1. 1st Security Bank

    1. 1st Security Bank

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    Waldport, OR

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    1st Security Bank

    5.0 (1 review)
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    2 years ago

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    Malcolm C.

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    Ask the Community - 1st Security Bank

    Oregon State Credit Union

    Oregon State Credit Union

    (10 reviews)

    The staff at Oregon Credit union Newport OR is exceptionally helpful…read more The friendliness adds to the trust I already have with all my needs at this facility being met. I highly recommend Oregon State Credit Union to all.

    I opened an account at Oregon State Credit Union a few years back and then never used it. Turns…read moreout, after a period of inactivity, they will charge an inactive account $10 a month until all the money is gone and then close the account. I recently went into Oregon State Credit Union to break down some larger bills into smaller bills, thinking I still had an open account there. They refused because my account had been closed. So, in the simplest terms, my entire experience with Oregon State Credit Union was this: I gave them $25 to open an account, they eventually took the entire $25 in "inactivity fees", closed my account, and then refused the only service I ever asked from them. I'm sure the inactivity fee was disclosed somewhere in the paperwork when I opened the account. However, I've had free accounts at banks and credit unions for more than 40 years, and I've never had one slowly take the money in my account through inactivity "fees" and then close it when the balance reached zero. Maybe it's permitted under their account terms, but that doesn't make it a practice I consider reasonable or customer-friendly. In my opinion, charging an inactive account month after month until the balance is depleted feels predatory. It's especially disappointing because I've generally had very good experiences with credit unions. This one was definitely not among them.

    1st Security Bank - banks - Updated September 2026

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