As a local business owner/Realtor my business partners/ relationships are extremely important. The…read moreHubbard Team is spot on. So much so that I use them for my personal mortgage needs. It doesnt get better than this company/team.

I just closed on a refinance today with Kristina Hubbard at the Albany Pacific Residential Branch…read more What can I say other than Kristina and her team is nothing short of amazing. This was a complicated process and had a lot of moving parts to get us to the finish line of this re-fi. Kristina never once gave up even when I felt like there was a roadblock at many turns she overcame each one. If you want someone that is in your corner and fights hard for you then this is your lender. If you want someone to care for you like you were related to them, then pick them. I promise you are getting the best service out there. Thank you again for everything you did to make this happen for us.

Directors Mortgage is truly as good as it gets! I've purchased two homes & refinanced both those…read morehomes thru Directors Mortgage and I couldn't be more impressed or satisfied. Every single person you'll have contact with is so friendly & professional. They keep you informed every step of the way, they answer questions in a way that the least versed person (like me) can understand. After working with Nick Carter & his team for the past 5-6 years, I trust them explicitly and feel totally confident that they helped me make the best mortgage decisions for me and my situation. Whether you are purchasing your first home or your 10th, or refinancing; you won't find a better mortgage company to work with than Nick Carter and his team at Directors Mortgage! Plus, they give great closing gifts!! Thank you Nick & team. There is NO better in my opinion!!

Josh Lenhart and Bonnie Martin made this process so efficient and easy. Josh's expertise and…read moreintuition combined with Bonnie's proactive and thorough approach allowed us to close early on our home. His use of technology and systems to keep us informed along the way gave us great peace of mind. His logic and financial coaching makes him the best I have ever encountered in the last 20 years of buying real estate. We are so grateful to have had them at our side through this process.

I could not recommend Claire and her team enough. We had a poor experience with another company…read morebefore we worked with Claire and she turned our homebuying process around. They were quick, efficient, knowledgeable and had timely responses to emails and calls. Their online document submitting system was smooth and effortless. Over my family had a pleasurable experience buying our first home. Thank you Mortgage First!

I had a very unique situation and Claire and the team at Mortgage First did an amazing job of…read morehelping me find a solution that fit. They made getting a mortgage easy, took plenty of time to explain everything to me and I really felt like they went above and beyond to help me every step of the way. I cannot recommend them highly enough...you are in good hands with them and they will help with my next mortgage...if I ever move again!

If you're in the market for a mortgage, there's no one better to have on your side than Brooke,…read moreKim, and the team at Knight Financial. They turned what can often be a stressful and complicated process into something easy and straightforward, making us feel confident and supported every step of the way. What truly sets Brooke and Kim apart is their dedication to their clients. They go above and beyond, treating you like family and ensuring you get the absolute best rate possible. It's clear they care deeply about their clients' well-being and financial future, and they work tirelessly to make sure everything goes smoothly. I wouldn't want anyone else handling our mortgage. Brooke, Kim, and their team are simply the best, and we couldn't be more grateful for their expertise and care during our home-buying journey.

Brooke, Kim and his team did a great job (again) helping us through the mortgage and closing…read moreprocess for our home. As repeat customers over several houses/refinances, we knew we could count on Brooke and team to be responsive (including weekend calls) and to provide quality service for our mortgage. We highly recommend using Knight Financial for your mortgage and home buying needs.

Update:. Scott recommend that I pull money out of my 403b to pay for the down payment on my house…read more Unfortunately, he was apparently unaware that to do so incurs tremendous tax penalties. I ended up with a massive penalty equal to the money which I pulled out of my 403b. This seems like something he should've been aware of it and been able to advise me appropriately about and therefore I have lowered my rating.

Scott is a miracle worker. The day before I was to close with Freedom Mortgage a title discrepancy…read morewas found and Freedom needed to delay the transaction. It was an absolute nightmare as our home was packed and movers were scheduled. I called Scott the following day and he immediately had his underwriters scrutinize the title and there were found to be no issues. Scott and his team (Selisha and Melissa) went to work on my loan immediately. Time was of the essence. Scott was able to close on my loan just a few weeks later. He answered very late night texts to my questions. His knowledge, effort, professionalism, directness and customer service is excellent. I can't recommend him enough! THANK YOU SCOTT!

The only reason I gave a rating of "five" is because there isn't an option to give SIX!…read more My wife and I have had a lot of experience over the last 23 years buying and selling properties. We had been watching property in a very specific part of town for nearly two years. As our country's financial outlook began to turn gloomy, we decided we'd better pull the trigger quickly before rates went to the moon. A friend we trust recommended Phil Gerstner at Lighthouse Home Loans. We reached out to Phil and the rest is history. Understand, we've bought and sold more than a dozen properties in a couple of decades and we have NEVER had such an OUTSTANDING experience as we did with Phil and his team. We thought for certain we'd waited too long and would pay the price through high rates. Phil shopped our loan HARD and found us several options to choose from that made sense and were manageable for us. Phil took the time to teach us about the process, broke each option down into steps that helped us understand potential outcomes BEFORE we made a decision. We have NEVER had a broker take the time and spend the energy doing this before and we have come to VALUE Phil's thoughtful input. I CANNOT RECOMMEND PHIL AND LIGHTHOUSE LOANS STRONGLY ENOUGH. You will be doing yourself, your family, and your future a huge disservice if you don't at least have a conversation with him, talk about your plans, dreams, and options. Thanks Phil and Lighthouse! We LOVE our new home.

Phil was knowledgeable, responsive and extremely helpful in making sure we had a good experience as…read morefirst time home buyers. He made every effort to get us the best deal and was constantly giving us good news. I really liked working with Phil and Lighthouse Home Loans. I would HIGHLY recommend them to anyone.

Love this place!! Such a great atmosphere! All the ladies at the Newport location are amazing and…read morealways have my needs met. Thank you TLC for offering the best credit union experience on the coast!

Fibre TLC showcases daily their commitment not only to their members, but also the community. All…read moreof the ladies at the Newport location go out of their way to make sure members needs are met but also go above and beyond. Wouldn't do my banking anywhere else!