to friends knowing how seriously they take their feedback and I'm excited to consider revisiting this service at a later date. ------------ I purchased the individual stash plan. Here are some of my notes that may help you make a decision if Stash Wealth is right for you. Summary: I think SW could be a good starting place for some people. If you aren't sure what accounts to setup, how much you can afford a month on expenses, or how to save for retirement or a home then this could be helpful. Things I liked: -Small team / personalized experience -Professional and nice staff -They have "experts" in various areas of the financial world which is nice if you like having one place to go to for your money questions. -A fiduciary - meaning they aren't suppose to sell you investments that aren't in your best interest -They seemed happy to let me email follow up questions after I went through the stash plan process - pretty quick responses -The online experience / website / portal was great. They used Zoom for the meetings. -good to have gotten another perspective on my financial plan. I now know I was checking the right boxes. Things I didn't like: - Having a small team means time is money meaning you may not get virtual time you need to get your "financial shit together". Leaving holes in your final plan or areas you wish they had looked at. -I noticed the advisor wasn't aware of some of the features in some of the products he was recommending. Wasn't aware of new savings features, along with the Ally Investment Platform (he thought they only let you buy stocks), wasn't aware of Wealthfront's minimum balance. If you're a money nerd you should keep up with this stuff so you know the latest and greatest to help your customers. -The overall Stash Plan was pretty basic in my opinion. They basically look at your income, budget, and do a little basic math to tell you where to flow your money to reach your goals. I expected more. Give me multiple approaches to killing my financial outlook i.e. show me various conservative and aggressive options to reach my goals faster (increase your 401k matching by x percent after paying off x debt, or sell vested stock on x date to do x thing which could give you x returns by x date allowing you to retire x number of years earlier). I felt a little bit like a number to them - after they get your basic money flow they try to upsell you on ongoing money management. -They ask you to upload your bank, credit card statements, employer benefits, paystub, etc... however they never gave me any insights into my spending or to my knowledge, used my statements in my stash plan. -I only met twice with the advisor - around an hour each time and it felt a lil rushed towards the end. -After my first meeting, I sent some updated debt numbers to my advisor, but he forgot to update our plan by the 2nd meeting. This fudged my final plan. This was a little off putting. -The advisor really didn't go into strategies on how to pay off debt faster, other than consider consolidating it. For example, one of my debts is a balance transfer and has 0%$ APR for 12 months. I feel like the advisor should have offered some insights on how i should prioritize that debt above other areas. There was no mentions or discussions around this. -Personally I did not like the style of the plan. At first I liked it, but later I found it difficult to find information, interpret it, etc.. the format, the way it was written and flow of it got on my nerves later. At the end they put a cliff notes slide - however in my mind, a good plan shouldn't need cliff notes. The plan should BE the cliff notes. -I have unvested stocks at the company I work for - I expected to see more forecasting around how and when to use the unvested company stocks. -I initially didn't provided accurate budgeting numbers - (on me) I would have given them brownie points if they had allowed me to redo my plan with the correct numbers instead they just told me some things to tweak over email or if they had caught this via the monthly statements - i.e. Cam based on the statement it looks like you spent $800 on food and not $200 a month like you said in our first meeting. Overall, they just take what you give them, create a money flow plan and get you on your merry way and try to get you in their Stash mgmt service. They aren't looking at your situation comprehensively - IMO. I don't trust the numbers or the plan provided so i'm no better then I was before dishing out $1300 bucks. Ultimately, I've learned that no one is going to care as much about your money and your life as you do.

XCUVUS Incorporated - financialservices - Updated July 2026

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